BREMCO CAPITAL LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-02-28 (in 9mo)
Last made up 2026-02-14
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
£915K
+29.9% vs 2023
Employees
1
0% vs 2023
Profit before tax
£226K
+35.5% vs 2023
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gross written premiums | £1,433,405 | £1,527,118 | |
| Net earned premiums | £1,056,150 | £1,193,149 | |
| Claims incurred | £492,322 | £611,636 | |
| Investment return | £91,055 | £207,400 | |
| Profit before tax | £167,096 | £226,453 | |
| Net profit | £161,709 | £210,756 | |
| Insurance contract liabilities | £2,429,991 | £2,766,532 | |
| Total assets | £3,619,532 | £4,272,041 | |
| Total liabilities | £2,915,553 | £3,357,306 | |
| Equity | £703,979 | £914,735 | |
| Average employees | 1 | 1 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 80.6% | 78.6% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Auditor
- Humphrey & Co Audit Services Ltd
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors are of the opinion that the Company has adequate resources to meet its underwriting and other operational obligations for the foreseeable future. Accordingly, the going concern concept has been adopted in the preparation of the financial statements.”
Significant events
- “Gross premiums written increased from £1,433,405 to £1,527,118 compared to the previous year and the overall balance in the technical account decreased from £222,053 to £191,466 as a result of the level of claims experienced.”
- “The Company has continued to underwrite on the 2025 underwriting account.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 0 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| FIDENTIA NOMINEES LIMITED | Corporate Secretary | 2011-08-31 | — | — |
| BREMNER, John Archibald Gordon, Dr | Director | 2011-08-31 | Nov 1958 | British |
| BREMNER, Mary | Director | 2011-08-31 | Aug 1964 | British |
| FIDENTIA TRUSTEES LIMITED | Corporate Director | 2011-08-31 | — | — |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mrs Mary Bremner | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Active |
| Dr John Archibald Gordon Bremner | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Active |
Filing timeline
Last 20 of 56 total filings
Material constitutional events — rename, articles re-file, resolution
- 2024-08-30 MA Memorandum articles
- 2024-08-30 RESOLUTIONS Resolution
- 2024-08-30 RESOLUTIONS Resolution
- 2023-12-05 MA Memorandum articles
- 2023-12-05 RESOLUTIONS Resolution
- 2023-12-05 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-02-19 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-12-09 | CH01 | officers | Change person director company with change date | |
| 2025-10-03 | AA | accounts | Accounts with accounts type full | |
| 2025-09-17 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2025-09-17 | CH01 | officers | Change person director company with change date | |
| 2025-09-17 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2025-02-18 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-09-29 | AA | accounts | Accounts with accounts type full | |
| 2024-08-30 | MA | incorporation | Memorandum articles | |
| 2024-08-30 | RESOLUTIONS | resolution | Resolution | |
| 2024-08-30 | RESOLUTIONS | resolution | Resolution | |
| 2024-08-28 | SH08 | capital | Capital name of class of shares | |
| 2024-08-28 | SH10 | capital | Capital variation of rights attached to shares | |
| 2024-02-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-02-07 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-02-07 | CH01 | officers | Change person director company with change date | |
| 2024-02-07 | CH01 | officers | Change person director company with change date | |
| 2023-12-05 | MA | incorporation | Memorandum articles | |
| 2023-12-05 | RESOLUTIONS | resolution | Resolution | |
| 2023-12-05 | RESOLUTIONS | resolution | Resolution |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 2
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Gross written premiums
+6.5%
£1,433,405 £1,527,118
-
Net earned premiums
+13%
£1,056,150 £1,193,149
-
Profit before tax
+35.5%
£167,096 £226,453
-
Equity
+29.9%
£703,979 £914,735
-
Claims incurred
+24.2%
£492,322 £611,636
-
Insurance contract liabilities
+13.8%
£2,429,991 £2,766,532
-
Investment return
+127.8%
£91,055 £207,400
-
Employees
0%
1 1
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers