EML PAYMENTS EUROPE LIMITED
Get an alert when EML PAYMENTS EUROPE LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Next accounts due
2026-06-30 (in 1mo)
Last filed for 2024-06-30
Confirmation statement due
2026-06-22 (in 1mo)
Last made up 2025-06-08
Watchouts
Cash
£3M
-83.6% vs 2023
Net assets
£26M
-2.5% vs 2023
Employees
48
+17.1% vs 2023
Profit before tax
-£1M
-122.6% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
5 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Name history
Renamed 2 times since incorporation
- EML PAYMENTS EUROPE LIMITED 2017-06-12 → present
- STORE FINANCIAL SERVICES UK, LIMITED 2006-09-08 → 2017-06-12
- SHOO 259 LIMITED 2006-06-20 → 2006-09-08
Net assets
2-year trend · vs Technology median
Accounts
2-year trend · latest reflected 2024-06-30
| Metric | Trend | 2023-06-30 | 2024-06-30 |
|---|---|---|---|
| Turnover | £13,270,000 | £11,274,000 | |
| Operating profit | — | — | |
| Profit before tax | £4,555,000 | -£1,031,000 | |
| Net profit | £3,738,000 | -£675,000 | |
| Cash | £19,415,000 | £3,185,000 | |
| Total assets less current liabilities | £27,510,000 | £26,332,000 | |
| Net assets | £26,479,000 | £25,804,000 | |
| Equity | £26,479,000 | £25,804,000 | |
| Average employees | 41 | 48 | |
| Wages | £2,824,000 | £2,988,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-06-30 | 2024-06-30 |
|---|---|---|---|
| Net margin | 28.2% | -6.0% | |
| Gearing (liabilities / total assets) | 84.1% | 83.9% | |
| Current ratio | 1.08x | 1.08x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- KPMG
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Having taken into consideration the above matters, the Directors believe it appropriate to prepare the financial statements using the going concern principle.”
Group structure
- EML PAYMENTS EUROPE LIMITED · parent
- EML Payments AB 100%
- Flex-e-Card Limited 100%
- EML Financial 2, LLC 100%
- Flex-e-Card International DMCC 100%
Significant events
- “No significant transaction or event of a material and unusual nature after the balance sheet date have arisen, in the opinion of the Directors of the Company, to affect significantly the operations of the Company, the results of those operations, or the state of affairs of the Company, in subsequent financial periods.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 20 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| DENNING, Anushka Helene | Secretary | 2025-11-03 | — | — |
| BUHAGIAR, Lorraine Joanna | Director | 2026-02-01 | Aug 1971 | British |
| OLDING, Adam Rhys | Director | 2025-02-28 | Dec 1971 | Australian |
| SHAH, Vishal Jinit | Director | 2025-05-20 | Sep 1986 | British |
Show 20 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BURCHNALL, David | Secretary | 2011-08-01 | 2017-09-11 |
| GOUGH, Liam | Secretary | 2017-09-11 | 2020-10-19 |
| TISSERA-ISAACS, Sonya | Secretary | 2020-10-19 | 2025-11-03 |
| WENK, Paul | Secretary | 2020-10-19 | 2024-11-30 |
| COMPANY LAW CONSULTANTS LIMITED | Corporate Secretary | 2006-10-24 | 2011-07-06 |
| SHOOSMITHS SECRETARIES LIMITED | Corporate Secretary | 2006-06-20 | 2006-10-24 |
| CREGAN, Tom | Director | 2011-05-20 | 2022-07-11 |
| EVANS, Nicola | Director | 2020-02-04 | 2024-01-31 |
| GATT, Jonathan | Director | 2022-06-30 | 2025-02-28 |
| GEORGESON, James Gladstone | Director | 2025-02-28 | 2025-05-20 |
| GORTON, Anna Catherine | Director | 2025-06-01 | 2025-11-11 |
| GREEN, Stuart Kelly | Director | 2006-10-24 | 2020-02-04 |
| HALL, Patrick William | Director | 2025-02-28 | 2026-02-23 |
| LANG, Peter | Director | 2024-01-31 | 2025-02-28 |
| LEWIS, Bryan | Director | 2025-05-20 | 2026-02-24 |
| MACTIGHEARNAIN, Roibeard | Director | 2020-02-04 | 2021-06-04 |
| O'NEIL, David | Director | 2020-10-19 | 2022-06-30 |
| SHEWMAKER, David Thomas | Director | 2006-10-24 | 2014-12-01 |
| VAN HORN, Louis G. | Director | 2006-10-24 | 2011-05-11 |
| SHOOSMITHS DIRECTORS LIMITED | Corporate Director | 2006-06-20 | 2006-10-24 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Eml Payments Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors, right-to-appoint-and-remove-directors-as-firm | 2016-04-06 | Ceased 2021-05-03 |
Filing timeline
Last 20 of 119 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-02 | AP01 | officers | Appoint person director company with name date | |
| 2026-03-02 | TM01 | officers | Termination director company with name termination date | |
| 2026-03-02 | TM01 | officers | Termination director company with name termination date | |
| 2026-01-29 | TM01 | officers | Termination director company with name termination date | |
| 2025-11-10 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-11-10 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-06-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-06-06 | AP01 | officers | Appoint person director company with name date | |
| 2025-06-06 | AP01 | officers | Appoint person director company with name date | |
| 2025-06-06 | AP01 | officers | Appoint person director company with name date | |
| 2025-06-06 | TM01 | officers | Termination director company with name termination date | |
| 2025-04-09 | AP01 | officers | Appoint person director company with name date | |
| 2025-04-08 | AA | accounts | Accounts with accounts type full | |
| 2025-04-04 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-04-04 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-03-06 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-03-06 | TM01 | officers | Termination director company with name termination date | |
| 2025-03-06 | AP01 | officers | Appoint person director company with name date | |
| 2025-03-06 | AP01 | officers | Appoint person director company with name date | |
| 2025-03-06 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 11
- Capital events
- 0
- Officers appointed
- 3
- Officers resigned
- 5
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-06-30 vs 2023-06-30
-
Turnover
-15%
£13,270,000 £11,274,000
-
Cash
-83.6%
£19,415,000 £3,185,000
-
Net assets
-2.5%
£26,479,000 £25,804,000
-
Employees
+17.1%
41 48
-
Profit before tax
-122.6%
£4,555,000 -£1,031,000
-
Wages
+5.8%
£2,824,000 £2,988,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers