ACCREDITED INSURANCE (UK) LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-05-10 (in 1y)
Last made up 2026-04-26
Watchouts
Cash
—
Latest balance sheet
Net assets
£12M
+1,242,453,700% vs 2023
Employees
—
Average over period
Profit before tax
-£3B
Period ending 2024-12-31
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
1 PSC ceased in last 24 months
Significant control changed hands — see the Ownership section.
Name history
Renamed 2 times since incorporation
- ACCREDITED INSURANCE (UK) LIMITED 2024-09-13 → present
- ACCREDITED R&Q LIMITED 2023-09-25 → 2024-09-13
- R&Q PROGRAM LIMITED 2023-04-27 → 2023-09-25
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gross written premiums | — | £3,777,981,000 | |
| Net earned premiums | — | £21,515,000 | |
| Claims incurred | — | £24,575,000 | |
| Investment return | — | £206,274,000 | |
| Profit before tax | — | -£2,767,283,000 | |
| Net profit | — | -£2,075,462,000 | |
| Insurance contract liabilities | — | £3,757,905 | |
| Total assets | £1 | £24,020,012 | |
| Total liabilities | — | £11,595,474 | |
| Equity | £1 | £12,424,538 | |
| Average employees | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 0.0% | 48.3% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors are satisfied, after considering the financial position of the Company as at year end, the Company's operational performance as well as future business plans, that they have reasonable expectation that the Company has adequate resources and a strong business strategy to continue its operations for the foreseeable future.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 3 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| PROGRAM MANAGEMENT SERVICES UK LIMITED | Corporate Secretary | 2024-05-01 | — | — |
| ALLEN, Peter David | Director | 2024-01-24 | Jan 1961 | British |
| GLEN, Paul Edward | Director | 2024-01-24 | Dec 1960 | British |
| MCMURDO, Stuart Forbes | Director | 2025-02-11 | Apr 1971 | British |
| MELVILLE, John De Villiers | Director | 2026-04-27 | May 1965 | South African |
| PENNINGTON, Steve | Director | 2025-07-16 | Mar 1964 | British |
Show 3 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| R&Q CENTRAL SERVICES LIMITED | Corporate Secretary | 2023-04-27 | 2024-05-01 |
| CURTIS, Lee | Director | 2023-04-27 | 2025-01-03 |
| JOHNSON, Colin David | Director | 2023-04-27 | 2024-08-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Gerald Wilfred Schwartz | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2024-06-28 | Active |
| R&Q Uk Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2023-04-27 | Ceased 2024-06-28 |
Filing timeline
Last 20 of 26 total filings
Material constitutional events — rename, articles re-file, resolution
- 2024-09-13 CERTNM Certificate change of name company
- 2024-09-13 NM06 Change of name request comments
- 2024-09-13 CONNOT Change of name notice
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-08 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-05-06 | AP01 | officers | Appoint person director company with name date | |
| 2025-08-08 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-07 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-07-07 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-05-27 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-05-01 | AA | accounts | Accounts with accounts type full | |
| 2025-02-11 | AP01 | officers | Appoint person director company with name date | |
| 2025-01-28 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-12 | AA | accounts | Accounts with accounts type dormant | |
| 2024-09-13 | CERTNM | change-of-name | Certificate change of name company | |
| 2024-09-13 | NM06 | change-of-name | Change of name request comments | |
| 2024-09-13 | CONNOT | change-of-name | Change of name notice | |
| 2024-09-02 | SH01 | capital | Capital allotment shares | |
| 2024-09-02 | TM01 | officers | Termination director company with name termination date | |
| 2024-07-08 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-07-08 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2024-05-14 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-05-08 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-05-08 | AP04 | officers | Appoint corporate secretary company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 1
- Officers appointed
- 2
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Gross written premiums
—
Not reported
-
Net earned premiums
—
Not reported
-
Profit before tax
—
Not reported
-
Equity
+1,242,453,700%
£1 £12,424,538
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers