UCFS EUROPE COMPANY
Get an alert when UCFS EUROPE COMPANY files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Cash
£30K
-76.7% vs 2023
Net assets
£318K
-27% vs 2023
Employees
4
-20% vs 2023
Profit before tax
-£352K
+36.2% vs 2023
Net assets
2-year trend · vs Unclassified median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £83,242 | £70,020 | |
| Operating profit | -£558,749 | -£353,629 | |
| Profit before tax | -£550,762 | -£351,537 | |
| Net profit | -£550,762 | -£351,537 | |
| Cash | £128,235 | £29,855 | |
| Total assets less current liabilities | £436,111 | £318,399 | |
| Net assets | £436,111 | £318,399 | |
| Equity | £436,111 | £318,399 | |
| Average employees | 5 | 4 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | -671.2% | -505.0% | |
| Net margin | -661.6% | -502.1% | |
| Return on capital employed | -128.1% | -111.1% | |
| Current ratio | 3.99x | 4.81x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Audit opinion
- Unaudited (audit-exempt)
- Going concern
- Affirmed
“After making enquiries, the directors have a reasonable expectation that the company has adequate resources to continue in operational existence and meet its liabilities as they fall due for the foreseeable future, being a period of at least twelve months from the date these financial statements were approved. Accordingly, they continue to adopt the going concern basis in preparing the financial statements.”
Significant events
- “The principal activity during the year continued to be that of the provision of loans to consumers to finance their purchase of domestic products and services. The company is registered in Delaware and it has a UK branch.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
2 active · 6 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| LIEBENAUER, Michele | Secretary | 2013-01-31 | — | — |
| CODISPOTI, Nick | Director | 2019-06-14 | Aug 1965 | American |
Show 6 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ADKINS, Ilah | Director | 2019-06-14 | 2019-10-07 |
| CARTER, Candace | Director | 2020-04-28 | 2022-12-16 |
| CISZCZON, William Joseph | Director | 2013-01-31 | 2018-08-28 |
| FRANCESCONI, Joseph | Director | 2015-03-01 | 2019-10-07 |
| HOOLEY, Clifford Julius | Director | 2013-01-31 | 2015-03-01 |
| NEWMAN, Caterina | Director | 2015-08-04 | 2023-12-31 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 27 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-12-29 | AA | accounts | Accounts with accounts type full | |
| 2024-09-23 | AA | accounts | Accounts with accounts type full | |
| 2024-03-20 | OSTM01 | officers | Termination person director overseas company with name termination date | |
| 2024-01-16 | AA | accounts | Accounts with accounts type full | |
| 2023-01-27 | OSTM01 | officers | Termination person director overseas company with name termination date | |
| 2022-12-30 | AA | accounts | Accounts with accounts type full | |
| 2022-11-04 | OSAP01 | officers | Appoint person director overseas company with name appointment date | |
| 2021-12-13 | AA | accounts | Accounts with accounts type full | |
| 2021-01-08 | AA | accounts | Accounts with accounts type full | |
| 2020-01-14 | AA | accounts | Accounts with accounts type full | |
| 2019-10-24 | OSTM01 | officers | Termination person director overseas company with name termination date | |
| 2019-10-24 | OSTM01 | officers | Termination person director overseas company with name termination date | |
| 2019-09-11 | OSTM01 | officers | Termination person director overseas company with name termination date | |
| 2019-07-24 | OSAP01 | officers | Appoint person director overseas company with name appointment date | |
| 2019-07-24 | OSAP01 | officers | Appoint person director overseas company with name appointment date | |
| 2019-01-05 | AA | accounts | Accounts with accounts type full | |
| 2017-12-22 | AA | accounts | Accounts with accounts type full | |
| 2016-12-12 | AA | accounts | Accounts with accounts type full | |
| 2016-01-12 | OSAP01 | officers | Appoint person director overseas company with name appointment date | |
| 2015-12-24 | OSAP01 | officers | Appoint person director overseas company with name appointment date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 1
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-15.9%
£83,242 £70,020
-
Cash
-76.7%
£128,235 £29,855
-
Net assets
-27%
£436,111 £318,399
-
Employees
-20%
5 4
-
Operating profit
+36.7%
-£558,749 -£353,629
-
Profit before tax
+36.2%
-£550,762 -£351,537
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers