RIPPLING PAYMENTS UK LIMITED
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Next accounts due
2026-10-31 (in 5mo)
Last filed for 2025-01-31
Confirmation statement due
2026-08-14 (in 3mo)
Last made up 2025-07-31
Watchouts
None on the register
Cash
£1M
+136.3% vs 2024
Net assets
£2M
+307.9% vs 2024
Employees
9
+125% vs 2024
Profit before tax
£84K
-28.8% vs 2024
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2025-01-31
| Metric | Trend | 2024-01-31 | 2025-01-31 |
|---|---|---|---|
| Turnover | £1,706,954 | £995,910 | |
| Operating profit | £111,914 | £70,253 | |
| Profit before tax | £117,426 | £83,572 | |
| Net profit | £89,208 | £62,554 | |
| Cash | £459,184 | £1,085,225 | |
| Total assets less current liabilities | £405,208 | £1,652,762 | |
| Net assets | £405,208 | £1,652,762 | |
| Equity | £405,208 | £1,652,762 | |
| Average employees | 4 | 9 | |
| Wages | — | £677,847 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-01-31 | 2025-01-31 |
|---|---|---|---|
| Operating margin | 6.6% | 7.1% | |
| Net margin | 5.2% | 6.3% | |
| Return on capital employed | 27.6% | 4.3% | |
| Current ratio | 2.14x | 17.00x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Grant Thornton
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for a period of at least twelve months from the date of signing this report. The Company relies on the continued support from its ultimate parent company People Center, Inc. which has confirmed that it will continue to provide support for the foreseeable future. On that basis, the directors continue to adopt the going concern basis of accounting in preparing the annual financial statements.”
Significant events
- “There have been no significant events affecting the Company since the year end.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 3 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| TAYLOR WESSING SECRETARIES LIMITED | Corporate Secretary | 2022-08-01 | — | — |
| ABRAHAM, Bridget Nicole | Director | 2024-07-30 | Dec 1977 | American |
| LUDWICK, Kevin Vere | Director | 2024-07-30 | Jan 1964 | British |
| OSBORNE, Ross Stephen | Director | 2025-12-29 | Sep 1984 | British |
| SMITH, Louise Marie | Director | 2024-07-30 | Jun 1972 | British |
| WU, Vanessa Cheng-Ling | Director | 2022-08-01 | Jun 1984 | American |
Show 3 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| MACINNIS, Charles Matthew | Director | 2022-08-01 | 2024-07-30 |
| MALIK, Asif | Director | 2023-05-30 | 2024-03-28 |
| SHERIDAN, Timothy Francis | Director | 2023-05-30 | 2025-12-29 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Parker Conrad | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2023-05-27 | Active |
Filing timeline
Last 20 of 21 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-02-16 | AP01 | officers | Appoint person director company with name date | |
| 2026-02-16 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-23 | AA | accounts | Accounts with accounts type full | |
| 2025-08-05 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-04-08 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2024-11-08 | AA | accounts | Accounts with accounts type small | |
| 2024-08-05 | SH01 | capital | Capital allotment shares | |
| 2024-08-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-08-02 | TM01 | officers | Termination director company with name termination date | |
| 2024-08-02 | AP01 | officers | Appoint person director company with name date | |
| 2024-08-02 | AP01 | officers | Appoint person director company with name date | |
| 2024-08-02 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-29 | TM01 | officers | Termination director company with name termination date | |
| 2023-12-16 | AA | accounts | Accounts with accounts type dormant | |
| 2023-07-31 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-05-31 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2023-05-31 | AP01 | officers | Appoint person director company with name date | |
| 2023-05-31 | AP01 | officers | Appoint person director company with name date | |
| 2023-05-30 | PSC09 | persons-with-significant-control | Withdrawal of a person with significant control statement | |
| 2022-08-04 | AA01 | accounts | Change account reference date company current shortened |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 1
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-01-31 vs 2024-01-31
-
Turnover
-41.7%
£1,706,954 £995,910
-
Cash
+136.3%
£459,184 £1,085,225
-
Net assets
+307.9%
£405,208 £1,652,762
-
Employees
+125%
4 9
-
Operating profit
-37.2%
£111,914 £70,253
-
Profit before tax
-28.8%
£117,426 £83,572
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers