EJF CAPITAL LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

Ernst & Young

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“During the year ended 31 December 2024, the Company made a loss after tax of £458,154 (2023: £1,479,954). As at 31 December 2024, the Company had net current liabilities of £126,525 (2023 (net current assets): £1,046,721). The Company meets its day to day working capital requirements through the advisory income from EJF Capital LLC ('Parent Company') and, when necessary, support from its Parent Company. The Directors have conducted an assessment of the going concern assumption for the Company, considering the impact of Company going back to fully providing advisory services directly to the Parent Company in FY 2024 and through the UK LLP from March 2025. The Directors expects that the Parent Company, will be required to support the business and the Directors remains confident that EJF Capital LLC can support the Company financially for a period of 12 months from the date of this report. This is evidenced by a letter of support addressed to the Company from EJF Capital LLC, and thus the Directors considers the Company to be a going concern for 12 months from the date of this report.”

Group structure

1. EJF CAPITAL LIMITED · parent
   1. EJF Capital UK LLP · UK · research services

Significant events

• “On 27 March 2024, the Company made an application for de-registration from FCA. The de-registration process completed effective 3 July 2024, following which the Company was no longer regulated by the FCA.”
• “During the year, the Company downsized to reflect the above changes in business. Further, NJ Wilson, the Co-Chief Executive Officer of the Parent Company was seconded to the Company in September 2024 to provide strategic guidance to the Company.”
• “On 26 February 2025, EJF Capital UK LLP ("UK LLP") was incorporated with the Company and Mr N J Wilson as the designated members. UK LLP is a subsidiary of the Company. Following this, the research services arrangements with the Parent Company were updated such that the Company provides services to the UK LLP and UK LLP ultimately provides the research services to the Parent.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

3

last 12 months

Capital events

0

last 24 months

Officers appointed

0

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  -10.2%

  £2,216,117 → £1,989,411

• Cash

  -77.9%

  £889,983 → £196,294

• Net assets

  -16.8%

  £2,724,446 → £2,266,292

• Employees

  0%

  7 → 7

• Operating profit

  +4%

  -£998,911 → -£959,148

• Profit before tax

  +71.3%

  -£1,370,336 → -£393,262

• Wages

  +9%

  £1,733,443 → £1,888,758

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers