UNICREDIT S.P.A.
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Cash
£11B
Latest balance sheet
Net assets
£50B
Equity attributable
Employees
35,144
Average over period
Profit before tax
£8B
Period ending 2024-12-31
Name history
Renamed 1 time since incorporation
- UNICREDIT S.P.A. 2008-07-19 → present
- UNICREDITO ITALIANO SPA 1972-06-09 → 2008-07-19
Net assets
2-year trend · vs Unclassified median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £12,549,410,541 | £14,536,234,397 | |
| Operating profit | £7,891,816,921 | £9,582,177,531 | |
| Profit before tax | £10,315,533,981 | £8,327,843,273 | |
| Net profit | £9,764,216,366 | £7,026,699,029 | |
| Cash | £10,741,158,114 | £11,462,378,641 | |
| Total assets less current liabilities | — | — | |
| Net assets | £52,351,768,377 | £50,042,475,728 | |
| Equity | £52,351,768,377 | £50,042,475,728 | |
| Average employees | 35,498 | 35,144 | |
| Wages | £1,833,391,123 | £1,888,869,626 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 62.9% | 65.9% | |
| Net margin | 77.8% | 48.3% | |
| Gearing (liabilities / total assets) | 84.2% | 85.5% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Consolidated group
- Auditor
- KPMG S.p.A.
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“UniCredit Directors observed that during the 2024 the geopolitical tensions between Russian Federation and Ukraine and in the middle east persisted. The Directors assessed such circumstances, and concluded, with reasonable certainty, that the Bank will be able to operate profitably in the foreseeable future and, as a result, in accordance with the provisions of IAS1, the Company reports at 31 December 2024 was prepared on a going concern basis.”
Group structure
- UNICREDIT S.P.A. · parent
- UNICREDIT BANK ROMANIA S.A. 90.1%
- AO UNICREDIT BANK 100%
- UNICREDIT BANK AUSTRIA AG 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
15 active · 45 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BERGAMASCHI, Paola | Director | 2024-04-12 | Jun 1961 | Italian,British |
| CAMAGNI, Paola | Director | 2024-04-12 | Dec 1970 | Italian |
| CARIELLO, Vincenzo | Director | 2018-04-12 | Dec 1965 | Italian |
| CARLETTI, Elena | Director | 2019-02-07 | Sep 1969 | Italian |
| CHROMIK, Marcus Johannes | Director | 2024-04-12 | May 1972 | German |
| DOMINGUES, Antonio | Director | 2024-04-12 | Dec 1956 | Portuguese |
| GALBO, Julie Birgitte | Director | 2024-04-12 | Feb 1971 | Danish |
| HEDBERG, Jeffrey Alan | Director | 2021-04-15 | Oct 1961 | American |
| LARA BARTOLOME, Beatriz Angela | Director | 2020-02-05 | Nov 1962 | Spanish |
| ORCEL, Andrea | Director | 2021-04-15 | May 1963 | Italian |
| PADOAN, Pietro Carlo | Director | 2020-10-13 | Jan 1950 | Italian |
| PIERDICCHI, Maria | Director | 2018-04-12 | Sep 1957 | Italian |
| RIGOTTI, Marco Giuseppe Maria | Director | 2024-04-12 | Jun 1967 | Italian |
| TONDI, Francesca | Director | 2018-04-12 | May 1966 | Italian |
| VILLA, Gabriele | Director | 2024-04-12 | Jun 1964 | Italian |
Show 45 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| GULDA, Gerardo | Secretary | 1993-10-19 | 1997-12-31 |
| ANDREOTTI, Lamberto | Director | 2018-04-12 | 2024-04-12 |
| BALBINOT, Sergio | Director | 2016-06-09 | 2021-04-15 |
| BELLEI, Franco | Director | 2002-05-06 | 2009-04-29 |
| BERTAZZONI, Roberto | Director | 2002-05-06 | 2007-08-03 |
| BISONI, Cesare | Director | 2015-05-13 | 2021-04-15 |
| BRUNO, Egidio Giuseppe | Director | 1993-10-19 | 1999-01-11 |
| CALANDRA BUONAURA, Vincenzo | Director | 2002-05-06 | 2018-04-12 |
| CAPONI, Eugenio | Director | 2002-05-06 | 2005-04-12 |
| CATTANEO, Mario | Director | 2002-05-06 | 2005-12-16 |
| CITERNE, Philippe | Director | 2002-05-06 | 2005-12-16 |
| CIUCCI, Pietro | Director | 1993-10-19 | 1994-01-17 |
| CORTELLAZZO, Antoino | Director | 1993-10-19 | 1993-10-19 |
| DALLA ROVERE, Ambrogio | Director | 2002-05-06 | 2005-11-10 |
| DE GIORGI, Diego | Director | 2020-02-05 | 2021-04-15 |
| DE MITA, Enrico | Director | 1993-10-19 | 1994-01-17 |
| DESIDERIO, Giovanni | Director | 2002-05-06 | 2007-05-16 |
| DI CANOSSA, Guidalberto | Director | 2002-05-06 | 2005-05-02 |
| DI STEFANO, Vittorio | Director | 1993-10-19 | 1994-01-17 |
| FALCK, Alberta | Director | 1993-10-19 | 1993-10-22 |
| FANTAZZINI, Marco | Director | 1997-12-31 | 2006-12-31 |
| GASTALDI, Paolo | Director | 1993-10-19 | 1994-04-16 |
| GATTAI, Arrigo | Director | 1993-10-19 | 1994-01-17 |
| GHADIA, Jayne-Anne | Director | 2021-04-15 | 2023-02-10 |
| GIACOMIN, Francesco | Director | 2002-05-06 | 2015-05-13 |
| GNUDI, Piero | Director | 2002-05-06 | 2011-11-16 |
| GRECO, Mario | Director | 2002-05-06 | 2005-04-12 |
| IRTI, Natalino | Director | 1993-10-19 | 1994-01-17 |
| MARAMOTTI, Achille | Director | 2002-05-06 | 2005-01-12 |
| MARAMOTTI, Luigi | Director | 2005-01-27 | 2015-05-13 |
| MARENGO, Pier Carlo | Director | 1993-10-19 | 1994-01-17 |
| MICOSSI, Stefano | Director | 2018-04-12 | 2021-04-15 |
| MILANESE, Tommaso Vincenzo | Director | 1993-10-19 | 1994-01-17 |
| MOLINARI, Luca | Director | 2021-04-15 | 2024-04-12 |
| NEGRI-CLEMENTI, Gianfranco | Director | 2002-05-06 | 2005-12-16 |
| PALENZONA, Fabrizio | Director | 2002-05-06 | 2007-11-08 |
| PESENTI, Carlo | Director | 2002-05-06 | 2012-01-31 |
| PROFUMO, Alessandro | Director | 2002-05-06 | 2010-09-21 |
| RECCHI, Giovanna | Director | 1993-10-19 | 1994-01-17 |
| ROVERARO, Gianmario | Director | 1993-10-19 | 1994-01-17 |
| SAVATORI, Carlo | Director | 2002-05-06 | 2006-08-02 |
| VACCARINO, Giovanni | Director | 2002-05-06 | 2007-08-03 |
| WAGNER, Renate | Director | 2021-04-15 | 2024-04-12 |
| WOLFGRING, Alexander | Director | 2013-05-11 | 2024-04-12 |
| WYAND, Anthony Blake | Director | 2002-05-06 | 2018-04-12 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 241 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-08-18 | AA | accounts | Accounts with accounts type full | |
| 2024-10-17 | OSCH01 | other | Change company details by uk establishment overseas company with change details | |
| 2024-09-26 | AA | accounts | Accounts with accounts type full | |
| 2024-07-15 | OSCH03 | officers | Change person director overseas company with change date | |
| 2024-07-10 | OSTM01 | officers | Termination person director overseas company with name termination date | |
| 2024-07-10 | OSTM01 | officers | Termination person director overseas company with name termination date | |
| 2024-07-10 | OSTM01 | officers | Termination person director overseas company with name termination date | |
| 2024-07-10 | OSTM01 | officers | Termination person director overseas company with name termination date | |
| 2024-07-10 | OSCH03 | officers | Change person director overseas company with change date | |
| 2024-07-10 | OSCH03 | officers | Change person director overseas company with change date | |
| 2024-07-10 | OSCH03 | officers | Change person director overseas company with change date | |
| 2024-07-10 | OSCH03 | officers | Change person director overseas company with change date | |
| 2024-07-10 | OSCH03 | officers | Change person director overseas company with change date | |
| 2024-07-10 | OSCH02 | other | Change company details overseas company | |
| 2024-07-10 | OSAP01 | officers | Appoint person director overseas company with name appointment date | |
| 2024-07-10 | OSAP01 | officers | Appoint person director overseas company with name appointment date | |
| 2024-07-10 | OSAP01 | officers | Appoint person director overseas company with name appointment date | |
| 2024-07-10 | OSAP01 | officers | Appoint person director overseas company with name appointment date | |
| 2024-07-10 | OSAP01 | officers | Appoint person director overseas company with name appointment date | |
| 2024-07-10 | OSAP01 | officers | Appoint person director overseas company with name appointment date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 1
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31