THE SCOTTISH ASSOCIATION OF CITIZENS ADVICE BUREAUX
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Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2026-07-17 (in 2mo)
Last made up 2025-07-03
Watchouts
Cash
£9M
+27% vs 2024
Net assets
£8M
+10.4% vs 2024
Employees
208
+4.5% vs 2024
Profit before tax
—
Period ending 2025-03-31
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
3 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Net assets
2-year trend · vs Consumer Discretionary median
Accounts
2-year trend · latest reflected 2025-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Turnover | £25,984,767 | £28,223,927 | |
| Operating profit | £1,544,260 | £705,563 | |
| Profit before tax | — | — | |
| Net profit | £1,544,260 | £705,563 | |
| Cash | £7,139,126 | £9,067,887 | |
| Total assets less current liabilities | £6,921,699 | £7,547,753 | |
| Net assets | £6,806,586 | £7,512,149 | |
| Equity | £6,806,586 | £7,512,149 | |
| Average employees | 199 | 208 | |
| Wages | £6,183,800 | £7,056,312 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Operating margin | 5.9% | 2.5% | |
| Net margin | 5.9% | 2.5% | |
| Return on capital employed | 22.3% | 9.3% | |
| Current ratio | 4.22x | 2.67x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Saffery LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Having considered the above matters, the Trustees are of the view that, at the date of approval of the financial statements, the charity will have sufficient resources to continue to operate and meet debts as they fall due for the foreseeable future. The financial statements have therefore been prepared on a going concern basis.”
Group structure
- THE SCOTTISH ASSOCIATION OF CITIZENS ADVICE BUREAUX · parent
- Citizens Advice Scotland (Trading) Limited 100%
Significant events
- “The CAB network continued to deal with the ongoing impact of the worst cost-of-living crisis in generations leaving a legacy of debt and destitution.”
- “The new CAS website launched in March 2025, the first of three phases.”
- “The network ran our national "Worried this winter? Let's chat" campaign from 25 November 2024 through until 31 January 2025.”
- “This year marked the fifth anniversary of the CAS Herald column.”
- “Head of the Extra Help Unit, Natasha Gilmour, was also awarded an MBE in the 2025 New Year Honours List for her service and efforts within the organisation and positive impact on the wider industry.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
13 active · 87 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| DI CIACCA, Victoria Jane | Director | 2023-09-29 | Jun 1971 | British |
| EVANS, Anna Rowena | Director | 2021-05-13 | Nov 1969 | British |
| FERGUSON, Laura | Director | 2025-11-07 | Jul 1963 | British |
| FORSYTH, Alana | Director | 2022-08-11 | Nov 1974 | Scottish |
| FOTHERINGHAM, David Martin | Director | 2023-09-29 | Feb 1965 | British |
| KNIGHT-YAMAMOTO, Elizabeth Hiroko | Director | 2023-09-29 | Apr 1984 | British |
| MCGREGOR, Karen | Director | 2025-11-07 | Apr 1976 | British |
| NEILSON-ADAMS, Jane Louise | Director | 2022-08-11 | Sep 1985 | British |
| PEACOCK, Alasdair Graham | Director | 2025-11-07 | Jan 1962 | British |
| PRITCHARD-WOOLLETT, Lewis | Director | 2023-09-29 | May 1961 | British |
| RENNIE, Simon | Director | 2020-02-20 | Sep 1959 | British |
| TURNBULL, Graham | Director | 2025-11-07 | Apr 1956 | British |
| VICKERS, George Edward | Director | 2025-11-07 | Mar 1964 | British |
Show 87 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| EVANS, Martyn Robert | Secretary | 1992-07-06 | 1997-08-29 |
| LYLE, Kaliani | Secretary | 1998-04-29 | 2010-04-23 |
| LYNCH, Margaret | Secretary | 2012-07-02 | 2016-04-19 |
| MCTERNAN, Lucy | Secretary | 2010-11-15 | 2011-10-27 |
| PALMER, John Carrington | Secretary | — | 1992-03-30 |
| YOUNG, Eric | Secretary | 1997-11-04 | 1998-04-22 |
| ADSHEAD, Ann | Director | 1997-03-06 | 2002-11-14 |
| BEE, Robert Donald | Director | 2008-11-06 | 2010-11-23 |
| BEER, Susan Frances | Director | 2013-03-21 | 2017-03-28 |
| BELL, John Robin Sinclair | Director | 1997-03-06 | 1999-09-02 |
| BISSETT, Graeme | Director | 2017-03-28 | 2023-09-29 |
| BLOUNT, Graham, Rev Dr | Director | 2004-11-11 | 2009-11-05 |
| BOLTON, Patricia Agnes Miller | Director | 1997-03-06 | 1998-06-25 |
| BORLAND, Andrew | Director | 2004-11-11 | 2006-11-09 |
| BORTHWICK, Sandra | Director | 1997-03-06 | 1999-09-02 |
| BOYD, George Kerr | Director | 1994-06-24 | 1999-09-02 |
| BOYD, Peter Hunter | Director | 2006-11-09 | 2013-03-21 |
| BRECKEN, Michael Stephen | Director | 1999-09-02 | 2002-11-14 |
| BRODIE, Robert | Director | 1999-09-02 | 2004-11-11 |
| BROWN, Stephen Iain | Director | 2015-12-03 | 2016-03-17 |
| BUCKLEY, Martyn Richard | Director | 2017-03-28 | 2020-02-20 |
| BURGESS, Margaret Jean | Director | 2005-11-11 | 2010-11-11 |
| BURGESS, Margaret Jean | Director | 1997-03-06 | 2002-11-14 |
| BURT, John George | Director | 1990-06-13 | 1994-06-23 |
| CAMERON, Ewen Mclaren | Director | 1995-06-22 | 1995-12-12 |
| CHEYNE, Jean | Director | 1997-03-06 | 2001-09-06 |
| CHRISTIE, Alasdair Bryce | Director | 2007-11-08 | 2009-11-05 |
| CLAY, Iain | Director | 1998-06-25 | 1999-09-02 |
| COVELL, Christine, Dr | Director | 1999-09-02 | 2002-11-14 |
| CROTCH, John Frederick | Director | 1995-06-22 | 1999-09-02 |
| CUSHLEY, Maria Claire | Director | 2012-01-26 | 2013-03-21 |
| DENNETT, Duncan Macdonald Alexander | Director | 2012-01-26 | 2015-09-24 |
| DENNETT, Duncan Macdonald Alexander | Director | 2002-11-14 | 2007-11-08 |
| DENNETT, Duncan Macdonald Alexander | Director | 1997-03-06 | 1999-09-02 |
| DUNLOP, William John | Director | 2010-11-11 | 2014-04-28 |
| DUNN, David | Director | 2019-03-06 | 2025-11-07 |
| EVANS, Brian Wynn | Director | 2004-11-11 | 2007-11-08 |
| EVANS, Martyn Robert | Director | 1992-07-06 | 1996-12-14 |
| EWING, Justene Charlotte | Director | 2017-03-28 | 2017-09-28 |
| FLEMING, Gloria | Director | 2005-11-10 | 2009-11-05 |
| FLEMING, Gloria | Director | 2003-11-13 | 2004-11-11 |
| FOULKES, Elizabeth Anna, Lady | Director | — | 1991-06-13 |
| GAFFNEY, Loretta | Director | 1997-03-06 | 2001-09-06 |
| GAFFNEY, Lorretta | Director | 2012-01-26 | 2013-03-21 |
| GAULT, Shareen Bibi | Director | 2017-03-28 | 2020-02-20 |
| GIBSON, Peter Robert | Director | 1991-06-13 | 1995-06-22 |
| GOOD, Robert | Director | 2002-11-14 | 2003-11-13 |
| GRAY, Margaret | Director | 2001-09-06 | 2004-11-11 |
| GRIER, Nicholas John Macgregor | Director | 2017-03-28 | 2023-09-29 |
| HALL, Gwyneth | Director | 2000-09-01 | 2002-11-14 |
| HALL, Peter Lindsay | Director | 2017-03-28 | 2022-05-18 |
| HEIDINGER, Sandra | Director | 2019-03-06 | 2025-11-07 |
| HENDERSON, James | Director | 2008-11-06 | 2017-03-28 |
| HEWITT, Sam, Doctor | Director | 2002-11-14 | 2008-11-06 |
| HORN, Aileen | Director | 1997-03-06 | 1997-10-24 |
| HOSIE, Walter | Director | 1999-09-02 | 2000-06-18 |
| HUTCHISON, Irene | Director | 2001-09-06 | 2002-11-14 |
| IRVING, Bob | Director | 2007-11-08 | 2008-11-06 |
| IRVING, Susan Ann | Director | 2018-09-07 | 2019-06-07 |
| JACKSON, Virginia Susan | Director | 2008-11-06 | 2014-11-27 |
| JACKSON, Virginia Susan | Director | 1997-03-06 | 2001-09-06 |
| JEARY, Peter | Director | 2000-09-01 | 2002-11-21 |
| JONES, Martin Christopher | Director | 2017-12-06 | 2018-10-04 |
| KAVANAGH, Rosaleen Anne Marie | Director | 2005-11-10 | 2010-11-11 |
| KEEGAN, Christopher | Director | 2013-03-21 | 2015-12-03 |
| KEEGAN, Christopher | Director | 2008-11-06 | 2012-01-26 |
| KENNY, Gavin | Director | 1998-06-25 | 2009-11-05 |
| KIDD, William, Mr. | Director | 1997-03-06 | 2005-11-10 |
| KINNINMONTH, Mary Catherine | Director | 2007-11-08 | 2016-04-27 |
| LEGGATE, Thomas | Director | 2005-11-10 | 2008-11-06 |
| LOCHRIE, George | Director | 2004-11-11 | 2007-11-08 |
| LONG, Gillian May | Director | 2018-08-16 | 2025-11-07 |
| MACDONALD, George Roderick | Director | 2005-11-10 | 2010-11-11 |
| MACDONALD, George Roderick | Director | 2001-09-06 | 2004-11-11 |
| MACKENZIE, George Mackintosh | Director | 2007-11-08 | 2008-11-06 |
| MACNEIL, Donald, Dr | Director | 1997-03-06 | 2002-11-14 |
| MAEHLE, Valerie Ann, Professor | Director | 2020-02-20 | 2025-02-27 |
| MAGENNIS, Fiona Patricia | Director | 2008-11-06 | 2013-03-21 |
| MAIR, Rory Ian Douglas | Director | 2017-03-28 | 2023-09-29 |
| MARNIE, Jane Houston | Director | 2002-11-14 | 2006-11-09 |
| MARSHALL, Stephen Richard | Director | 2009-11-05 | 2017-03-28 |
| MARTIN, Flora Scott | Director | 2013-03-21 | 2019-03-06 |
| MCALEESE, James Patrick | Director | 2010-11-11 | 2012-01-26 |
| MCCORMACK, Joseph | Director | 2004-11-11 | 2005-11-10 |
| MCDONALD, Kirsteen | Director | 2006-11-09 | 2012-01-26 |
| MCGHEE, Karen | Director | 2015-12-03 | 2022-08-11 |
| MCGINLEY, Michael James Paul | Director | 2014-06-05 | 2017-03-28 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 402 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-11-21 RESOLUTIONS Resolution
- 2025-11-21 MA Memorandum articles
- 2023-10-13 MA Memorandum articles
- 2023-10-13 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-11-21 | RESOLUTIONS | resolution | Resolution | |
| 2025-11-21 | MA | incorporation | Memorandum articles | |
| 2025-11-20 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-20 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-20 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-20 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-20 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-17 | AA | accounts | Accounts with accounts type full | |
| 2025-11-10 | TM01 | officers | Termination director company with name termination date | |
| 2025-11-10 | TM01 | officers | Termination director company with name termination date | |
| 2025-11-10 | TM01 | officers | Termination director company with name termination date | |
| 2025-11-10 | TM01 | officers | Termination director company with name termination date | |
| 2025-07-08 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-03-13 | TM01 | officers | Termination director company with name termination date | |
| 2024-12-10 | AA | accounts | Accounts with accounts type full | |
| 2024-07-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-10-31 | AP01 | officers | Appoint person director company with name date | |
| 2023-10-30 | AP01 | officers | Appoint person director company with name date | |
| 2023-10-13 | MA | incorporation | Memorandum articles | |
| 2023-10-13 | RESOLUTIONS | resolution | Resolution |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 13
- Capital events
- 0
- Officers appointed
- 5
- Officers resigned
- 3
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31
-
Turnover
+8.6%
£25,984,767 £28,223,927
-
Cash
+27%
£7,139,126 £9,067,887
-
Net assets
+10.4%
£6,806,586 £7,512,149
-
Employees
+4.5%
199 208
-
Operating profit
-54.3%
£1,544,260 £705,563
-
Wages
+14.1%
£6,183,800 £7,056,312
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers