LUREX FINANCE LTD
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Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2026-11-12 (in 6mo)
Last made up 2025-10-29
Watchouts
None on the register
Cash
£438K
-28.6% vs 2024
Net assets
£5M
+12.5% vs 2024
Employees
0
Average over period
Profit before tax
£674K
-6.7% vs 2024
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2025-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Turnover | £3,428,367 | £3,968,220 | |
| Operating profit | £503,921 | £462,892 | |
| Profit before tax | £722,902 | £674,253 | |
| Net profit | £582,317 | £516,524 | |
| Cash | £613,730 | £438,070 | |
| Total assets less current liabilities | — | — | |
| Net assets | £4,148,352 | £4,664,876 | |
| Equity | £4,148,352 | £4,664,876 | |
| Average employees | 0 | 0 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 |
|---|---|---|---|
| Operating margin | 14.7% | 11.7% | |
| Net margin | 17.0% | 13.0% | |
| Gearing (liabilities / total assets) | 63.1% | 64.7% | |
| Interest cover | 1.58x | 1.70x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- Humphrey & Co Audit Services Ltd
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The group's underwriting is supported by Funds at Lloyd's, either made available by the group directly or by its members. The directors are of the opinion that the group has adequate resources to meet its underwriting and other operational obligations for the foreseeable future. Accordingly, the going concern concept has been adopted in the preparation of the financial statements.”
Group structure
- LUREX FINANCE LTD · parent
- Valentine Underwriting Limited 100%
Significant events
- “Gross premiums written increased from £3,428,367 to £3,968,220 compared to the previous year and the overall balance on the technical account decreased from £503,921 in 2024 to £462,892 as a result of the level of claims experienced.”
- “The group's total capital and reserves at the year end were £4,664,876 (2024: £4,148,352).”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 0 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HOGG, Bertrand | Director | 2016-07-19 | Apr 1966 | French |
| HOGG, Christopher | Director | 2016-07-19 | Jan 1969 | French |
| KOLLIAS, Antonios | Director | 2018-07-30 | Jun 1965 | Greek |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Bertrand Hogg | Individual | Shares 25–50% | 2016-07-19 | Active |
| Mr Christopher Hogg | Individual | Shares 25–50% | 2016-07-19 | Active |
Filing timeline
Last 20 of 26 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-24 | AD01 | address | Change registered office address company with date old address new address | |
| 2026-01-07 | AA | accounts | Accounts with accounts type group | |
| 2025-12-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-12 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-09-12 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-12-09 | AA | accounts | Accounts with accounts type group | |
| 2024-12-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-12-21 | AA | accounts | Accounts with accounts type group | |
| 2023-12-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-12-15 | AA | accounts | Accounts with accounts type group | |
| 2022-12-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-12-06 | AA | accounts | Accounts with accounts type group | |
| 2021-12-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-01-27 | AA | accounts | Accounts with accounts type group | |
| 2020-10-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-12-18 | AA | accounts | Accounts with accounts type group | |
| 2019-10-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-03-18 | AA | accounts | Accounts with accounts type group | |
| 2018-10-29 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2018-07-30 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31
-
Turnover
+15.7%
£3,428,367 £3,968,220
-
Cash
-28.6%
£613,730 £438,070
-
Net assets
+12.5%
£4,148,352 £4,664,876
-
Employees
—
Not reported
-
Operating profit
-8.1%
£503,921 £462,892
-
Profit before tax
-6.7%
£722,902 £674,253
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers