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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2027-02-28 (in 9mo)

Last made up 2026-02-14

Watchouts

None on the register

Cash

Latest balance sheet

Net assets

£510K

+79.5% vs 2023

Employees

Average over period

Profit before tax

£243K

-5.6% vs 2023

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Gross written premiums £1,857,842£1,965,947
Net earned premiums £1,355,430£1,529,282
Claims incurred £652,866£793,253
Investment return £98,820£115,545
Profit before tax £257,336£242,870
Net profit £256,358£225,859
Insurance contract liabilities £3,147,605£3,711,712
Total assets £3,965,324£4,947,556
Total liabilities £3,681,308£4,437,681
Equity £284,016£509,875
Average employees

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Gearing (liabilities / total assets) 92.8%89.7%

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Humphrey & Co Audit Services Ltd
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Directors are of the opinion that the Company has adequate resources to meet its underwriting and other operational obligations for the foreseeable future. Accordingly, the going concern concept has been adopted in the preparation of the financial statements.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 2 resigned

Name Role Appointed Born Nationality
FIDENTIA NOMINEES LIMITED Corporate Secretary 2014-08-15
WARD, John David Director 2018-07-31 Aug 1940 British
WARD, Marcus David Director 2018-07-31 Dec 1971 British
FIDENTIA TRUSTEES LIMITED Corporate Director 2014-08-15
Show 2 resigned officers
Name Role Appointed Resigned
ARGYLE, Michael John Director 2017-12-12 2018-07-31
BOMER, Edwin Jefferson Director 2014-08-15 2017-11-28

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr John David Ward Individual Shares 50–75% 2023-08-28 Active
Princecrest Limited Corporate entity Voting 25–50% 2018-07-31 Active
Mr Edwin Jefferson Bomer Individual Shares 75–100%, Voting 75–100% 2016-04-06 Ceased 2017-11-28

Filing timeline

Last 20 of 54 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2025-11-10 RESOLUTIONS Resolution
  • 2025-08-06 RESOLUTIONS Resolution
  • 2025-02-14 RESOLUTIONS Resolution
  • 2025-02-14 MA Memorandum articles
  • 2025-02-14 RESOLUTIONS Resolution
  • 2023-09-14 RESOLUTIONS Resolution
Date Type Category Description
2026-02-17 CS01 confirmation-statement Confirmation statement with updates PDF
2025-12-08 PSC05 persons-with-significant-control Change to a person with significant control PDF
2025-11-12 CS01 confirmation-statement Confirmation statement with updates PDF
2025-11-10 RESOLUTIONS resolution Resolution
2025-11-07 PSC05 persons-with-significant-control Change to a person with significant control PDF
2025-09-30 AA accounts Accounts with accounts type full
2025-08-06 RESOLUTIONS resolution Resolution
2025-08-04 PSC04 persons-with-significant-control Change to a person with significant control PDF
2025-08-04 SH01 capital Capital allotment shares PDF
2025-02-25 CS01 confirmation-statement Confirmation statement with updates PDF
2025-02-14 RESOLUTIONS resolution Resolution
2025-02-14 MA incorporation Memorandum articles
2025-02-14 RESOLUTIONS resolution Resolution
2025-02-13 SH01 capital Capital allotment shares PDF
2024-10-08 AA accounts Accounts with accounts type full
2024-02-14 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-02-12 CS01 confirmation-statement Confirmation statement with updates PDF
2024-01-25 CH01 officers Change person director company with change date PDF
2023-10-05 AA accounts Accounts with accounts type full
2023-09-14 RESOLUTIONS resolution Resolution

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
9

last 12 months

Capital events
2

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page