EXPERIAN (UK) FINANCE LIMITED
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Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2027-03-21 (in 10mo)
Last made up 2026-03-07
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
£6B
-23.3% vs 2024
Employees
0
Average over period
Profit before tax
-£267M
-61.4% vs 2024
Net assets
2-year trend · vs Technology median
Accounts
2-year trend · latest reflected 2025-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Turnover | — | — | |
| Operating profit | — | — | |
| Profit before tax | -£165,592,291 | -£267,252,039 | |
| Net profit | -£124,194,218 | -£200,438,844 | |
| Cash | — | — | |
| Total assets less current liabilities | £7,216,258,710 | £5,532,873,981 | |
| Net assets | £7,216,258,710 | £5,532,873,981 | |
| Equity | £7,216,258,710 | £5,532,873,981 | |
| Average employees | 0 | 0 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Current ratio | 0.02x | 0.02x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- KPMG LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Consequently, the directors consider that the Company will have sufficient funds to continue to meet its liabilities as they fall due for at least 12 months from the date of approval of the financial statements and therefore have prepared the financial statements on the going concern basis.”
Group structure
- EXPERIAN (UK) FINANCE LIMITED · parent
- Financeira Veloz Holding Financeira S.A. 100%
- Holding Veloz Investimentos e Participações S.A. 100%
- Mova Sociedade de Empréstimo Entre Pessoas S.A. 51%
- Pagueveloz Instituição de Pagamento Ltda. 100%
- Salaryfits Sistemas Ltda. 100%
- Salt Participações S.A. 100%
- Salt Tecnologia Ltda. 100%
- Serasa S.A. 99.8%
- SÓFacil Tecnologia Ltda. 100%
- Experian Colombia S.A. 99.9%
- CCN UK 2005 Limited 100%
- CCN UK Unlimited 100%
- Chatsworth Investments Limited 100%
- EHI 2005 Limited 100%
- EHI UK Unlimited 100%
- EIS 2005 Limited 100%
- EIS UK Unlimited 100%
- Experian Colombia Investments Limited 100%
- Experian Corporate Services Limited 100%
- Experian Europe and Middle East Limited
- Experian Europe Unlimited 100%
- Experian Finance 2012 Unlimited 100%
- Experian Finance plc 100%
- Experian Group Limited 100%
- Experian Holdings Limited 100%
- Experian International Unlimited 100%
- Experian Latam Holdings Unlimited 100%
- Experian Limited 100%
- Experian NA Holdings Unlimited 100%
- Experian Nominees Limited 100%
- Experian SURBS Investments Limited 100%
- Experian Technology Limited 100%
- Experian (UK) Holdings 2006 Limited 100%
- Experian US Holdings Unlimited 100%
- G.U.S. Property Management Limited 100%
- GUS 1998 Unlimited 100%
- GUS 2000 Finance Unlimited
- GUS 2004 Limited
- GUS Catalogues Unlimited 100%
- GUS Finance (2004) Limited 100%
- GUS Holdings (2004) Limited 100%
- GUS Holdings Unlimited 100%
- GUS International Holdings Limited 100%
- GUS Ireland Holdings Limited 100%
- GUS Overseas Holdings Limited 100%
- GUS Overseas Investments Limited 100%
- GUS US Holdings 2024 Limited 100%
- International Communication & Data Limited 100%
- Intozetta Holdings Limited 100%
- Intozetta Limited 100%
- Pay Dashboard Limited 100%
- Paylink Outsource Services Limited 100%
- Paylink Solutions Limited 100%
- Serasa Finance Limited 100%
- Tallyman Limited 100%
- Tapad UK Limited 100%
- The Royal Exchange Company (Leeds) Unlimited 100%
- The Witney Mattress, Divan & Quilt Co. Unlimited 100%
- Tapad Germany GmbH 100%
- GHU Insurance Company Limited 100%
- GUS Finance Ireland Unlimited Company 100%
- GUS Europe Holdings B.V. 100%
- APC Buró, S.A. 70%
- Experian Latam España, Inversiones S.L. 100%
- Auto I.D., Inc. 100%
- BillFixers, LLC 100%
- CIC Plus, LLC 100%
- ClarityBlue, Inc. 100%
- Clarity Services, Inc. 100%
- ConsumerInfo.com, Inc. 100%
- CSIdentity Corporation 100%
- CSIdentity Insurance Services, Inc. 100%
- Employment Tax Servicing, LLC 100%
- Experian Background Data, Inc. 100%
- Experian Credit Advisors, Inc. 100%
- Experian Data Corp 100%
- Experian Employer Services, Inc. 100%
- Experian Fraud Prevention Solutions, Inc. 100%
- Experian Health, Inc. 100%
- Experian Holdings, Inc. 100%
- Experian Information Solutions, Inc. 100%
- Experian Marketing Solutions, LLC 100%
- Experian Reserved Response, Inc. 100%
- Experian Services Corp. 100%
- Frontline eSolutions, LLC 100%
- Gabi Personal Insurance Agency, Inc. 100%
- MyExperian, Inc. 100%
- My Health Direct, Inc. 100%
- Neuro-ID, Inc. 100%
- Predictive Pop, Inc. 100%
- RewardStock, Inc. 100%
- StatSchedules India, LLC 100%
- String Automotive Solutions, Inc. 100%
- String Enterprises, Inc. 100%
- Tapad, Inc. 100%
- Tax Credit Co, LLC 100%
- Tayvah, LLC 100%
- The 41st Parameter, Inc. 100%
- WaveHDC LLC 100%
- Waveland Technologies LLC 100%
- London & Country Mortgages Limited 25%
- Central Source LLC 33.3%
- New Management Services, LLC 33.3%
- Online Data Exchange LLC 25%
- Opt-Out Services, LLC 25%
- VantageScore Solutions, LLC 33.3%
Significant events
- “On 1 April 2025, a subsidiary undertaking completed the acquisition of Clear Sale S.A. and its subsidiaries in Brazil, for R$1,948m (US$338m), plus the delivery of 125,344 Experian plc treasury shares at market value.”
- “An interim dividend of US$1,463,314,000 was paid on 18 July 2025 in connection with the payment of the second interim dividend of Experian plc for the year ended 31 March 2025.”
- “Funds of US$1,600,000,000 were advanced to the Company by a subsidiary undertaking on the same date.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 8 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HENRY, Sarah Roberta | Secretary | 2024-10-16 | — | — |
| BROWN, Charles Bennett | Director | 2011-04-01 | Dec 1966 | Irish |
| GILLAN, Charlotte Elizabeth | Director | 2019-11-25 | May 1973 | British |
| GREENWOOD, Karen Julia | Director | 2017-07-05 | Jul 1967 | British |
| LILLEY, Daniel Tristan | Director | 2016-12-15 | Jan 1981 | British |
| PEPPER, Mark Edward | Director | 2011-03-18 | Feb 1963 | British |
| PITCHFORD, Lloyd Mark | Director | 2015-05-11 | Aug 1971 | British |
Show 8 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| HANNA, Ronan | Secretary | 2011-03-07 | 2024-10-16 |
| ATKINSON, Paul Alan | Director | 2011-03-07 | 2022-06-30 |
| BARNES, Antony Jonathan Ward | Director | 2011-04-01 | 2023-10-27 |
| BLYTHE, Peter Jens | Director | 2011-03-07 | 2015-03-30 |
| BROMLEY, Alexander John | Director | 2012-07-13 | 2017-06-30 |
| BROOKS, Paul Timothy Coleman | Director | 2011-04-01 | 2012-01-06 |
| CASSIN, Brian Jude | Director | 2012-07-13 | 2015-05-07 |
| COOPER, Paul Graeme | Director | 2012-07-13 | 2016-12-21 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Experian Investment Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 83 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-02-27 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-26 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-03-26 | SH01 | capital | Capital allotment shares | |
| 2026-02-27 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2026-02-27 | SH20 | capital | Legacy | |
| 2026-02-27 | CAP-SS | insolvency | Legacy | |
| 2026-02-27 | RESOLUTIONS | resolution | Resolution | |
| 2025-09-30 | AA | accounts | Accounts with accounts type full | |
| 2025-03-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-11-26 | AA | accounts | Accounts with accounts type full | |
| 2024-11-05 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-11-05 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-03-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-11-14 | TM01 | officers | Termination director company with name termination date | |
| 2023-10-18 | AA | accounts | Accounts with accounts type full | |
| 2023-03-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-12-21 | AA | accounts | Accounts with accounts type full | |
| 2022-10-11 | CH01 | officers | Change person director company with change date | |
| 2022-10-11 | CH01 | officers | Change person director company with change date | |
| 2022-10-11 | CH01 | officers | Change person director company with change date | |
| 2022-10-10 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 3
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31
-
Turnover
—
Not reported
-
Cash
—
Not reported
-
Net assets
-23.3%
£7,216,258,710 £5,532,873,981
-
Employees
—
Not reported
-
Profit before tax
-61.4%
-£165,592,291 -£267,252,039
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers