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Next accounts due

2026-07-31 (in 2mo)

Last filed for 2024-10-31

Confirmation statement due

2026-07-04 (in 2mo)

Last made up 2025-06-20

Watchouts

None on the register

Cash

£10M

+380.5% vs 2023

Net assets

-£137M

-420.3% vs 2023

Employees

805

+23.8% vs 2023

Profit before tax

-£53M

-28% vs 2023

Accounts

2-year trend · latest reflected 2024-10-31

Metric Trend 2023-10-312024-10-31
Turnover
Operating profit -£419,000-£743,000
Profit before tax -£41,611,000-£53,254,000
Net profit -£41,611,000-£53,254,000
Cash £2,088,000£10,033,000
Total assets less current liabilities £474,889,000£500,315,000
Net assets -£26,364,000-£137,161,000
Equity -£26,364,000-£137,161,000
Average employees 650805
Wages

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-10-312024-10-31
Return on capital employed -0.1%-0.1%
Current ratio 10.82x23.33x
Interest cover -0.01x-0.01x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
PKF Littlejohn LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt about the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Group structure

  1. CENTRAL BIDCO LTD · parent
    1. A One Acquisitions Ltd 100% · England and Wales
    2. A One Commercial Insurance Services Ltd 100% · England and Wales
    3. A One Holdings Ltd 100% · England and Wales
    4. A One Insurance Services (Blandford) LLP 100% · England and Wales
    5. A One Insurance Services (Bmth) Ltd 100% · England and Wales
    6. A One London Risks Services Ltd 100% · England and Wales
    7. A One Property Insurance Services Ltd 100% · England and Wales
    8. A One Risk Services Ltd 100% · England and Wales
    9. A One Southampton Risk Services Ltd 100% · England and Wales
    10. A.B.A. Services Holdings Limited 100% · England and Wales
    11. A.B.A. Insurance Services Limited 100% · England and Wales
    12. Accelerate Underwriting Limited 100% · England and Wales
    13. Aspire Insurance Services Limited 100% · England and Wales
    14. Baker Street Consultancy Limited 100% · England and Wales
    15. BHIB Limited 100% · England and Wales
    16. Bluestone Insurance Services Limited 100% · England and Wales
    17. Bradshaw Bennett (Lancashire) Limited 100% · England and Wales
    18. Brokerbility Holdings Limited 100% · England and Wales
    19. Brokerbility Information Gateway Limited 100% · England and Wales
    20. Brokerbility Limited 100% · England and Wales
    21. Brokertech Limited 100% · England and Wales
    22. Centor Insurance & Risk Management Limited 100% · England and Wales
    23. Centor Investments Limited 100% · England and Wales
    24. Clear Group Ireland Bidco Designated Activity Company 100% · Ireland
    25. Clear Group Ireland Midco Designated Activity Company 100% · Ireland
    26. Churchill Insurance Consultants Limited 100% · England and Wales
    27. Clear Insurance Management Limited 100% · England and Wales
    28. Clear London Markets Limited 100% · England and Wales
    29. Clear Management Europe GmbH 100% · Germany
    30. Clear Risk Management Limited 100% · England and Wales
    31. Concorde Risk Services Ltd 100% · England and Wales
    32. Concorde Insurance Brokers Limited 100% · England and Wales
    33. Covermarque Limited 100% · England and Wales
    34. Crouch Brokers Limited* 100% · England and Wales
    35. David Upshall Insurance Services (Partnership) 100%
    36. Fowler Penfold Group Ltd 100% · England and Wales
    37. Fowler Penfold Insurance Brokers Ltd 100% · England and Wales
    38. Fowler Penfold Scheme Brokers Ltd 100% · England and Wales
    39. GTS Liquidations Limited 100% · England and Wales
    40. Heath Crawford & Foster (Holdings) Limited 100% · England and Wales
    41. Heath Crawford & Foster Limited 100% · England and Wales
    42. Jackson Insurance Brokers LLP 100% · England and Wales
    43. IFM Insurance Brokers Ltd 100% · England and Wales
    44. Lawsure Direct Limited 100% · England and Wales
    45. Lilley Plummer Holdings Limited 100% · England and Wales
    46. Lilley Plummer Risks Ltd 100% · England and Wales
    47. LPR Insurance Brokers Limited (Cyprus) 100% · Cyprus
    48. Luker Rowe & Company Limited 100% · England and Wales
    49. Luker Rowe 2019 Limited 100% · England and Wales
    50. Luker Rowe Holdings Limited 100% · England and Wales
    51. Marketline Brokers Limited 100% · England and Wales
    52. Mayor Broking Limited* 100% · England and Wales
    53. MBC Investments Limited 100% · Ireland
    54. McAuliffe Barry & Collins Limited 100% · Ireland.
    55. Merenda & Company Limited 100% · England and Wales
    56. Milsom Insurance Brokers LLP 50% · England and Wales
    57. Minority Venture Partners 4 Limited 100% · England and Wales
    58. Minority Venture Partners 10 Limited 100% · England and Wales
    59. One Commercial Specialty Limited 100% · England and Wales
    60. Peter Hoare & Company (Insurance Brokers) Limited 100% · England and Wales
    61. PJ Aiken Insurance Services Limited 100% · England and Wales
    62. Porticus Insurance Consultants Limited 100% · England and Wales
    63. Preston Insurance Brokers LLP 100% · England and Wales
    64. ProAktive Holdings Limited 100% · England and Wales
    65. ProAktive Limited 100% · England and Wales
    66. ProAktive Risk Group Limited 100% · England and Wales
    67. Property Wealth Insurance Brokers LLP 100% · England and Wales
    68. Property Wealth Insurance Services Ltd 100% · England and Wales
    69. Profile Risk Solutions Limited 100% · England and Wales
    70. Revolutionary Services Limited 100% · England and Wales
    71. Richmond Newco Limited 100% · England and Wales
    72. R.T. Waters Limited 100% · England and Wales
    73. Thomond Underwriting Limited 50% · Ireland
    74. Vision House Holdings Limited 100% · England and Wales
    75. Vision Insurance Services Limited 100% · England and Wales
    76. Clear Investments (UK) Limited 100% · England and Wales
    77. Clear Group (Holdings) Limited 100% · England and Wales

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 3 resigned

Name Role Appointed Born Nationality
PATEL, Jitendra Secretary 2023-02-24
EDGELEY, Michael David Simon Director 2022-11-16 Oct 1966 British
MONEY, Timothy John Director 2022-11-16 Jan 1967 British
WILLIAMS, Philip John Director 2022-11-16 May 1983 British
Show 3 resigned officers
Name Role Appointed Resigned
MOURANT GOVERNANCE SERVICES (UK) LIMITED Corporate Secretary 2022-06-21 2023-02-24
LAL, Mihir Director 2022-06-21 2022-12-22
TITI-CAPPELLI, Michele Director 2022-06-21 2022-12-22

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Central Midco Ltd Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2022-11-10 Active

Filing timeline

Last 20 of 35 total filings

Date Type Category Description
2026-05-07 MR01 mortgage Mortgage create with deed with charge number charge creation date PDF
2025-07-21 AA accounts Accounts with accounts type full
2025-07-01 CS01 confirmation-statement Confirmation statement with updates PDF
2025-02-14 SH01 capital Capital allotment shares PDF
2024-12-20 SH01 capital Capital allotment shares PDF
2024-12-19 SH01 capital Capital allotment shares PDF
2024-07-01 CS01 confirmation-statement Confirmation statement with updates PDF
2024-05-17 MR01 mortgage Mortgage create with deed with charge number charge creation date PDF
2024-04-02 MR01 mortgage Mortgage create with deed with charge number charge creation date PDF
2024-03-27 AA accounts Accounts with accounts type full
2023-09-13 SH01 capital Capital allotment shares PDF
2023-08-09 SH01 capital Capital allotment shares PDF
2023-06-30 CS01 confirmation-statement Confirmation statement with updates PDF
2023-03-01 AP03 officers Appoint person secretary company with name date PDF
2023-03-01 AD01 address Change registered office address company with date old address new address PDF
2023-03-01 PSC02 persons-with-significant-control Notification of a person with significant control PDF
2023-02-28 PSC09 persons-with-significant-control Withdrawal of a person with significant control statement PDF
2023-02-28 TM02 officers Termination secretary company with name termination date PDF
2022-12-22 TM01 officers Termination director company with name termination date PDF
2022-12-22 TM01 officers Termination director company with name termination date PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
3

last 12 months

Capital events
3

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-10-31 vs 2023-10-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page