REPAIR AND MAINTENANCE PLANS LIMITED

• ◆

  1 PSC ceased in last 24 months

  Significant control changed hands — see the Ownership section.

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

Cooper Parry Group Limited

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The company is profitable and has cash on the balance sheet. In addition the company is part of a larger Group and benefits from the support from the Group funding facilities and cash offsetting arrangements. The Group is profit making, free cash flow positive and has strong net assets. The directors have reviewed the cash flow requirements of the company (and the wider group) for a period of at least 12 months from the date these accounts are signed and have concluded that they have a reasonable expectation that the company (and the Group) has adequate resources to continue to operate for the foreseeable future. The company therefore continues to adopt the going concern basis in preparing its financial statements.”

Significant events

• “RAMP's offerings are focused on maintenance and repair plans, which operate outside of the complex and ever-evolving legislation of governing insurance products. This positions RAMP as an appealing option for both retailers, consumers and distributors, who may otherwise shy away from insurance-related products. This makes them appealing to distributors and customers alike.”
• “During the year, RAMP also introduced dedicated plans for Battery Electric Vehicles (BEVs) to meet growing market demand.”
• “During the financial year, RAMP also launched a combined Cosmetic and Alloy Wheel Maintenance Plan, further broadening its portfolio.”
• “Significant enhancements were made to RAMP's operating systems and processes to support market diversification and optimise commercial opportunities.”
• “RAMP achieved year-on-year growth in both profit and EBITDA. With new client acquisitions, a strengthened distribution network, and a robust sales pipeline, RAMP is now well positioned to accelerate growth in the coming financial year.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

5

last 12 months

Capital events

0

last 24 months

Officers appointed

1

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  +0.1%

  £7,274,000 → £7,280,000

• Cash

  +12.2%

  £6,373,000 → £7,148,000

• Net assets

  +14.9%

  £8,758,000 → £10,063,000

• Employees

  -4%

  25 → 24

• Operating profit

  +34.6%

  £1,125,000 → £1,514,000

• Profit before tax

  +13.3%

  £1,536,000 → £1,740,000

• Wages

  +8.6%

  £802,000 → £871,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers