WAYMILL UNDERWRITING LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-03-07 (in 10mo)
Last made up 2026-02-21
Watchouts
Cash
£232K
+9.3% vs 2023
Net assets
£608K
+8.4% vs 2023
Employees
0
Average over period
Profit before tax
£105K
-30.9% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Material uncertainty over going concern
The Directors do not consider the Company to be a going concern as the Company has sold or returned all the capacity and will not be underwriting on any new years of account going forward. Accordingly the Financial Statements have been prepared on a break up basis.
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £1,296,859 | £1,290,146 | |
| Operating profit | £151,966 | £105,019 | |
| Profit before tax | £151,966 | £105,019 | |
| Net profit | £123,350 | £46,715 | |
| Cash | £212,617 | £232,288 | |
| Total assets less current liabilities | — | — | |
| Net assets | £560,961 | £608,167 | |
| Equity | £560,961 | £608,167 | |
| Average employees | 0 | 0 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 11.7% | 8.1% | |
| Net margin | 9.5% | 3.6% | |
| Gearing (liabilities / total assets) | 85.4% | 85.4% | |
| Current ratio | 2.08x | 1.84x | |
| Interest cover | 131.23x | 56.55x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“The Directors do not consider the Company to be a going concern as the Company has sold or returned all the capacity and will not be underwriting on any new years of account going forward. Accordingly the Financial Statements have been prepared on a break up basis.”
Significant events
- “The Company has ceased to write insurance business in the Lloyd's insurance market as a Lloyd's Corporate Capital Member.”
- “The Company ceased underwriting at 31 December 2024.”
- “On 7 February 2024, control of the Company changed and is now owned by A Colin Lunn (Tobacconist) Limited, which controls 100% of the share capital.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
2 active · 6 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ARGENTA SECRETARIAT LIMITED | Corporate Secretary | 2023-12-29 | — | — |
| GRANT, Janine | Director | 2023-12-29 | Mar 1972 | British |
Show 6 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| FIDENTIA NOMINEES LIMITED | Corporate Secretary | 2008-08-20 | 2023-12-29 |
| CHARKIN, Benjamin Leslie William | Director | 2008-08-20 | 2023-12-29 |
| CHARKIN, Dominic Robert | Director | 2008-08-20 | 2023-12-29 |
| CHARKIN, Mark Stuart | Director | 2008-08-20 | 2023-12-29 |
| CHARKIN, Michael Anthony | Director | 2008-08-20 | 2009-10-23 |
| FIDENTIA TRUSTEES LIMITED | Corporate Director | 2008-09-08 | 2023-12-29 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| A Colin Lunn (Tobacconist) Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2024-02-07 | Active |
| Mr Dominic Robert Charkin | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Ceased 2024-02-07 |
| Mr Benjamin Leslie William Charkin | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Ceased 2024-02-07 |
| Mr Mark Stuart Charkin | Individual | Shares 25–50%, Voting 25–50% | 2016-04-06 | Ceased 2024-02-07 |
Filing timeline
Last 20 of 134 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-10-21 | AA | accounts | Accounts with accounts type full | |
| 2025-03-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-10-15 | AA | accounts | Accounts with accounts type full | |
| 2024-02-21 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-02-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-02-20 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-02-20 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-02-20 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-02-20 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2024-01-19 | AP01 | officers | Appoint person director company with name date | |
| 2024-01-18 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-01-18 | AP04 | officers | Appoint corporate secretary company with name date | |
| 2024-01-18 | TM01 | officers | Termination director company with name termination date | |
| 2024-01-18 | TM01 | officers | Termination director company with name termination date | |
| 2024-01-18 | TM01 | officers | Termination director company with name termination date | |
| 2024-01-18 | TM01 | officers | Termination director company with name termination date | |
| 2024-01-18 | AD01 | address | Change registered office address company with date old address new address | |
| 2023-09-12 | AA | accounts | Accounts with accounts type full | |
| 2023-02-03 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-0.5%
£1,296,859 £1,290,146
-
Cash
+9.3%
£212,617 £232,288
-
Net assets
+8.4%
£560,961 £608,167
-
Employees
—
Not reported
-
Operating profit
-30.9%
£151,966 £105,019
-
Profit before tax
-30.9%
£151,966 £105,019
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers