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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-05-05

Overdue

Watchouts

1 item

Cash

£13M

-20.7% vs 2023

Net assets

£56M

-4.6% vs 2023

Employees

Average over period

Profit before tax

-£2M

+80.7% vs 2023

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Turnover £18,312,000£24,387,000
Operating profit -£11,992,000-£2,373,000
Profit before tax -£11,628,000-£2,244,000
Net profit -£11,552,000-£2,061,000
Cash £16,405,000£13,016,000
Total assets less current liabilities
Net assets £58,813,000£56,130,000
Equity £58,813,000£56,130,000
Average employees
Wages £13,885,000£13,739,000

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Operating margin -65.5%-9.7%
Net margin -63.1%-8.5%
Gearing (liabilities / total assets) 25.9%48.8%
Current ratio 2.57x1.37x
Interest cover -218.04x-45.63x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
IFRS
Reporting scope
Consolidated group
Auditor
Deloitte LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The consolidated financial statements have been prepared on the going concern basis, as the directors have a reasonable expectation that the Group has adequate resources to continue operating under its current regulatory permissions and business model for the foreseeable future, being at least twelve months from the date of approval of these financial statements. In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Group structure

  1. MFM HOLDING LTD · parent
    1. MFM Investment Ltd 100% · United Kingdom · Investment management
    2. MFM Future S.R.L. 100% · Italy · Insurance broking
    3. Profile FSH Ltd 100% · United Kingdom · Holding company
    4. Financial Lifetime Ltd 100% · United Kingdom · Dormant
    5. Profile Financial Solutions Ltd 100% · United Kingdom · Pension advisory service

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

9 active · 7 resigned

Name Role Appointed Born Nationality
TAYLOR WESSING SECRETARIES LIMITED Corporate Secretary 2019-03-01
CLARK, James Roy Director 2015-11-25 Feb 1958 American
DAPRA, Giovanni Director 2015-04-21 Nov 1983 Italian
DELIANO, Markus Director 2020-11-24 Mar 1970 German
GADHIA, Jayne-Anne Director 2022-11-23 Oct 1961 British
GALVANI, Paolo Director 2015-11-25 Oct 1965 Italian
GESESS, Paolo Director 2015-11-25 Mar 1966 Italian
GRECO, Camillo Director 2020-10-08 Feb 1974 Italian
MULLER, Kay Director 2023-02-01 Dec 1975 German
Show 7 resigned officers
Name Role Appointed Resigned
OHS SECRETARIES LIMITED Corporate Secretary 2015-04-21 2018-12-07
BERTAGNA DE MARCHI, Stefano Director 2020-05-13 2020-10-08
HEYMANN, Thorsten Director 2018-08-17 2019-12-31
SPELSIEK, Jan Director 2020-01-29 2020-11-24
STICKLER, Claus Oliver, Dr. Director 2016-06-21 2018-08-17
TERZI, Vittorio Emanuele Director 2015-11-25 2018-08-17
WEBER, Juergen Director 2018-08-18 2023-01-31

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Allianz Se. Corporate entity Shares 25–50%, Voting 25–50% 2018-08-17 Active
Cabot Square Capital Nominee Ltd Corporate entity Shares 25–50% 2016-04-06 Ceased 2018-08-17

Filing timeline

Last 20 of 100 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2025-04-30 MA Memorandum articles
  • 2025-04-22 RESOLUTIONS Resolution
  • 2025-01-20 MA Memorandum articles
  • 2023-12-16 RESOLUTIONS Resolution
Date Type Category Description
2026-01-30 SH01 capital Capital allotment shares PDF
2026-01-22 SH01 capital Capital allotment shares PDF
2025-09-17 AA accounts Accounts with accounts type group
2025-08-29 SH01 capital Capital allotment shares PDF
2025-07-08 SH01 capital Capital allotment shares PDF
2025-07-08 SH01 capital Capital allotment shares PDF
2025-05-06 CS01 confirmation-statement Confirmation statement with updates PDF
2025-04-30 MA incorporation Memorandum articles
2025-04-22 RESOLUTIONS resolution Resolution
2025-04-22 SH01 capital Capital allotment shares PDF
2025-01-20 MA incorporation Memorandum articles
2024-09-30 AA accounts Accounts with accounts type group
2024-05-02 CS01 confirmation-statement Confirmation statement with updates PDF
2023-12-16 RESOLUTIONS resolution Resolution
2023-09-19 AA accounts Accounts with accounts type group
2023-09-04 RP04PSC02 persons-with-significant-control Second filing notification of a person with significant control
2023-09-04 RP04PSC09 persons-with-significant-control Second filing withdrawal of a person with significant control statement
2023-07-31 SH01 capital Capital allotment shares PDF
2023-07-27 SH01 capital Capital allotment shares PDF
2023-06-06 PSC02 persons-with-significant-control Notification of a person with significant control

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
7

last 12 months

Capital events
6

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page