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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-08-28 (in 3mo)

Last made up 2025-08-14

Watchouts

None on the register

Cash

Latest balance sheet

Net assets

£47M

+13.9% vs 2023

Employees

Average over period

Profit before tax

£6M

-48.3% vs 2023

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Gross written premiums £79,567,313£144,513,195
Net earned premiums £35,620,605£80,004,110
Claims incurred £9,125,602£49,595,927
Investment return £530,053£1,305,448
Profit before tax £11,533,830£5,959,224
Net profit £7,812,344£5,305,623
Insurance contract liabilities £29,548,084£107,742,904
Total assets £105,607,119£242,389,252
Total liabilities £64,180,032£195,198,696
Equity £41,427,087£47,190,556
Average employees

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Gearing (liabilities / total assets) 60.8%80.5%

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
PKF Littlejohn LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

3 active · 1 resigned

Name Role Appointed Born Nationality
HAMPDEN LEGAL PLC Corporate Secretary 2022-08-15
TOTTMAN, Mark John Director 2023-07-31 Jun 1964 British
NOMINA PLC Corporate Director 2022-08-15
Show 1 resigned officer
Name Role Appointed Resigned
EVANS, Jeremy Richard Holt Director 2022-08-15 2023-07-31

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Holdco (1377) Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2022-11-04 Active
Nomina Plc Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2022-08-15 Ceased 2022-11-04

Filing timeline

Last 20 of 23 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2025-07-08 RESOLUTIONS Resolution
  • 2023-02-09 RESOLUTIONS Resolution
Date Type Category Description
2025-12-27 SH02 capital Capital alter shares redemption statement of capital
2025-10-10 CS01 confirmation-statement Confirmation statement with updates PDF
2025-07-08 RESOLUTIONS resolution Resolution
2025-07-03 SH01 capital Capital allotment shares PDF
2025-07-02 AA accounts Accounts with accounts type full
2024-08-21 AA accounts Accounts with accounts type full
2024-08-15 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-08-15 CS01 confirmation-statement Confirmation statement with updates PDF
2023-07-31 AP01 officers Appoint person director company with name date PDF
2023-07-31 TM01 officers Termination director company with name termination date PDF
2023-07-12 AA accounts Accounts with accounts type full
2023-06-26 AA01 accounts Change account reference date company previous shortened PDF
2023-02-09 SH19 capital Capital statement capital company with date currency figure
2023-02-09 CAP-SS insolvency Legacy
2023-02-09 RESOLUTIONS resolution Resolution
2023-02-09 SH20 capital Legacy
2022-11-14 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2022-11-14 SH01 capital Capital allotment shares PDF
2022-11-14 PSC02 persons-with-significant-control Notification of a person with significant control PDF
2022-11-07 SH02 capital Capital alter shares subdivision

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
5

last 12 months

Capital events
2

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page