SCOTTISH EQUITABLE POLICYHOLDERS TRUST LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-04-15 (in 11mo)
Last made up 2026-04-01
Watchouts
None on the register
Cash
£6K
-39.1% vs 2023
Net assets
£500K
0% vs 2023
Employees
0
Average over period
Profit before tax
£5K
+24.3% vs 2023
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £158,221 | £183,183 | |
| Operating profit | -£17,081 | -£21,226 | |
| Profit before tax | £4,006 | £4,979 | |
| Net profit | £0 | £0 | |
| Cash | £9,810 | £5,972 | |
| Total assets less current liabilities | £500,000 | £500,000 | |
| Net assets | £500,000 | £500,000 | |
| Equity | — | — | |
| Average employees | 0 | 0 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | -10.8% | -11.6% | |
| Net margin | 0.0% | 0.0% | |
| Return on capital employed | -3.4% | -4.2% | |
| Gearing (liabilities / total assets) | 1.9% | 1.2% | |
| Current ratio | 1.00x | 1.00x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- UK-adopted International Accounting Standards
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future (being 12 months from the date of approval of the financial statements). Accordingly, they continue to adopt the going concern basis in preparing the financial statements.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 22 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| WRIGHT, Amanda | Secretary | 2025-05-19 | — | — |
| ARONSON, Rees | Director | 2024-03-01 | Nov 1967 | British |
| DOWTHWAITE, Carl Edwin | Director | 2025-01-01 | May 1965 | British |
| DUFFIN, Brian James | Director | 2007-07-17 | Jan 1955 | British |
Show 22 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| MACKENZIE, James Kenneth | Secretary | 2011-05-06 | 2024-12-28 |
| MORRIS, Alison | Secretary | 2024-12-28 | 2025-05-19 |
| PATRICK, Roy | Secretary | 1993-07-22 | 1993-09-17 |
| YOUNG, Ian Gordon | Secretary | 1993-09-17 | 2009-08-13 |
| ARNOLD, Michael | Director | 2009-10-27 | 2015-12-31 |
| BARBOUR, Alastair William Stewart | Director | 2012-03-21 | 2024-02-29 |
| BERRIDGE, David Anderson | Director | 1993-07-22 | 1997-01-22 |
| BUDGE, Ruaridh Mackenzie | Director | 2004-10-29 | 2007-05-08 |
| CAMPBELL, Christopher Robert James | Director | 2016-01-01 | 2025-12-31 |
| CUTHBERTSON, Eric Ian | Director | 1993-07-22 | 2000-06-05 |
| GORDON, Robert | Director | 1993-07-22 | 1995-03-21 |
| GRACE, Paul Henry | Director | 1993-09-17 | 2012-05-10 |
| INGLIS, Hamish Macfarlane | Director | 1993-07-22 | 2004-05-06 |
| LUSCOMBE, Kerr | Director | 2015-09-25 | 2024-12-31 |
| MONAGHAN, Charles Edward | Director | 1999-12-16 | 2007-06-04 |
| NICOLSON, David | Director | 2008-05-27 | 2015-12-31 |
| SEALEY, Barry Edward | Director | 1993-07-22 | 2006-06-22 |
| SLEIGH, Charles Frederick | Director | 1993-07-22 | 2000-06-05 |
| STORMONTH DARLING, Peter | Director | 1993-07-22 | 1997-02-11 |
| THORESEN, Otto | Director | 2006-06-22 | 2009-06-17 |
| WARD, Maxwell Colin Bernard | Director | 1993-07-22 | 2010-06-01 |
| THE RT HON VISCOUNT YOUNGER OF LECKIE | Corporate Director | 1993-07-22 | 1998-05-28 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 115 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-03-26 | CH03 | officers | Change person secretary company with change date | |
| 2026-01-06 | TM01 | officers | Termination director company with name termination date | |
| 2025-07-07 | AA | accounts | Accounts with accounts type full | |
| 2025-06-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-20 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-05-20 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-01-07 | AP01 | officers | Appoint person director company with name date | |
| 2025-01-03 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-01-02 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-02 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-11-25 | AUD | auditors | Auditors resignation company | |
| 2024-07-10 | AA | accounts | Accounts with accounts type full | |
| 2024-06-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-03-19 | AP01 | officers | Appoint person director company with name date | |
| 2024-03-12 | RP04TM01 | officers | Second filing of director termination with name | |
| 2024-02-28 | TM01 | officers | Termination director company with name termination date | |
| 2023-06-28 | AA | accounts | Accounts with accounts type full | |
| 2023-06-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-08-03 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+15.8%
£158,221 £183,183
-
Cash
-39.1%
£9,810 £5,972
-
Net assets
0%
£500,000 £500,000
-
Employees
—
Not reported
-
Operating profit
-24.3%
-£17,081 -£21,226
-
Profit before tax
+24.3%
£4,006 £4,979
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers