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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-11-18 (in 6mo)

Last made up 2025-11-04

Watchouts

1 item

Cash

Latest balance sheet

Net assets

-£10K

+88.6% vs 2023

Employees

Average over period

Profit before tax

£101K

-16.9% vs 2023

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Gross written premiums £772,613£840,538
Net earned premiums £565,882£625,458
Claims incurred £271,639£331,964
Investment return £64,237£76,660
Profit before tax £121,314£100,818
Net profit £92,739£75,233
Insurance contract liabilities £1,268,465£1,461,964
Total assets £1,953,452£2,263,939
Total liabilities £2,037,592£2,273,546
Equity -£84,140-£9,607
Average employees

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Gearing (liabilities / total assets) 104.3%100.4%

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Consolidated group
Auditor
PKF Littlejohn LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

3 active · 1 resigned

Name Role Appointed Born Nationality
HAMPDEN LEGAL PLC Corporate Secretary 2014-03-21
TOTTMAN, Mark John Director 2023-07-31 Jun 1964 British
NOMINA PLC Corporate Director 2014-03-21
Show 1 resigned officer
Name Role Appointed Resigned
EVANS, Jeremy Richard Holt Director 2014-03-21 2023-07-31

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr Alister Bruce Watterson Individual ownership-of-shares-75-to-100-percent-as-trust, voting-rights-75-to-100-percent-as-trust, right-to-appoint-and-remove-directors-as-trust 2025-02-27 Ceased 2026-02-26
Mr Jonathan Alan Jennings Individual ownership-of-shares-75-to-100-percent-as-trust, voting-rights-75-to-100-percent-as-trust, right-to-appoint-and-remove-directors-as-trust 2025-02-27 Ceased 2026-01-05
Catherine Lesley Lloyd Individual ownership-of-shares-75-to-100-percent-as-trust, voting-rights-75-to-100-percent-as-trust, right-to-appoint-and-remove-directors-as-trust 2025-02-27 Ceased 2026-01-05
Max William Dinning Individual ownership-of-shares-75-to-100-percent-as-trust, voting-rights-75-to-100-percent-as-trust, right-to-appoint-and-remove-directors-as-trust 2025-02-27 Ceased 2026-01-05
Shekouba Kausu Sesay Individual ownership-of-shares-75-to-100-percent-as-trust, voting-rights-75-to-100-percent-as-trust, right-to-appoint-and-remove-directors-as-trust 2025-02-27 Ceased 2025-03-31
Mrs Marie Mcneela Individual ownership-of-shares-75-to-100-percent-as-trust, voting-rights-75-to-100-percent-as-trust, right-to-appoint-and-remove-directors-as-trust 2025-02-27 Active
Sheila Margaret Dean Individual ownership-of-shares-75-to-100-percent-as-trust, voting-rights-75-to-100-percent-as-trust, right-to-appoint-and-remove-directors-as-trust 2016-04-06 Ceased 2025-02-27
Richard Collin Brooks Individual ownership-of-shares-75-to-100-percent-as-trust, voting-rights-75-to-100-percent-as-trust, right-to-appoint-and-remove-directors-as-trust 2016-04-06 Ceased 2025-02-27
Mrs Karen Helene Morton Individual ownership-of-shares-75-to-100-percent-as-trust, voting-rights-75-to-100-percent-as-trust, right-to-appoint-and-remove-directors-as-trust 2016-04-06 Ceased 2025-02-27
Mr Anton Swemmer Individual ownership-of-shares-75-to-100-percent-as-trust, voting-rights-75-to-100-percent-as-trust, right-to-appoint-and-remove-directors-as-trust 2016-04-06 Ceased 2025-02-27
Mr Michael David Nudd Individual ownership-of-shares-75-to-100-percent-as-trust, voting-rights-75-to-100-percent-as-trust, right-to-appoint-and-remove-directors-as-trust 2016-04-06 Ceased 2025-02-27
Heather Bestwick Individual ownership-of-shares-75-to-100-percent-as-trust, voting-rights-75-to-100-percent-as-trust, right-to-appoint-and-remove-directors-as-trust 2016-04-06 Ceased 2025-02-27
Martyn Eric Russell Individual ownership-of-shares-75-to-100-percent-as-trust, voting-rights-75-to-100-percent-as-trust, right-to-appoint-and-remove-directors-as-trust 2016-04-06 Ceased 2025-02-27

Filing timeline

Last 20 of 49 total filings

Date Type Category Description
2026-03-30 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2026-01-06 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2026-01-06 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2026-01-06 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2026-01-06 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2025-11-04 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-09-26 AA accounts Accounts with accounts type full
2025-03-26 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-03-21 PSC01 persons-with-significant-control Notification of a person with significant control PDF
2025-03-21 PSC01 persons-with-significant-control Notification of a person with significant control PDF
2025-03-21 PSC01 persons-with-significant-control Notification of a person with significant control PDF
2025-03-21 PSC01 persons-with-significant-control Notification of a person with significant control PDF
2025-03-21 PSC01 persons-with-significant-control Notification of a person with significant control PDF
2025-03-21 PSC01 persons-with-significant-control Notification of a person with significant control PDF
2025-03-21 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2025-03-21 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2025-03-21 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2025-03-21 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2025-03-21 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2025-03-21 PSC07 persons-with-significant-control Cessation of a person with significant control PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
7

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page