AMERICAN EXPRESS PAYMENT SERVICES LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-06-24 (in 1mo)
Last made up 2025-06-10
Watchouts
Cash
£6M
+82.3% vs 2023
Net assets
£330M
+21% vs 2023
Employees
512
-4.8% vs 2023
Profit before tax
£75M
+0.2% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
4 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Name history
Renamed 1 time since incorporation
- AMERICAN EXPRESS PAYMENT SERVICES LIMITED 2007-07-17 → present
- ALNERY NO. 2710 LIMITED 2007-07-04 → 2007-07-17
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £1,087,075,000 | £1,205,373,000 | |
| Operating profit | £24,987,000 | £17,072,000 | |
| Profit before tax | £74,447,000 | £74,603,000 | |
| Net profit | £57,470,000 | £56,660,000 | |
| Cash | £3,550,000 | £6,473,000 | |
| Total assets less current liabilities | £273,030,000 | £330,451,000 | |
| Net assets | £272,887,000 | £330,181,000 | |
| Equity | £272,887,000 | £330,181,000 | |
| Average employees | 538 | 512 | |
| Wages | £38,207,000 | £41,343,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 2.3% | 1.4% | |
| Net margin | 5.3% | 4.7% | |
| Return on capital employed | 9.2% | 5.2% | |
| Gearing (liabilities / total assets) | 80.0% | 78.5% | |
| Current ratio | 1.20x | 1.23x | |
| Interest cover | 6246.75x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Group structure
- AMERICAN EXPRESS PAYMENT SERVICES LIMITED · parent
- American Express Payment Services Europe S L 100%
Significant events
- “The Company has a wholly owned subsidiary in Spain, American Express Payments Europe S L (AEPE) and a branch in Germany. All other branches have been deregistered, the last of which was AEPSL Italy in December 2023.”
- “The Company evaluated subsequent events occurring through March 26, 2025, the date the financial statements were available to be issued, noting no events required additional disclosure.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
10 active · 35 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| GILL, Gurinderjit Kaur | Secretary | 2021-08-21 | — | — |
| ALLEN, Colin Derek, Mr. | Director | 2025-09-05 | Nov 1972 | British |
| COVENTRY, Holly Samantha | Director | 2023-04-28 | Jan 1983 | British |
| EDELMAN, Daniel James, Dr | Director | 2020-05-06 | Apr 1978 | British |
| HUSON, Julia Anne | Director | 2025-10-01 | Dec 1977 | British |
| MAHESHWARI, Shachi | Director | 2024-03-15 | Jul 1977 | Indian |
| MCDONALD, Keith Michael | Director | 2020-07-08 | Jul 1971 | Irish |
| MOSELEY, Lucie | Director | 2020-07-30 | Sep 1975 | British |
| RAYNAUD, Veronique Annie | Director | 2020-06-02 | Dec 1971 | French,British |
| SHOMSTEIN, Sara | Director | 2022-03-14 | Dec 1981 | American |
Show 35 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BATES, James | Secretary | 2015-09-14 | 2017-09-26 |
| BROWN, Nola Jean | Secretary | 2014-09-23 | 2015-05-01 |
| MUDDIMAN, David James | Secretary | 2017-09-27 | 2021-08-20 |
| ALNERY INCORPORATIONS NO.1 LIMITED | Corporate Secretary | 2007-07-04 | 2007-07-17 |
| EVERSECRETARY LIMITED | Corporate Secretary | 2008-10-01 | 2017-03-31 |
| MAWLAW SECRETARIES LIMITED | Corporate Secretary | 2007-07-17 | 2008-09-30 |
| ABBOTT, Paul Gordon | Director | 2007-07-17 | 2012-04-04 |
| ARIF, Usman | Director | 2020-07-08 | 2022-12-08 |
| ARIF, Usman | Director | 2011-09-05 | 2012-12-31 |
| BAILEY, David John | Director | 2012-09-11 | 2025-07-03 |
| BENNAZIZ-HOUMANE, Karim | Director | 2016-05-05 | 2017-06-06 |
| BHATIA, Sujata Narain | Director | 2019-01-02 | 2020-04-03 |
| CAULI, Fabienne Maryline | Director | 2015-07-27 | 2018-12-12 |
| DE LA PEÑA LÓPEZ, Maria Thelma | Director | 2018-04-23 | 2020-05-12 |
| DECKER, Werner Heinrich | Director | 2012-02-16 | 2020-03-09 |
| FILSHIE, Alexander | Director | 2007-07-17 | 2012-09-10 |
| GANAPATHY, Mani Sankar, Mr. | Director | 2025-05-08 | 2025-05-15 |
| GARCIA, Rafael Francisco Marquez | Director | 2015-09-30 | 2019-09-30 |
| GARCIA-VALDES YRIZAR, Alfredo | Director | 2009-07-07 | 2015-09-30 |
| HALFACRE, Jonathan Mark | Director | 2007-07-17 | 2010-08-06 |
| HOLMES, Alan David | Director | 2019-01-17 | 2025-02-18 |
| INGRAM, Tracey Jayne | Director | 2013-01-30 | 2015-07-27 |
| JACKSON, Michael | Director | 2013-01-24 | 2018-09-24 |
| KIRCHNER, Tristan Francis | Director | 2014-05-13 | 2014-12-24 |
| O'FLAHERTY, Colin Gerard John Paul | Director | 2015-03-29 | 2019-09-12 |
| PARIS, Nousheh | Director | 2024-06-13 | 2025-05-14 |
| PLATT, Tania Yvette | Director | 2020-07-08 | 2021-12-14 |
| PYCOCK, Murielle Andree | Director | 2009-04-27 | 2011-11-24 |
| RISHI, Sanjay | Director | 2007-07-17 | 2008-09-02 |
| RIVERA, Christine Anne | Director | 2024-03-15 | 2025-05-15 |
| ROPER, Mark John | Director | 2011-09-05 | 2015-01-16 |
| TU, Thi Nhuoc Lan | Director | 2008-09-03 | 2011-09-16 |
| WRIGHT, Peter | Director | 2016-02-01 | 2018-01-23 |
| WRIGHT, Peter | Director | 2007-07-17 | 2011-06-03 |
| ALNERY INCORPORATIONS NO.1 LIMITED | Corporate Director | 2007-07-04 | 2007-07-17 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| American Express Company | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-06-30 | Active |
Filing timeline
Last 20 of 164 total filings
Material constitutional events — rename, articles re-file, resolution
- 2024-04-29 RESOLUTIONS Resolution
- 2024-04-22 MA Memorandum articles
- 2024-03-15 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-10-02 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-10 | AA | accounts | Accounts with accounts type full | |
| 2025-09-09 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-03 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-16 | TM01 | officers | Termination director company with name termination date | |
| 2025-05-15 | TM01 | officers | Termination director company with name termination date | |
| 2025-05-15 | TM01 | officers | Termination director company with name termination date | |
| 2025-05-08 | AP01 | officers | Appoint person director company with name date | |
| 2025-02-18 | TM01 | officers | Termination director company with name termination date | |
| 2024-07-12 | AA | accounts | Accounts with accounts type full | |
| 2024-06-21 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-04-29 | RESOLUTIONS | resolution | Resolution | |
| 2024-04-22 | MA | incorporation | Memorandum articles | |
| 2024-03-20 | AP01 | officers | Appoint person director company with name date | |
| 2024-03-19 | AP01 | officers | Appoint person director company with name date | |
| 2024-03-15 | RESOLUTIONS | resolution | Resolution | |
| 2023-07-24 | AA | accounts | Accounts with accounts type full | |
| 2023-06-12 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 9
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 4
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+10.9%
£1,087,075,000 £1,205,373,000
-
Cash
+82.3%
£3,550,000 £6,473,000
-
Net assets
+21%
£272,887,000 £330,181,000
-
Employees
-4.8%
538 512
-
Operating profit
-31.7%
£24,987,000 £17,072,000
-
Profit before tax
+0.2%
£74,447,000 £74,603,000
-
Wages
+8.2%
£38,207,000 £41,343,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers