OPTIONS CORPORATE PENSIONS UK LIMITED

1. OPTIONS CORPORATE PENSIONS UK LIMITED 2020-01-02 → present
2. CAREY CORPORATE PENSIONS UK LIMITED 2014-12-17 → 2020-01-02

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102 §1A

Reporting scope

Standalone (parent only)

Abridged

Yes — abridged accounts (limited disclosure)

Auditor

Grant Thornton

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“In reaching their view on the preparation of the Company's financial statements on a going concern basis, the directors are required to consider whether the Company can continue in operational existence for the forthcoming twelve months from the date of approval of these financial statements. In considering this requirement, the directors have considered the three year business plan and three year budgets. These show that the Company should continue to be cash generative and have sufficient resources to meet its business objectives, both in the short term and in relation to its strategic priorities. The Company has a net shareholders' funds deficit and is in a net liabilities position. The majority of liabilities are intercompany balances with fellow Group companies including STM Group Pic. Whilst technically repayable on demand STM Group Pic has stipulated that it will not seek repayment if the Company is not in the financial position to settle the balance. Having considered the above, and the commitment given by the STM Group Plc, the directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the forthcoming twelve months from the date of approval of these financial statements and accordingly the directors have continued to adopt the going concern basis in preparing the financial statements.”

Group structure

1. OPTIONS CORPORATE PENSIONS UK LIMITED · parent
   1. MK Corporate Trustees UK Limited 100% · United Kingdom · Provision of corporate trustee services

Significant events

• “In 2024, the Group entered into an agreement to transfer the Master Trust business to a third-party. Subsequent to the year-end, in March 2025, an Implementation Strategy (IS) governing the transition process and associated cost structure was approved by The Pensions Regulator. As this cost framework was finalised after the reporting date, it is considered a non-adjusting post-balance sheet event.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

7

last 12 months

Capital events

0

last 24 months

Officers appointed

3

last 12 months

Officers resigned

1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  +7.6%

  £4,460,978 → £4,801,007

• Cash

  -9.9%

  £181,409 → £163,509

• Net assets

  -16.2%

  -£1,333,636 → -£1,549,215

• Employees

  +39%

  41 → 57

• Profit before tax

  -142.8%

  £504,090 → -£215,579

• Wages

  +27.5%

  £1,387,319 → £1,769,321

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers