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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2027-03-06 (in 10mo)

Last made up 2026-02-20

Watchouts

None on the register

Cash

Latest balance sheet

Net assets

£412K

Equity attributable

Employees

Average over period

Profit before tax

-£169K

Period ending 2024-12-31

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Gross written premiums £3,547,529£3,799,482
Net earned premiums £2,491,803£2,925,160
Claims incurred £1,150,617£1,542,000
Investment return £160,785£197,098
Profit before tax £436,225-£168,953
Net profit £434,016-£174,086
Insurance contract liabilities £5,542,632£6,398,644
Total assets £7,216,158£9,669,800
Total liabilities £6,630,321£9,258,049
Equity £585,837£411,751
Average employees

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Gearing (liabilities / total assets) 91.9%95.7%

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Humphrey & Co Audit Services Ltd
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Directors are of the opinion that the Company has adequate resources to meet its underwriting and other operational obligations for the foreseeable future. Accordingly, the going concern concept has been adopted in the preparation of the financial statements.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 2 resigned

Name Role Appointed Born Nationality
FIDENTIA NOMINEES LIMITED Corporate Secretary 2014-08-11
PADFIELD, Emma Jane Director 2021-11-09 Jun 1969 British
PADFIELD, Ian George Director 2021-11-09 Jan 1963 British
FIDENTIA TRUSTEES LIMITED Corporate Director 2014-08-11
Show 2 resigned officers
Name Role Appointed Resigned
HAUGHEY, Noel Christopher Director 2014-08-11 2020-12-02
RUTTER, Fiona Mary Director 2015-01-22 2021-11-09

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Inshala Holdings Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2024-01-29 Active
Hayleys Property Limited Corporate entity Shares 75–100%, Voting 75–100% 2021-11-09 Ceased 2024-01-29
Mrs Fiona Mary Rutter Individual Significant influence 2020-12-02 Ceased 2021-11-09
Mr Noel Christopher Haughey Individual Shares 75–100%, Voting 75–100% 2016-04-06 Ceased 2020-12-02

Filing timeline

Last 20 of 43 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2024-02-19 RESOLUTIONS Resolution
Date Type Category Description
2026-02-24 CS01 confirmation-statement Confirmation statement with updates PDF
2025-12-11 PSC05 persons-with-significant-control Change to a person with significant control PDF
2025-09-30 AA accounts Accounts with accounts type full
2025-02-20 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-12-17 MR01 mortgage Mortgage create with deed with charge number charge creation date PDF
2024-08-14 AA accounts Accounts with accounts type full
2024-02-20 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-02-19 RESOLUTIONS resolution Resolution
2024-02-15 CS01 confirmation-statement Confirmation statement with updates PDF
2024-02-13 PSC02 persons-with-significant-control Notification of a person with significant control PDF
2024-02-13 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2023-09-12 AA accounts Accounts with accounts type full
2023-02-10 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-01-17 MR01 mortgage Mortgage create with deed with charge number charge creation date PDF
2022-09-27 AA accounts Accounts with accounts type full
2022-02-11 CS01 confirmation-statement Confirmation statement with updates PDF
2021-11-10 TM01 officers Termination director company with name termination date PDF
2021-11-10 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2021-11-10 PSC02 persons-with-significant-control Notification of a person with significant control PDF
2021-11-10 AP01 officers Appoint person director company with name date PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
3

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Year-on-year comparison hidden: this filing's period length differs materially from the prior year.

Official Companies House page