EQUIFAX EUA LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

Ernst & Young LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The Company's business activities, together with the factors likely to affect its future development, performance and position are set out in the Strategic Report on pages 4 to 6. The balance sheet of the company shows net current liabilities of £0.6m (2023: net current assets £0.9m), and long term liabilities of £151.9m (2023: £151.9m). Shareholder's funds are £33.0m (2023: £34.6m). Included within long-term liabilities is £15.8m owed to Equifax International Treasury Limited which is due in February 2026. The company, as a non-trading intermediate holding company, has net current liabilities and only has one income stream and that is by way of discretionary dividend receipts from Equifax Limited, Equifax Commercial Services Limited and Accountscore Limited, the company's subsidiary undertakings, the timing of which is uncertain. As such, the company relies on dividend receipts from subsidiary undertakings to enable the company to settle its interest payments on the current loan balances held. The company also has access to the group-wide cash pool structure to improve short term funding if needed. Consequently, the Company has obtained a letter of support from its parent company, Equifax Inc. The letter confirms that Equifax Inc will provide support to the Company to assist in meeting its liabilities to the extent that funding is not otherwise available to the Company to meet such liabilities. Equifax Inc has confirmed its ability to provide such support for the period to 30 November 2026. The letter of support also specifically states that Equifax Inc will provide support for the loan that expires in February 2026, should the loan not be refinanced. The directors are satisfied that the parent company is able to provide that support given that Equifax Inc generates cash from its operations, has significant cash reserves and an available credit facility maturing in August 2027. The directors have a reasonable expectation that the company has adequate resources to continue in operational existence and to meet its liabilities as and when they fall due for a period to 30 November 2026. Thus, they continue to adopt the going concern basis of accounting in preparing the annual financial statements.”

Group structure

1. EQUIFAX EUA LIMITED · parent
   1. Equifax Limited 100% · England & Wales · Information Services
   2. Equifax Commercial Services Limited 100% · Ireland · Information Services
   3. AccountScore Limited 100% · England & Wales · Dormant
   4. Consents Online Limited 100% · England & Wales · Dormant

Significant events

• “On the 28 August 2024 the Company reduced it's share premium reserves by £60.0m, with the amount held in the reserves transferred to profit and loss reserves and increasing distributable reserves by the same amount.”
• “On 11 June 2025 the Company declared and paid a dividend of £5.0m to it's shareholder.”
• “AccountScore Limited ceased trading at 30 November 2024 and was made dormant.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

9

last 12 months

Capital events

2

last 24 months

Officers appointed

3

last 12 months

Officers resigned

1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  —

  Not reported

• Cash

  -100%

  £1,186,000 → £0

• Net assets

  -4.4%

  £34,562,000 → £33,025,000

• Employees

  —

  Not reported

• Profit before tax

  +345.4%

  -£3,448,000 → £8,463,000

• Wages

  +15%

  £559,000 → £643,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers