CANOPIUS CAPITAL TWELVE LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-02-03 (in 9mo)
Last made up 2026-01-20
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
£832K
+117.6% vs 2023
Employees
—
Average over period
Profit before tax
£450K
+119.9% vs 2023
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gross written premiums | £16,874,722 | £1,965,159 | |
| Net earned premiums | £15,467,754 | £8,853,225 | |
| Claims incurred | £6,727,205 | £3,882,876 | |
| Investment return | £0 | £0 | |
| Profit before tax | £204,596 | £449,963 | |
| Net profit | £204,596 | £449,963 | |
| Insurance contract liabilities | £32,068,940 | £21,276,501 | |
| Total assets | £61,152,706 | £41,350,630 | |
| Total liabilities | £60,770,200 | £40,518,162 | |
| Equity | £382,506 | £832,468 | |
| Average employees | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 99.4% | 98.0% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have concluded that there are no material uncertainties that may cast significant doubt on the Company's financial ability to continue as a going concern and they have a reasonable expectation that the Company have adequate resources to continue in operational existence until at least 30 June 2026 and that therefore it is appropriate to adopt a going concern basis for the preparation of the financial statements.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
2 active · 17 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| LACY, Sheldon, Mr. | Director | 2022-12-22 | Aug 1976 | British |
| TIMMS, Adam, Mr. | Director | 2023-02-01 | Aug 1984 | British |
Show 17 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CORMACK, Adrianne Helen Marie | Secretary | 2011-07-12 | 2012-06-30 |
| DAOUD-O'CONNELL, Mariana, Mrs. | Secretary | 2017-06-27 | 2019-06-04 |
| DONOVAN, Paul | Secretary | 2012-07-05 | 2013-05-07 |
| GREENFIELD, James William | Secretary | 2013-05-07 | 2016-02-10 |
| MARSHALL, Joanne, Ms. | Secretary | 2019-06-21 | 2019-10-10 |
| COOPER, Paul David | Director | 2013-06-23 | 2017-12-31 |
| CRIPPS, Richard Hugh | Director | 2011-07-12 | 2014-07-31 |
| DAVIES, Stuart Robert | Director | 2016-06-23 | 2016-11-22 |
| DAVISON, Laurie Esther, Ms. | Director | 2018-06-20 | 2021-05-20 |
| DUFFY, Michael Patrick | Director | 2016-08-04 | 2022-12-31 |
| HARDEN, Robert John, Mr. | Director | 2017-02-03 | 2018-05-31 |
| HOWARTH, Andrew, Mr. | Director | 2023-02-01 | 2025-09-01 |
| LAW, Robert David | Director | 2011-07-12 | 2013-02-22 |
| MANNING, Stephen Trevor | Director | 2014-09-08 | 2016-07-29 |
| MEYER, Nigel Sinclair, Mr. | Director | 2018-05-31 | 2021-12-31 |
| PHILLIPS, Gavin Mark, Mr. | Director | 2022-01-04 | 2022-01-04 |
| WATSON, Michael Clive | Director | 2011-07-12 | 2016-06-23 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Canopius Holdings Uk Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 78 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-10-02 | TM01 | officers | Termination director company with name termination date | |
| 2025-07-07 | AA | accounts | Accounts with accounts type full | |
| 2025-01-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-29 | AA | accounts | Accounts with accounts type full | |
| 2024-01-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-07-08 | AA | accounts | Accounts with accounts type full | |
| 2023-02-21 | AP01 | officers | Appoint person director company with name date | |
| 2023-02-20 | AP01 | officers | Appoint person director company with name date | |
| 2023-01-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-01-03 | TM01 | officers | Termination director company with name termination date | |
| 2022-12-23 | AP01 | officers | Appoint person director company with name date | |
| 2022-08-09 | AA | accounts | Accounts with accounts type full | |
| 2022-01-14 | TM01 | officers | Termination director company with name termination date | |
| 2022-01-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-01-07 | AP01 | officers | Appoint person director company with name date | |
| 2022-01-06 | TM01 | officers | Termination director company with name termination date | |
| 2021-10-07 | AA | accounts | Accounts with accounts type full | |
| 2021-07-22 | CH01 | officers | Change person director company with change date | |
| 2021-07-01 | PSC05 | persons-with-significant-control | Change to a person with significant control |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Gross written premiums
-88.4%
£16,874,722 £1,965,159
-
Net earned premiums
-42.8%
£15,467,754 £8,853,225
-
Profit before tax
+119.9%
£204,596 £449,963
-
Equity
+117.6%
£382,506 £832,468
-
Claims incurred
-42.3%
£6,727,205 £3,882,876
-
Insurance contract liabilities
-33.7%
£32,068,940 £21,276,501
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers