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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2027-04-30 (in 11mo)

Last made up 2026-04-16

Watchouts

None on the register

Cash

Latest balance sheet

Net assets

Equity attributable

Employees

Average over period

Profit before tax

Period ending 2024-12-31

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Gross written premiums £761,879,911£911,430,689
Net earned premiums £210,109,711£247,223,128
Claims incurred £38,828,762£47,805,782
Investment return £6,609,340£8,308,377
Profit before tax
Net profit
Insurance contract liabilities
Total assets
Total liabilities
Equity
Average employees

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
PricewaterhouseCoopers LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The directors have reviewed the business plan, liquidity and operational resilience of the company, including the impact of the Ukraine conflict and the recent wildfires in California. They have concluded that there are no material uncertainties that could cast significant doubt over the company's ability to continue as a going concern for at least a year from the date of approval of the financial statements.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 7 resigned

Name Role Appointed Born Nationality
MASSON, James David Secretary 2007-05-17 British
BROTHERS, Neil Christopher Director 2016-11-09 Jan 1978 British
DAWSON, Paul William Director 2021-01-01 Feb 1966 British
SMITH, Neil Martin Director 2007-02-22 Aug 1971 British
Show 7 resigned officers
Name Role Appointed Resigned
BLG (PROFESSIONAL SERVICES) LIMITED Corporate Secretary 2007-02-02 2007-05-17
SWIFT INCORPORATIONS LIMITED Corporate Nominee Secretary 2007-02-02 2007-02-02
BONNAR, Nicholas Kershaw Director 2007-03-12 2021-01-01
DESHPANDE, Aneil Paul Director 2007-02-02 2016-11-09
FOREMAN, David Director 2007-02-02 2007-03-12
MALLOY, William Arthur Director 2007-03-12 2012-11-01
WATSON, Christopher Eric Director 2007-03-12 2021-01-01

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
White Mountains Insurance Group, Ltd Corporate entity Shares 50–75%, Voting 50–75% 2021-01-01 Active
Mr Ian Eric Beaton Individual Shares 25–50% 2018-06-27 Ceased 2021-01-01
Mr Nicholas Kershaw Bonnar Individual Shares 25–50% 2018-06-27 Ceased 2021-01-01

Filing timeline

Last 20 of 142 total filings

Date Type Category Description
2026-04-27 CS01 confirmation-statement Confirmation statement with updates PDF
2026-04-22 CH01 officers Change person director company with change date PDF
2026-04-16 CH01 officers Change person director company with change date PDF
2025-07-08 AA accounts Accounts with accounts type full
2025-04-17 CS01 confirmation-statement Confirmation statement with updates PDF
2025-04-09 AD01 address Change registered office address company with date old address new address
2024-06-18 AA accounts Accounts with accounts type full
2024-04-16 CS01 confirmation-statement Confirmation statement with updates PDF
2023-07-15 AA accounts Accounts with accounts type full
2023-05-18 CS01 confirmation-statement Confirmation statement with updates PDF
2022-09-30 AAMD accounts Accounts amended with accounts type full
2022-09-28 AA accounts Accounts with accounts type full
2022-05-18 CS01 confirmation-statement Confirmation statement with updates PDF
2021-10-08 AA accounts Accounts with accounts type full
2021-05-17 CS01 confirmation-statement Confirmation statement with updates PDF
2021-05-17 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2021-05-17 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2021-05-17 PSC02 persons-with-significant-control Notification of a person with significant control PDF
2021-01-05 TM01 officers Termination director company with name termination date PDF
2021-01-05 TM01 officers Termination director company with name termination date PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
4

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page