CURTIS BANKS LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-11-06 (in 6mo)
Last made up 2025-10-23
Watchouts
Cash
£14M
+38.3% vs 2023
Net assets
£17M
-0.4% vs 2023
Employees
63
-76.2% vs 2023
Profit before tax
£7M
+10% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
6 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Name history
Renamed 2 times since incorporation
- CURTIS BANKS LIMITED 2013-07-17 → present
- CURTIS BANKS PLC 2009-03-25 → 2013-07-17
- BANKS PENSIONS PLC 2008-11-26 → 2009-03-25
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £27,957,000 | £27,062,000 | |
| Operating profit | £8,125,000 | £8,204,000 | |
| Profit before tax | £6,216,000 | £6,840,000 | |
| Net profit | £5,390,000 | £6,925,000 | |
| Cash | £10,417,000 | £14,402,000 | |
| Total assets less current liabilities | £19,054,000 | £17,214,000 | |
| Net assets | £17,289,000 | £17,214,000 | |
| Equity | £17,289,000 | £17,214,000 | |
| Average employees | 265 | 63 | |
| Wages | £10,762,000 | £6,152,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 29.1% | 30.3% | |
| Net margin | 19.3% | 25.6% | |
| Return on capital employed | 42.6% | 47.7% | |
| Gearing (liabilities / total assets) | 45.3% | 52.4% | |
| Current ratio | 1.73x | 1.55x | |
| Interest cover | 123.11x | 1367.33x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101 "Reduced Disclosure Framework"
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors believe, after reviewing both the Company's forecasts and projections and taking into account any relevant macro-economic factors including inflation and interest rate movements, and changes in trading performance that the Company will have sufficient current financial resources to continue to operate and to meet its financial obligations as they fall due, for at least the 12 months from the date of approval of these financial statements.”
Group structure
- CURTIS BANKS LIMITED · parent
- Colston Trustees Limited 100%
- Montpelier Pension Trustees Limited 100%
- Tower Pension Trustees Limited 100%
- SPS Trustees Limited 100%
- Crescent Trustees Limited 100%
- Tower Pension (S-B) Trustees Limited 100%
- Bridgewater Pension Trustees Limited 100%
- Temple Quay Pension Trustees Limited 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 32 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| WAKEFORD, Helen Mary | Secretary | 2026-02-04 | — | — |
| CLARKSON, Alastair James | Director | 2022-12-21 | Feb 1966 | British |
| RILEY, Cathryn Elizabeth | Director | 2024-05-01 | Apr 1962 | British |
| RING, Andrew John | Director | 2025-10-01 | Jun 1983 | British |
| ROWNEY, Richard Alexander | Director | 2025-10-01 | Nov 1970 | British |
| WILSON, Gordon Alexander | Director | 2025-10-01 | Jun 1966 | British |
Show 32 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BRUCE, Michelle | Secretary | 2024-03-01 | 2025-02-01 |
| CURTIS, Rupert Morris | Secretary | 2009-05-08 | 2010-09-28 |
| DIXIE, Alice Sian Rhiannon | Secretary | 2025-02-01 | 2025-12-15 |
| MILLARD, Gemma Louise | Secretary | 2015-11-25 | 2024-02-29 |
| PETHERICK, Louis | Secretary | 2025-12-15 | 2026-02-04 |
| TARRAN, Paul James | Secretary | 2010-09-28 | 2018-05-29 |
| TARRAN, Paul James | Secretary | 2008-11-26 | 2009-05-08 |
| BANKS, Caroline Anne | Director | 2008-11-26 | 2011-02-15 |
| BANKS, Christopher Charles | Director | 2008-11-26 | 2017-12-08 |
| BARRAL, David Barclay | Director | 2022-05-26 | 2023-03-23 |
| BOUSFIELD, Clare Jane | Director | 2024-07-01 | 2025-06-30 |
| COWLAND, Dan James | Director | 2019-12-03 | 2023-12-31 |
| CURTIS, Rupert Morris | Director | 2009-06-17 | 2018-12-31 |
| DAVIDSON, Judith Mary | Director | 2023-09-26 | 2024-05-01 |
| DOCHERTY, Peter Gordon John | Director | 2023-01-10 | 2025-10-01 |
| HART, Steven Webster | Director | 2009-07-20 | 2017-10-31 |
| HOSKINS, Richard | Director | 2023-09-26 | 2025-10-01 |
| JACOBS, Anthony Jon | Director | 2016-01-18 | 2016-03-31 |
| KEEPIN, Paul Alan | Director | 2013-07-08 | 2022-05-31 |
| MACDONALD, Christopher Anthony James | Director | 2019-12-03 | 2022-05-26 |
| MORGANS, Kristian Luke | Director | 2009-07-20 | 2017-03-27 |
| PRESLEY, Nicola Marie | Director | 2013-07-08 | 2022-07-20 |
| PURVES, Kathryn Elizabeth | Director | 2023-09-26 | 2023-11-20 |
| REGAN, Michael Robert | Director | 2024-01-03 | 2025-10-01 |
| RIDGLEY, Jane Ann | Director | 2018-05-29 | 2023-05-01 |
| RODGERS, Nigel Trevor | Director | 2017-08-14 | 2022-03-31 |
| SCOTT, James Robert | Director | 2016-01-18 | 2021-07-05 |
| SELF, William Arthur | Director | 2017-08-14 | 2022-10-06 |
| STONE, Ian Charles | Director | 2016-01-18 | 2021-02-12 |
| TARRAN, Paul James | Director | 2012-12-17 | 2019-09-30 |
| TARRAN, Paul James | Director | 2008-11-26 | 2009-04-29 |
| VALENTINE, Richard Mark | Director | 2016-01-18 | 2018-04-06 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Curtis Banks Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 159 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-02-11 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-02-11 | TM02 | officers | Termination secretary company with name termination date | |
| 2026-01-07 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-01-07 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-12-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-10-23 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-17 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-15 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-13 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-13 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-13 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-29 | AA | accounts | Accounts with accounts type full | |
| 2025-07-04 | TM01 | officers | Termination director company with name termination date | |
| 2025-02-06 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-02-03 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-01-31 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-01-27 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-01-23 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2024-11-14 | CH01 | officers | Change person director company with change date | |
| 2024-10-23 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 13
- Capital events
- 0
- Officers appointed
- 4
- Officers resigned
- 6
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-3.2%
£27,957,000 £27,062,000
-
Cash
+38.3%
£10,417,000 £14,402,000
-
Net assets
-0.4%
£17,289,000 £17,214,000
-
Employees
-76.2%
265 63
-
Operating profit
+1%
£8,125,000 £8,204,000
-
Profit before tax
+10%
£6,216,000 £6,840,000
-
Wages
-42.8%
£10,762,000 £6,152,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers