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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-10-29 (in 5mo)

Last made up 2025-10-15

Watchouts

1 item

Cash

Latest balance sheet

Net assets

£1M

Equity attributable

Employees

Average over period

Profit before tax

£2M

Period ending 2024-12-31

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Gross written premiums £3,103,174£3,247,482
Net earned premiums £2,293,717£2,465,090
Claims incurred £1,099,017£1,278,486
Investment return £222,419£213,657
Profit before tax £378,866£1,894,144
Net profit £281,677£1,418,842
Insurance contract liabilities £5,312,467£5,921,733
Total assets £7,651,150£8,728,338
Total liabilities £7,810,029£7,464,874
Equity -£158,779£1,263,464
Average employees

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Gearing (liabilities / total assets) 102.1%85.5%

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
PKF Littlejohn LLP
Audit opinion
Unqualified (clean)
Going concern
Material uncertainty disclosed

“The Directors do not consider the Company to be a going concern as the Company has sold or returned all the capacity and will not be underwriting on any new years of account going forward. Accordingly the Financial Statements have been prepared on a break up basis.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 3 resigned

Name Role Appointed Born Nationality
ARGENTA SECRETARIAT LIMITED Corporate Secretary 2014-09-19
BOWLES, David Charles Director 2022-08-15 Aug 1968 British
APCL CORPORATE DIRECTOR NO.1 LIMITED Corporate Director 2014-09-19
APCL CORPORATE DIRECTOR NO.2 LIMITED Corporate Director 2014-09-19
Show 3 resigned officers
Name Role Appointed Resigned
MACKAY, James Anthony Director 2016-03-22 2019-03-29
REAMES, David Peter Director 2014-09-19 2016-02-24
WEBB, Michael William Director 2019-03-29 2022-08-15

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr. Neil Anthony Shaun Harvey Individual Shares 75–100%, Voting 75–100%, Appoints directors 2021-05-10 Active
Dawnbank Limited Corporate entity Shares 75–100%, Voting 75–100% 2016-04-06 Ceased 2021-05-10

Filing timeline

Last 20 of 41 total filings

Date Type Category Description
2025-10-21 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-07-28 AA accounts Accounts with accounts type full
2024-12-04 AA accounts Accounts with accounts type full
2024-10-29 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-10-24 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-10-07 AA accounts Accounts with accounts type full
2022-10-27 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-10-10 AA accounts Accounts with accounts type full
2022-08-19 AP01 officers Appoint person director company with name date PDF
2022-08-19 TM01 officers Termination director company with name termination date PDF
2022-02-08 PSC04 persons-with-significant-control Change to a person with significant control PDF
2021-10-15 CS01 confirmation-statement Confirmation statement with updates PDF
2021-09-30 AA accounts Accounts with accounts type full
2021-05-10 PSC01 persons-with-significant-control Notification of a person with significant control PDF
2021-05-10 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2021-01-07 AA accounts Accounts with accounts type full
2020-10-04 CS01 confirmation-statement Confirmation statement with no updates PDF
2019-10-10 CS01 confirmation-statement Confirmation statement with no updates PDF
2019-09-05 AA accounts Accounts with accounts type full
2019-04-04 AP01 officers Appoint person director company with name date PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
2

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Year-on-year comparison hidden: this filing's period length differs materially from the prior year.

Official Companies House page