OPEN BANKING LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-11-13 (in 6mo)
Last made up 2025-10-30
Watchouts
None on the register
Cash
£12M
+87.4% vs 2023
Net assets
£0
Equity attributable
Employees
75
-3.8% vs 2023
Profit before tax
£761
+100.1% vs 2023
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £22,350,360 | £23,305,292 | |
| Operating profit | -£783,596 | -£538,809 | |
| Profit before tax | -£593,592 | £761 | |
| Net profit | £0 | £0 | |
| Cash | £6,542,341 | £12,263,259 | |
| Total assets less current liabilities | — | — | |
| Net assets | £0 | £0 | |
| Equity | £0 | £0 | |
| Average employees | 78 | 75 | |
| Wages | £10,533,803 | £10,258,212 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | -3.5% | -2.3% | |
| Net margin | 0.0% | 0.0% | |
| Current ratio | 1.00x | 1.00x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- BDO LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Board has reviewed the company's expected income and expenses for the rest of 2025 and for 2026 together with its anticipated expected cash flows. The company's financial model continues to be that its funding participants (the CMA9) will reimburse its net cost position, leaving sufficient reserves to cover the eventual winding-up of the company or its transition to a new entity.”
Significant events
- “The priority in 2024 was to maintain the Order remedies, improve operational efficiencies and commence planning for transition to an interim state for 2025.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 15 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| NGUYEN, Danh Van | Secretary | 2026-04-30 | — | — |
| GLEN, John Philip | Director | 2026-02-09 | Apr 1974 | British |
| KING, Marion Ruth | Director | 2023-01-30 | May 1958 | British |
| MARTIN, Sean Edward | Director | 2026-05-05 | Aug 1965 | British |
| NEWMAN, Jeremy Steven | Director | 2021-10-25 | Sep 1959 | British |
| POLLACK, Claudio Alejandro | Director | 2023-03-20 | Jul 1971 | British,Chilean |
| VAN HULLE, Henk Marcel Cecile | Director | 2022-02-28 | Jul 1971 | Belgian |
Show 15 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BRETT, Selene | Secretary | 2020-09-23 | 2021-12-06 |
| CASEY, Theresa | Secretary | 2022-03-27 | 2023-04-11 |
| HAZELL, Russell | Secretary | 2023-04-11 | 2026-04-30 |
| SKINNER, Laura Ann | Secretary | 2021-12-06 | 2022-02-28 |
| UK PAYMENTS ADMINISTRATION LIMITED | Corporate Secretary | 2016-10-21 | 2020-10-29 |
| BEAUVALLET, Sarah Alyson | Director | 2023-01-31 | 2023-08-31 |
| CHRISTIE, Mary Beth | Director | 2023-12-04 | 2025-12-04 |
| CROSSWELL, Charlotte Louise Benham | Director | 2021-10-08 | 2023-01-31 |
| FORD, Keith | Director | 2017-03-25 | 2017-05-22 |
| GULAMHUSEINWALA, Imran, Mr. | Director | 2017-05-22 | 2021-10-08 |
| HENWOOD, Kevin | Director | 2016-10-21 | 2017-03-01 |
| HONE, Alexander Lewis | Director | 2017-03-25 | 2017-05-26 |
| PINDER, John Andrew | Director | 2016-10-21 | 2017-03-25 |
| RIDPATH, Barbara | Director | 2022-01-12 | 2023-02-28 |
| SUGLANI, Harjinder | Director | 2017-03-25 | 2020-03-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Ms Marion Ruth King | Individual | Significant influence | 2023-02-01 | Active |
| Mr Jeremy Newman | Individual | Voting 25–50% | 2021-10-25 | Ceased 2021-12-10 |
| Mr Jeremy Newman | Individual | Voting 25–50% | 2021-10-21 | Ceased 2021-12-13 |
| Miss Charlotte Louise Benham Crosswell | Individual | Significant influence, significant-influence-or-control-as-firm | 2021-10-08 | Ceased 2023-01-31 |
| Mr. Imran Gulamhuseinwala | Individual | Shares 75–100%, Voting 75–100% | 2017-05-17 | Ceased 2021-10-08 |
| Mr John Andrew Pinder | Individual | Voting 75–100%, Appoints directors | 2016-10-21 | Ceased 2017-04-25 |
Filing timeline
Last 20 of 73 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-05 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-30 | TM02 | officers | Termination secretary company with name termination date | |
| 2026-04-30 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-02-18 | AP01 | officers | Appoint person director company with name date | |
| 2025-12-08 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-24 | AA | accounts | Accounts with accounts type full | |
| 2024-11-06 | CH01 | officers | Change person director company with change date | |
| 2024-11-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-08-27 | AA | accounts | Accounts with accounts type full | |
| 2023-12-04 | AP01 | officers | Appoint person director company with name date | |
| 2023-11-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-09-11 | CH01 | officers | Change person director company with change date | |
| 2023-09-08 | AA | accounts | Accounts with accounts type full | |
| 2023-09-08 | TM01 | officers | Termination director company with name termination date | |
| 2023-04-14 | AP03 | officers | Appoint person secretary company with name date | |
| 2023-04-14 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-03-27 | AP01 | officers | Appoint person director company with name date | |
| 2023-03-27 | TM01 | officers | Termination director company with name termination date | |
| 2023-02-24 | PSC01 | persons-with-significant-control | Notification of a person with significant control |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 3
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+4.3%
£22,350,360 £23,305,292
-
Cash
+87.4%
£6,542,341 £12,263,259
-
Net assets
—
Not reported
-
Employees
-3.8%
78 75
-
Operating profit
+31.2%
-£783,596 -£538,809
-
Profit before tax
+100.1%
-£593,592 £761
-
Wages
-2.6%
£10,533,803 £10,258,212
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers