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Next accounts due

2026-12-31 (in 7mo)

Last filed for 2025-03-31

Confirmation statement due

2026-07-18 (in 2mo)

Last made up 2025-07-04

Watchouts

None on the register

Cash

£6K

-71.1% vs 2024

Net assets

-£5M

-174.7% vs 2024

Employees

2

0% vs 2024

Profit before tax

-£3M

-3.8% vs 2024

Accounts

2-year trend · latest reflected 2025-03-31

Metric Trend 2024-03-312025-03-31
Turnover
Operating profit £857,165£817,630
Profit before tax -£2,725,375-£2,829,035
Net profit -£2,707,592-£2,884,511
Cash £20,041£5,786
Total assets less current liabilities £29,834,442£29,161,610
Net assets -£1,651,211-£4,535,722
Equity -£1,651,211-£4,535,722
Average employees 22
Wages £423,844£430,014

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2024-03-312025-03-31
Return on capital employed 2.9%2.8%
Current ratio 2.22x2.10x
Interest cover 0.16x0.14x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 101
Reporting scope
Standalone (parent only)
Auditor
RSM UK Audit LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“Based on the above, the directors have, at the time of approving these Financial Statements, a reasonable expectation that the company and the group has adequate resources to continue its operations for a period of at least twelve months from the date of approval of these Financial Statements and accordingly the company and the group continues to adopt the going concern basis in preparing its Financial Statements.”

Group structure

  1. HAMSARD 3689 LIMITED · parent
    1. Bfinance Group Holdings Limited 100% · England
    2. Bfinance Holdings Limited 100% · England
    3. Bfinance Acquisition Limited 100% · England
    4. Bfinance US Limited 100% · England
    5. Bfinance Inc 100% · United States
    6. Bfinance International Limited 100% · England
    7. Bfinance UK Limited 100% · England
    8. Bfinance Australia Pty 100% · Australia
    9. Bfinance Canada Inc 100% · Canada
    10. Bfinance Deutschland GMBH 100% · Germany
    11. Bfinance Europe SAS 100% · France

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

3 active · 3 resigned

Name Role Appointed Born Nationality
LDC NOMINEE SECRETARY LIMITED Corporate Secretary 2023-02-17
NAGEVADIA, Raj Director 2023-02-01 Mar 1964 British
VAFAI, David Director 2022-11-09 Jan 1967 Canadian
Show 3 resigned officers
Name Role Appointed Resigned
SQUIRE PATTON BOGGS SECRETARIES LIMITED Corporate Secretary 2022-07-05 2022-11-09
JONES, Jonathan James Director 2022-07-05 2022-11-09
SQUIRE PATTON BOGGS DIRECTORS LIMITED Corporate Director 2022-07-05 2022-11-09

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Hamsard 3678 Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2022-11-09 Active
Squire Patton Boggs Directors Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2022-07-05 Ceased 2022-11-09

Filing timeline

Last 20 of 26 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2023-02-10 RESOLUTIONS Resolution
  • 2023-02-10 MA Memorandum articles
Date Type Category Description
2026-03-12 CH04 officers Change corporate secretary company with change date PDF
2025-10-06 AA accounts Accounts with accounts type full
2025-07-08 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-06-12 CH01 officers Change person director company with change date PDF
2025-04-04 AA accounts Accounts with accounts type full
2024-11-26 MR04 mortgage Mortgage satisfy charge full PDF
2024-07-04 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-05-29 MR01 mortgage Mortgage create with deed with charge number charge creation date PDF
2024-05-16 AA accounts Accounts with accounts type full
2023-07-05 CS01 confirmation-statement Confirmation statement with updates PDF
2023-05-03 AP04 officers Appoint corporate secretary company with name date PDF
2023-03-08 AA01 accounts Change account reference date company current shortened PDF
2023-02-10 RESOLUTIONS resolution Resolution
2023-02-10 MA incorporation Memorandum articles
2023-02-08 AP01 officers Appoint person director company with name date PDF
2023-02-06 MR01 mortgage Mortgage create with deed with charge number charge creation date PDF
2023-02-06 MR01 mortgage Mortgage create with deed with charge number charge creation date PDF
2022-12-08 MR01 mortgage Mortgage create with deed with charge number charge creation date PDF
2022-11-09 AD01 address Change registered office address company with date old address new address PDF
2022-11-09 AP01 officers Appoint person director company with name date PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
4

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page