INIGO CORPORATE MEMBER LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

KPMG LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“After making the assessment, the Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence over a period of at least 12 months from the date of this report. They have also concluded that there are no material uncertainties that could have cast significant doubt over its ability to continue as a going concern for at least 12 months from the date of approval of the financial statements. The Company therefore continues to adopt the going concern basis in preparing its financial statements.”

Significant events

• “In 2024, the net claims ratio was 57.5% (2023: 55.3%), driven by an exceptionally active 2024 hurricane season. The year saw 18 named storms, 11 hurricanes and 5 major hurricanes, including Hurricanes Milton and Helene.”
• “On 2 January 2025, ICML transferred FAL to the Protected Cell 16 of London Bridge 2 PCC Limited (Cell 16). Cell 16 entered into a reinsurance arrangement with ICML and deposited the assets with Lloyd's as FAL on the same date.”
• “In November 2024, the Company increased the letter of credit facility from $469.0m to $520.0m to support its business for the 2025 underwriting year. In November 2023, the facility was amended to increase the limit from $300.0m to $469.0m to support its business for the 2024 underwriting year.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

3

last 12 months

Capital events

0

last 24 months

Officers appointed

0

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Gross written premiums

  +20%

  £803,118,606 → £964,128,243

• Net earned premiums

  +25.7%

  £550,892,513 → £692,227,576

• Profit before tax

  -5.7%

  £90,396,590 → £85,286,879

• Equity

  +107.4%

  £62,034,099 → £128,639,733

• Claims incurred

  +30.6%

  £304,437,361 → £397,746,479

• Insurance contract liabilities

  +36%

  £832,409,933 → £1,132,025,945

• Investment return

  +56.2%

  £33,807,265 → £52,793,921

• Employees

  +24.8%

  161 → 201

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers