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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-12-31 (in 7mo)

Last made up 2025-12-17

Watchouts

None on the register

Cash

£238

-85.6% vs 2023

Net assets

-£18M

-416.1% vs 2023

Employees

96

-19.3% vs 2023

Profit before tax

-£14M

-433.2% vs 2023

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Turnover £24,535,923£23,494,618
Operating profit £4,214,466-£894,867
Profit before tax £4,349,599-£14,492,403
Net profit £3,830,311-£14,310,471
Cash £1,657£238
Total assets less current liabilities
Net assets -£3,439,185-£17,749,656
Equity -£3,439,185-£17,749,656
Average employees 11996
Wages £8,403,379£9,489,034

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Operating margin 17.2%-3.8%
Net margin 15.6%-60.9%
Current ratio 0.70x0.75x
Interest cover 20.19x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 101
Reporting scope
Standalone (parent only)
Auditor
Moore Kingston Smith LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Group has prepared a base case going concern model, which shows that the Group will be able to meet its covenant requirements and will have sufficient liquidity to continue as a going concern through to at least the end of 2026. A downside scenario also shows the Group will be able to continue as a going concern through to the end of 2026. Ares Management Limited has provided the Group with a letter of support for ongoing loan availability until at least 31 December 2026.”

Group structure

  1. CHARLES TAYLOR INSURETECH LIMITED · parent
    1. Otak Limited 100% · United Kingdom
    2. Charles Taylor S.A. 100% · Argentina
    3. Inworx Argentina S.A. 95% · Argentina
    4. Softseg S.A. 95% · Argentina
    5. Inworx Peru S.A. 99.8% · Peru
    6. Context Visualised Limited 31.27% · United Kingdom
    7. Charles Taylor S.A. 100% · Uruguay
    8. Fraudkeeper S.A.S. 51% · Argentina
    9. Fraudkeeper S.A.S. 51% · Uruguay

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

3 active · 5 resigned

Name Role Appointed Born Nationality
CHARLES TAYLOR ADMINISTRATION SERVICES LIMITED Corporate Secretary 2015-12-18
MATO, Leonardo Ruben Director 2018-07-03 May 1968 Argentine
RAMDAS, Arjun Director 2020-09-04 Apr 1976 British
Show 5 resigned officers
Name Role Appointed Resigned
GARFIELD, Chantel Athlene Director 2020-12-01 2024-05-01
KEANE, Ivan John Director 2015-12-18 2020-07-31
KEOGH, Mark William Director 2015-12-18 2020-12-01
OZMEN, Tamer Director 2020-05-15 2024-12-31
SAHOTA, Jason Director 2016-02-11 2020-01-10

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Charles Taylor Insurance Services Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2016-04-06 Active

Filing timeline

Last 20 of 53 total filings

Date Type Category Description
2025-12-18 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-10-27 AA accounts Accounts with accounts type full
2025-04-16 MR01 mortgage Mortgage create with deed with charge number charge creation date PDF
2025-01-02 TM01 officers Termination director company with name termination date PDF
2024-12-18 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-10-22 AA accounts Accounts with accounts type full
2024-05-02 TM01 officers Termination director company with name termination date PDF
2023-12-20 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-10-12 AA accounts Accounts with accounts type full
2023-10-10 CH01 officers Change person director company with change date PDF
2023-10-10 CH01 officers Change person director company with change date PDF
2023-10-09 PSC05 persons-with-significant-control Change to a person with significant control PDF
2023-10-09 AD01 address Change registered office address company with date old address new address PDF
2023-10-09 CH04 officers Change corporate secretary company with change date PDF
2022-12-22 CS01 confirmation-statement Confirmation statement with updates PDF
2022-11-18 AA accounts Accounts with accounts type full
2022-08-08 SH01 capital Capital allotment shares PDF
2022-06-30 MR01 mortgage Mortgage create with deed with charge number charge creation date PDF
2022-01-02 AA accounts Accounts with accounts type full
2021-12-17 CS01 confirmation-statement Confirmation statement with updates PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
2

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page