GRACOMBEX LTD
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Next accounts due
2026-10-31 (in 5mo)
Last filed for 2025-01-31
Confirmation statement due
2027-02-18 (in 9mo)
Last made up 2026-02-04
Watchouts
Cash
£1M
+55.5% vs 2024
Net assets
£1M
+42.9% vs 2024
Employees
15
+7.1% vs 2024
Profit before tax
—
Period ending 2025-01-31
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
1 PSC ceased in last 24 months
Significant control changed hands — see the Ownership section.
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2025-01-31
| Metric | Trend | 2024-01-31 | 2025-01-31 |
|---|---|---|---|
| Turnover | — | — | |
| Operating profit | — | — | |
| Profit before tax | — | — | |
| Net profit | £265,247 | £318,749 | |
| Cash | £698,269 | £1,085,970 | |
| Total assets less current liabilities | £894,047 | £1,070,087 | |
| Net assets | £742,927 | £1,061,676 | |
| Equity | £742,927 | £1,061,676 | |
| Average employees | 14 | 15 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-01-31 | 2025-01-31 |
|---|---|---|---|
| Current ratio | 5.98x | 3.60x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- RPG Crouch Chapman LLP
- Audit opinion
- Unqualified (clean)
Significant events
- “2024-25 was a landmark year for The Money Platform as we diversified, grew and strengthened our infrastructure. Over the summer we publicly launched our longer duration lower APR, "Mid Prime" loans to our customer base.”
- “Later in the year we obtained permission from the FCA to hold Client Money.”
- “We were recently shortlisted as the Peer to Peer Lender of the Year in the Alternative Credit Investor Awards.”
- “On the 31st of March 2025, all staff EMI options were exercised.”
- “On the 1st of April 2025, the company renewed its office contract with Wework for a further 12 months, on similar terms to the previous contract.”
- “150,000 preference shares are due for redemption on the 25th of June 2025.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 2 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BALCOMBE, Charles | Director | 2015-01-30 | Mar 1987 | British |
| CARTER, Michael Gareth | Director | 2018-12-19 | Feb 1965 | British |
| FAST, Jacquelyn | Director | 2019-05-02 | Aug 1983 | Canadian |
| GRAHAM, Joshua James | Director | 2015-01-30 | May 1985 | British |
| HUNTLEY, George | Director | 2020-11-10 | May 1992 | British |
| LINDE, Oliver Andreas | Director | 2015-05-07 | May 1964 | German |
Show 2 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BALCOMBE, Charles | Secretary | 2015-01-30 | 2019-01-01 |
| GRAHAM, Joshua | Secretary | 2015-01-30 | 2019-01-01 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Jlr Star Limited | Corporate entity | Shares 75–100% | 2024-02-04 | Ceased 2025-06-23 |
| Jlr Star Limited | Corporate entity | Shares 25–50%, ownership-of-shares-25-to-50-percent-as-firm | 2016-04-06 | Ceased 2019-12-10 |
| Mr Joshua James Graham | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Ceased 2018-11-30 |
| Mr Charles Balcombe | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Ceased 2018-11-30 |
Filing timeline
Last 20 of 97 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-06-16 RESOLUTIONS Resolution
- 2025-04-11 RESOLUTIONS Resolution
- 2023-05-05 MA Memorandum articles
- 2023-02-22 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-02-11 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-06-30 | SH02 | capital | Capital alter shares redemption statement of capital | |
| 2025-06-24 | PSC08 | persons-with-significant-control | Notification of a person with significant control statement | |
| 2025-06-24 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2025-06-16 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2025-06-16 | SH20 | capital | Legacy | |
| 2025-06-16 | CAP-SS | insolvency | Legacy | |
| 2025-06-16 | RESOLUTIONS | resolution | Resolution | |
| 2025-05-29 | AA | accounts | Accounts with accounts type full | |
| 2025-04-11 | RESOLUTIONS | resolution | Resolution | |
| 2025-04-04 | SH01 | capital | Capital allotment shares | |
| 2025-04-02 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2025-04-02 | PSC09 | persons-with-significant-control | Withdrawal of a person with significant control statement | |
| 2025-02-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-10-22 | AA | accounts | Accounts with accounts type total exemption full | |
| 2024-02-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-11-23 | AAMD | accounts | Accounts amended with accounts type total exemption full | |
| 2023-06-09 | AA | accounts | Accounts with accounts type total exemption full | |
| 2023-05-05 | MA | incorporation | Memorandum articles | |
| 2023-02-22 | RESOLUTIONS | resolution | Resolution |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 9
- Capital events
- 4
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-01-31 vs 2024-01-31
-
Turnover
—
Not reported
-
Cash
+55.5%
£698,269 £1,085,970
-
Net assets
+42.9%
£742,927 £1,061,676
-
Employees
+7.1%
14 15
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers