INIGO LIMITED

• ◆

  4 officer resignations in last 12 months

  Multiple officers have left the board recently — see the People section for who.

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Consolidated group

Auditor

KPMG LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“we have not identified, and concur with the directors' assessment that there is not, a material uncertainty related to events or conditions that, individually or collectively, may cast significant doubt on the Group or the Company's ability to continue as a going concern for the going concern period.”

Group structure

1. INIGO LIMITED · parent
   1. Inigo Managing Agent Limited 100% · UK
   2. Inigo Corporate Member Limited 100% · UK
   3. Redbudbridge Limited 100% · UK

Significant events

• “On 2 January 2025, ICML, the corporate member supporting Syndicate 1301, transferred all its Funds at Lloyd's (FAL) to the Protected Cell 16 of London Bridge 2 PCC Limited (Cell 16). Cell 16 entered into a reinsurance arrangement with ICML and deposited the assets with Lloyd's as FAL on the same date.”
• “In April 2025, Inigo Limited acquired a minority stake in Motion Specialty, a specialised Managing General Agent (MGA) based in the United States that underwrites High Value Homes and Flood insurance contracts on behalf of insurance companies.”
• “The Group has exposure to claims resulting from the California wildfires in January 2025 which will be accounted for in the year ending 31 December 2025.”
• “In 2024, the net claims ratio was 57.5% (2023: 55.3%), driven by an exceptionally active 2024 hurricane season. The year saw 18 named storms, 11 hurricanes and 5 major hurricanes, including Hurricanes Milton and Helene.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

14

last 12 months

Capital events

3

last 24 months

Officers appointed

3

last 12 months

Officers resigned

4

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Gross written premiums

  +20%

  £803,118,606 → £964,128,243

• Net earned premiums

  +25.7%

  £550,892,513 → £692,227,576

• Profit before tax

  +24.7%

  £107,149,741 → £133,616,012

• Equity

  +17.1%

  £599,608,599 → £702,297,257

• Claims incurred

  +30.6%

  £304,437,361 → £397,746,479

• Insurance contract liabilities

  +36%

  £832,409,933 → £1,132,025,945

• Investment return

  +56.9%

  £34,098,592 → £53,488,510

• Employees

  +23.8%

  172 → 213

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers