COSGARNE HALL LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Consolidated group

Auditor

PKF Francis Clark

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“In auditing the financial statements, we have concluded that the trustees use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.”

Group structure

1. COSGARNE HALL LIMITED · parent
   1. Harbour Housing Services Ltd 100% · England · Provision of care
   2. Harbour Housing Supported Living Ltd 100% · England · Dormant
   3. Harbour Housing Facilities Management Ltd 100% · England · Dormant
   4. Harbour Housing Management Ltd 100% · England · Dormant
   5. Harbour Housing Group Ltd 100% · England · Dormant
   6. Harbour Housing Ltd 100% · England · Dormant

Significant events

• “Our Severe Weather Emergency Protocol supported 51 persons... Of those 51, 47% (26) moved into one of our properties across the county and did not return to the streets.”
• “During the year, a number of operational and maintenance staff were transferred (TUPE) from Cosgarne Hall Ltd to Harbour Housing Services Ltd (HHSL) to deliver care and property services on behalf of the charity. Whilst the aim was to develop the building side of the buisness separately it became apparent that Harbour Housing was the main client and as such these services continued throughout the year before staff were transferred back to the parent charity once the delivery structure was reviewed. HHSL now retains minimal other trading activity, primarily acting as the employing and contracting vehicle for Harbour Care.”
• “It is envisaged that the offices in Par will close down early 2026 as well as Tehiddy Centre Offices in late 2026 with the acquisition of new offices in the town centre of St Austell.”
• “Harbour is proud to be the first housing charity in Cornwall to establish a partnering arrangement with IMPAKT Housing through the Exempt Accommodation Project... this approach has saved Cornwall Council approximately £1.2 million this year through our partnership alone”
• “Last year we introduced ECCO, our paper-free record and document management system... we are now investing in artificial intelligence (AI) tools designed to support our frontline teams.”
• “Supporting over 707 individuals through accommodation and outreach services.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

5

last 12 months

Capital events

0

last 24 months

Officers appointed

0

last 12 months

Officers resigned

1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  +12.4%

  £4,522,122 → £5,084,738

• Cash

  +30.9%

  £1,155,553 → £1,512,900

• Net assets

  +14.7%

  £4,577,961 → £5,252,536

• Employees

  —

  Not reported

• Operating profit

  -19.5%

  £873,017 → £702,717

• Profit before tax

  -19.8%

  £845,952 → £678,355

• Wages

  +19.4%

  £1,900,076 → £2,268,664

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers