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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-09-01 (in 4mo)

Last made up 2025-08-18

Watchouts

None on the register

Cash

£10M

+376.3% vs 2023

Net assets

£58M

+12.2% vs 2023

Employees

21

-8.7% vs 2023

Profit before tax

£34M

+1,106.6% vs 2023

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Turnover £7,922,000£9,123,000
Operating profit £2,490,000£33,791,000
Profit before tax £2,814,000£33,953,000
Net profit £2,587,000£33,969,000
Cash £2,169,000£10,331,000
Total assets less current liabilities £54,199,000£58,833,000
Net assets £52,124,000£58,476,000
Equity £52,124,000£58,476,000
Average employees 2321
Wages £4,409,000£5,067,000

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Operating margin 31.4%370.4%
Net margin 32.7%372.3%
Return on capital employed 4.6%57.4%
Current ratio 2.26x3.59x
Interest cover 24.17x250.30x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 101
Reporting scope
Standalone (parent only)
Auditor
Deloitte LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for a period of twelve months from the date of the approval of the financial statements and, therefore, they continue to adopt the going concern basis in preparing the annual report and financial statements.”

Group structure

  1. CARDANO HOLDING LIMITED · parent
    1. Cardano Advisory Limited 100% · United Kingdom
    2. Cardano Nederland B.V. 100% · Netherlands
    3. Cardano Risk Management B.V. 100% · Netherlands
    4. Cardano Asset Management N.V. 100% · Netherlands
    5. Cardano Sense B.V. 100% · Netherlands
    6. Cardano Risk Management Limited 100% · United Kingdom
    7. Cardano Limited 100% · United Kingdom
    8. Lincoln Pensions Limited 100% · United Kingdom
    9. NOW: Pensions Limited 100% · United Kingdom
    10. NOW: Investments Limited 100% · United Kingdom
    11. NOW: Management Limited 100% · United Kingdom
    12. NOW: Savings Limited 100% · United Kingdom
    13. NOW: Pensions Investment Limited 100% · United Kingdom
    14. NOW: Pensions Management Limited 100% · United Kingdom

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 7 resigned

Name Role Appointed Born Nationality
CUNNINGHAM, Patrick Colby Director 2023-12-12 Dec 1973 British,American
LUTHI, Patrick Oliver Director 2016-10-11 Sep 1965 Swiss,Irish
ROSENBERG, Kerrin Edward Director 2015-08-19 Sep 1969 German
SUNDERMAN, Jorg Director 2025-04-01 Aug 1977 Dutch
Show 7 resigned officers
Name Role Appointed Resigned
BOWYER, Claire Lisa Secretary 2015-08-19 2016-10-11
GARDHAM, Lee Secretary 2016-10-11 2026-03-31
BOWYER, Claire Lisa Director 2021-04-15 2025-12-12
DE LATHAUWER, Michael Georges Jules Director 2015-08-19 2025-04-30
KOCKEN, Theodorus Petrus Director 2015-08-19 2019-06-30
NAUS, Harold Director 2016-10-11 2025-04-01
REDMAYNE, Darren Neil Director 2019-01-30 2023-12-31

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Calm Treasury Holdings Limited Corporate entity Shares 75–100%, Voting 75–100% 2024-11-01 Active
Mr Robert Hans Defares Individual Shares 25–50%, Voting 25–50% 2016-04-16 Ceased 2022-11-01

Filing timeline

Last 20 of 54 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2024-10-25 RESOLUTIONS Resolution
Date Type Category Description
2026-04-15 TM02 officers Termination secretary company with name termination date PDF
2025-12-19 TM01 officers Termination director company with name termination date PDF
2025-09-17 AA accounts Accounts with accounts type full
2025-08-28 CS01 confirmation-statement Confirmation statement with updates PDF
2025-05-15 PSC02 persons-with-significant-control Notification of a person with significant control PDF
2025-05-15 PSC09 persons-with-significant-control Withdrawal of a person with significant control statement PDF
2025-05-06 TM01 officers Termination director company with name termination date PDF
2025-04-08 AD01 address Change registered office address company with date old address new address PDF
2025-04-08 AP01 officers Appoint person director company with name date PDF
2025-04-01 TM01 officers Termination director company with name termination date PDF
2025-03-18 AD01 address Change registered office address company with date old address new address PDF
2025-03-18 AD01 address Change registered office address company with date old address new address PDF
2025-03-18 AD01 address Change registered office address company with date old address new address PDF
2025-03-18 AD01 address Change registered office address company with date old address new address PDF
2025-03-18 AD01 address Change registered office address company with date old address new address PDF
2024-10-25 SH19 capital Capital statement capital company with date currency figure
2024-10-25 RESOLUTIONS resolution Resolution
2024-10-25 CAP-SS insolvency Legacy
2024-10-25 SH20 capital Legacy
2024-09-06 AA accounts Accounts with accounts type group

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
7

last 12 months

Capital events
2

last 24 months

Officers appointed
0

last 12 months

Officers resigned
2

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page