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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-11-02 (in 6mo)

Last made up 2025-10-19

Watchouts

None on the register

Cash

£121M

+33.4% vs 2023

Net assets

Equity attributable

Employees

247

+19.9% vs 2023

Profit before tax

£24M

-4.9% vs 2023

Name history

Renamed 1 time since incorporation

  1. ECLIPSE MIDCO LIMITED 2022-02-25 → present
  2. SPMCAB NO. 5 LIMITED 2021-10-20 → 2022-02-25

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Turnover £140,000,000£155,500,000
Operating profit £50,100,000£51,400,000
Profit before tax £24,700,000£23,500,000
Net profit £26,200,000£26,500,000
Cash £90,700,000£121,000,000
Total assets less current liabilities
Net assets
Equity £250,700,000£281,900,000
Average employees 206247
Wages £13,700,000£15,600,000

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Operating margin 35.8%33.1%
Net margin 18.7%17.0%
Interest cover 3.80x3.65x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 101
Reporting scope
Consolidated group
Auditor
PricewaterhouseCoopers LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Directors have undertaken a Going Concern assessment, including a review of geopolitical uncertainty and continued stresses that customers are facing from higher interest rates and inflation. The Directors have considered the information contained in the financial statements, the latest business plan, profit forecasts and liquidity projections. These forecasts have been subject to sensitivity tests.”

Group structure

  1. ECLIPSE MIDCO LIMITED · parent
    1. Eclipse Financing Limited 100% · England and Wales · Intermediate holding company
    2. Aura Finance Limited · Short term finance
    3. Aura Finance (Holdco) Limited · Intermediate holding company
    4. Aura Finance Topco Limited · Intermediate holding company
    5. Enra Development Bond Co Limited · Funding intermediary
    6. Enra GP Limited · Dormant
    7. Enra Specialist Finance Limited · Intermediate holding company
    8. Aria Finance Limited · Specialist broker and distributor
    9. Galene Bidco Limited · Intermediate holding company
    10. Galene Midco 1 Limited · Intermediate holding company
    11. Galene Midco 2 Limited · Intermediate holding company
    12. Galene Midco 3 Limited · Intermediate holding company
    13. Galene Topco Limited · Intermediate holding company
    14. Vantage Finance Limited · Specialist broker and distributor
    15. Vantage Private Finance Limited · Dormant
    16. West One Bridging Limited · Dormant
    17. West One Capital Limited · Dormant
    18. West One Development Finance Holdings Limited · Funding intermediary
    19. West One Development Finance Limited · Development finance
    20. West One Development Finance MidCo Limited · Funding intermediary
    21. West One Loan Limited · Short term finance
    22. West One Secured Loans Holdings Limited · Intermediate holding company
    23. West One Secured Loans Limited · Term mortgage lending

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

2 active · 6 resigned

Name Role Appointed Born Nationality
GESTETNER, Emily Henrietta Director 2022-09-02 Apr 1967 British
WATERS, Danny Stephen Director 2022-09-02 Oct 1984 British
Show 6 resigned officers
Name Role Appointed Resigned
APEX TRUST CORPORATE LIMITED Corporate Secretary 2022-02-25 2022-09-02
BENFORD, Colin Arthur Director 2021-10-20 2022-02-25
MARTIN, Sean Peter Director 2021-10-20 2022-03-04
MONAHAN, Richard James Director 2022-03-03 2022-09-02
APEX CORPORATE SERVICES (UK) LIMITED Corporate Director 2022-02-25 2022-03-04
APEX TRUST CORPORATE LIMITED Corporate Director 2022-02-25 2022-03-04

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Eclipse Topco Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2022-02-25 Active
Apex Trust Nominees No. 1 Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2021-10-20 Ceased 2022-02-25

Filing timeline

Last 20 of 37 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2025-09-29 RESOLUTIONS Resolution
  • 2022-09-09 RESOLUTIONS Resolution
Date Type Category Description
2025-11-13 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-09-29 SH20 capital Legacy
2025-09-29 SH19 capital Capital statement capital company with date currency figure
2025-09-29 CAP-SS insolvency Legacy
2025-09-29 RESOLUTIONS resolution Resolution
2025-09-16 MR01 mortgage Mortgage create with deed with charge number charge creation date PDF
2025-09-08 AA accounts Accounts with accounts type group
2024-11-04 CS01 confirmation-statement Confirmation statement with updates PDF
2024-08-16 AA accounts Accounts with accounts type group
2023-10-24 CS01 confirmation-statement Confirmation statement with updates PDF
2023-07-15 AA accounts Accounts with accounts type group
2023-02-16 AA01 accounts Change account reference date company previous shortened PDF
2022-11-27 CS01 confirmation-statement Confirmation statement with updates PDF
2022-09-12 SH01 capital Capital allotment shares PDF
2022-09-09 RESOLUTIONS resolution Resolution
2022-09-08 AD01 address Change registered office address company with date old address new address PDF
2022-09-08 TM02 officers Termination secretary company with name termination date PDF
2022-09-08 TM01 officers Termination director company with name termination date PDF
2022-09-08 AP01 officers Appoint person director company with name date PDF
2022-09-08 AP01 officers Appoint person director company with name date PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
7

last 12 months

Capital events
2

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page