MINERVA LENDING PLC

• ⚠

  Annual accounts overdue

  Due 2025-06-30.

• ⚠

  Confirmation statement overdue

  Due 2025-01-14.

• ⚠

  Material uncertainty over going concern

  The Directors have assessed the Company as a going-concern. In arriving at this view, the Directors have considered a number of factors and acknowledge there exists a material uncertainty around the recoverability of several loans which may have a material effect on the Company.

• ◆

  Audit opinion: Disclaimer of opinion

  Latest auditor's report carried a non-clean opinion.

1. MINERVA LENDING PLC 2016-03-10 → present
2. MINERVA LENDING LTD 2016-02-16 → 2016-03-10

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

IFRS

Reporting scope

Standalone (parent only)

Auditor

Buckle Barton Limited

Audit opinion

Disclaimer of opinion

Going concern

Material uncertainty disclosed

“The Directors have assessed the Company as a going-concern. In arriving at this view, the Directors have considered a number of factors and acknowledge there exists a material uncertainty around the recoverability of several loans which may have a material effect on the Company.”

Significant events

• “Since the year end, the Company has made further partial settlements on 16 April 2024 for £49,600 and 23 May 2025 for £25,000 in relation to Series 9 which matured on 30/06/2022.”
• “Following the year end, the following entities has been dissolved, therefore the loan impairments accounted for in the year ended 31 December 2023 will likely be renamed as write offs in future periods: Reditum SPV 12 Ltd - dissolved on 4 February 2025; Reditum SPV 15 Ltd - dissolved on 25 March 2025; Reditum SPV 21 Ltd - dissolved on 20 May 2025; Reditum SPV 34 Ltd - dissolved on 6 May 2025; and Reditum SPV 48 Ltd. - dissolved on 7 January 2025.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

5

last 12 months

Capital events

0

last 24 months

Officers appointed

1

last 12 months

Officers resigned

1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  -97.6%

  £257,839 → £6,115

• Cash

  -96.4%

  £28,006 → £1,019

• Net assets

  -18.5%

  -£14,679,650 → -£17,389,041

• Employees

  0%

  2 → 2

• Operating profit

  -2,080.6%

  £95,889 → -£1,899,170

• Profit before tax

  -213.6%

  -£864,083 → -£2,709,391

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers