VIRGIN MONEY LIMITED
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Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2026-08-15 (in 3mo)
Last made up 2025-08-01
Watchouts
None on the register
Cash
£10M
Latest balance sheet
Net assets
£10M
Equity attributable
Employees
—
Average over period
Profit before tax
-£36K
Period ending 2025-03-31
Name history
Renamed 4 times since incorporation
- VIRGIN MONEY LIMITED 2021-09-23 → present
- VIRGIN MONEY PLC 2012-10-12 → 2021-09-23
- NORTHERN ROCK PLC 2009-12-31 → 2012-10-12
- GOSFORTH SUBSIDIARY NO.1 PLC 2009-11-10 → 2009-12-31
- GOSFORTH SUBSIDIARY NO.1 LIMITED 2009-07-03 → 2009-11-10
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2025-03-31
| Metric | Trend | 2023-09-30 | 2025-03-31 |
|---|---|---|---|
| Turnover | — | — | |
| Operating profit | — | — | |
| Profit before tax | — | -£36,000 | |
| Net profit | — | -£36,000 | |
| Cash | £10,035,000 | £10,025,000 | |
| Total assets less current liabilities | — | — | |
| Net assets | £10,025,000 | £9,989,000 | |
| Equity | £10,025,000 | £9,989,000 | |
| Average employees | — | — | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-09-30 | 2025-03-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 0.1% | 0.4% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have made an assessment of the Company's ability to continue as a going concern and are satisfied that it has the resources to continue in business for at least 12 months from the approval of the financial statements.”
Significant events
- “Following the acquisition of Virgin Money by Nationwide Building Society (Nationwide) on 1 October 2024, the Company's accounting reference date was changed from 30 September to 31 March in order to align to Nationwide's accounting reference date.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 49 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| NBS COSEC LIMITED | Corporate Secretary | 2025-07-31 | — | — |
| ROBERTSON, Susan Jane | Director | 2024-11-29 | Dec 1975 | British |
| SHUFFLETON, Joanne Lucy | Director | 2026-02-11 | Sep 1982 | British |
| WRIGHT, Jason Leslie | Director | 2026-02-11 | Nov 1970 | British |
Show 49 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| FITZPATRICK, Jasan | Secretary | 2012-01-25 | 2012-05-23 |
| FITZPATRICK, Jasan | Secretary | 2009-11-10 | 2012-01-01 |
| MARSHALL, Katie Jane | Secretary | 2013-09-26 | 2019-03-01 |
| MCMILLAN, Lorna Forsyth | Secretary | 2019-03-01 | 2025-07-31 |
| PEARSON, William Stephen | Secretary | 2012-05-23 | 2013-09-26 |
| PEARSON, William Stephen | Secretary | 2012-01-01 | 2012-01-25 |
| ABRAHAMS, Clifford James | Director | 2021-03-08 | 2024-03-14 |
| ADAMS, Laurence Philip | Director | 2009-11-19 | 2012-01-01 |
| ADAMSON, Clive | Director | 2018-10-15 | 2019-11-29 |
| BENNETT, David Jonathan | Director | 2018-10-15 | 2021-05-27 |
| BOLE, Peter Douglas | Director | 2017-01-30 | 2018-10-15 |
| CLEMENTI, David Cecil, Sir | Director | 2012-01-01 | 2015-06-30 |
| COATES, John Richard | Director | 2009-11-19 | 2012-01-01 |
| COBY, Paul Jonathan | Director | 2018-10-15 | 2021-05-27 |
| CROSBIE, Debbie Anne | Director | 2018-10-15 | 2018-11-19 |
| DICKSON, Olivia Catherine | Director | 2014-09-01 | 2015-12-31 |
| DORNER, Irene Mitchell | Director | 2018-03-01 | 2018-10-15 |
| DUFFY, David Joseph | Director | 2018-10-15 | 2024-03-14 |
| EISENSCHIMMEL, Eva Kristina | Director | 2017-01-25 | 2018-10-15 |
| FAIREY, Michael Edward | Director | 2010-01-01 | 2012-01-01 |
| GADHIA, Jayne-Anne | Director | 2012-01-01 | 2018-10-15 |
| GOPALAN, Geeta | Director | 2015-06-25 | 2021-05-27 |
| GRACE, Adrian Thomas | Director | 2018-10-15 | 2020-05-01 |
| HOFFMAN, Gary Andrew | Director | 2009-11-19 | 2010-11-04 |
| HUNKIN, Ricky David | Director | 2010-01-01 | 2010-12-31 |
| JONES, David Andrew | Director | 2009-07-03 | 2009-11-19 |
| KEOGH, Colin Denis | Director | 2012-01-01 | 2018-10-15 |
| MACLEOD, Fiona Anne | Director | 2018-10-15 | 2020-09-30 |
| MARTIN, Marian Macdonald | Director | 2012-01-01 | 2018-10-15 |
| MCCONVILLE, James | Director | 2010-04-08 | 2012-01-01 |
| MCLUSKIE, Norman Cardie | Director | 2012-01-01 | 2018-10-15 |
| MOONEY, Anthony | Director | 2009-07-03 | 2009-11-19 |
| MORENO, Glen Richard | Director | 2015-01-01 | 2018-03-31 |
| MORGAN, Keith Charles William | Director | 2011-06-29 | 2012-01-01 |
| NOVOKRESHCHENOVA, Elena, Ms. | Director | 2021-03-22 | 2021-05-27 |
| PAIN, Mark Andrew | Director | 2010-01-01 | 2012-01-01 |
| PETTIGREW, James Neilson | Director | 2018-10-15 | 2020-05-05 |
| PHIBBS, Mary Catherine | Director | 2010-01-01 | 2012-01-01 |
| POPE, Darren Scott | Director | 2017-03-01 | 2021-05-27 |
| ROBSON-CAPPS, Teresa, Dr | Director | 2018-10-15 | 2020-06-30 |
| ROCHFORD, Lee Michael | Director | 2013-10-07 | 2015-08-31 |
| SANDLER, Ronald Arnon | Director | 2010-01-01 | 2012-01-01 |
| SHARP, Yvonne Easton | Director | 2024-03-14 | 2024-11-28 |
| SMITH, Ian Stuart | Director | 2018-10-15 | 2020-09-30 |
| SPEARING, Marilyn Hassloch | Director | 2014-01-29 | 2017-05-03 |
| STIRLING, Amy Elizabeth | Director | 2018-10-15 | 2021-05-27 |
| WADE, Timothy Cardwell | Director | 2018-10-15 | 2021-05-27 |
| WILLIAMSON, Finlay Ferguson | Director | 2012-01-01 | 2013-10-07 |
| ZABORSZKY, Gergely Mark | Director | 2024-03-14 | 2026-01-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Virgin Money Holdings (Uk) Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 216 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-02-11 | AP01 | officers | Appoint person director company with name date | |
| 2026-02-11 | AP01 | officers | Appoint person director company with name date | |
| 2026-02-11 | TM01 | officers | Termination director company with name termination date | |
| 2025-08-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-08-05 | AP04 | officers | Appoint corporate secretary company with name date | |
| 2025-08-05 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-07-24 | AA | accounts | Accounts with accounts type full | |
| 2024-12-04 | AP01 | officers | Appoint person director company with name date | |
| 2024-12-04 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-01 | AA01 | accounts | Change account reference date company current extended | |
| 2024-08-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-04-09 | AA | accounts | Accounts with accounts type dormant | |
| 2024-03-27 | TM01 | officers | Termination director company with name termination date | |
| 2024-03-27 | TM01 | officers | Termination director company with name termination date | |
| 2024-03-27 | AP01 | officers | Appoint person director company with name date | |
| 2024-03-27 | AP01 | officers | Appoint person director company with name date | |
| 2024-02-05 | CH03 | officers | Change person secretary company with change date | |
| 2023-10-16 | CH01 | officers | Change person director company with change date | |
| 2023-10-13 | CH01 | officers | Change person director company with change date | |
| 2023-08-09 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 3
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2025 · period ending 2025-03-31 vs 2023-09-30