QUILTER FINANCIAL ADVISERS LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-04-27 (in 11mo)
Last made up 2026-04-13
Watchouts
Cash
£634K
-64.7% vs 2023
Net assets
-£12M
-5.6% vs 2023
Employees
0
Average over period
Profit before tax
-£1M
+50.4% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
1 PSC ceased in last 24 months
Significant control changed hands — see the Ownership section.
Name history
Renamed 2 times since incorporation
- QUILTER FINANCIAL ADVISERS LIMITED 2020-01-24 → present
- CHARLES DERBY FINANCIAL SERVICES LIMITED 2011-02-07 → 2020-01-24
- LIMA FINANCIAL SERVICES LIMITED 2006-01-31 → 2011-02-07
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £11,685,000 | £16,061,000 | |
| Operating profit | -£2,067,000 | -£1,025,000 | |
| Profit before tax | -£2,067,000 | -£1,025,000 | |
| Net profit | -£1,010,000 | -£637,000 | |
| Cash | £1,794,000 | £634,000 | |
| Total assets less current liabilities | -£9,929,000 | -£10,166,000 | |
| Net assets | -£11,325,000 | -£11,962,000 | |
| Equity | -£11,325,000 | -£11,962,000 | |
| Average employees | 0 | 0 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | -17.7% | -6.4% | |
| Net margin | -8.6% | -4.0% | |
| Return on capital employed | 20.8% | 10.1% | |
| Gearing (liabilities / total assets) | 187.3% | 153.1% | |
| Current ratio | 0.32x | 0.32x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The use of the going concern basis of accounting is considered appropriate, reflecting the commitment of the Company's ultimate parent company, Quilter plc, to provide continued capital support to the Company for at least the three years to 31 December 2027.”
Significant events
- “In April 2025, a minimum tariff of 10% was introduced on imports into the US and higher tariffs were introduced on imports to the US from over 50 countries. These tariffs together with reciprocal tariffs raised by other countries have led to increased economic uncertainty and market volatility.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 19 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| QUILTER COSEC SERVICES LIMITED | Corporate Secretary | 2019-02-14 | — | — |
| GAZARD, Stephen Charles | Director | 2020-07-03 | Jul 1976 | British |
| GEARD, Stuart James | Director | 2024-07-01 | May 1974 | British,South African |
Show 19 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CHAMBERS, Adam | Secretary | 2010-10-18 | 2019-02-14 |
| HEDDLE, Christopher John | Secretary | 2006-02-01 | 2013-10-30 |
| SECRETARIAL APPOINTMENTS LIMITED | Corporate Nominee Secretary | 2006-01-31 | 2006-01-31 |
| BARTHOLOMEW, Anna Catherine | Director | 2013-06-01 | 2019-02-14 |
| DEAN, Mitchell | Director | 2020-07-03 | 2024-06-30 |
| DIMAMBRO, Anthony Vincent Philip | Director | 2007-09-03 | 2012-07-01 |
| EDMEADES-STEARNS, Anthony Guy | Director | 2012-07-01 | 2013-06-01 |
| FAUTLEY, Christopher David | Director | 2013-06-01 | 2022-06-24 |
| FAUTLEY, Christopher David | Director | 2012-07-01 | 2013-06-01 |
| HEDDLE, Christopher John | Director | 2006-04-01 | 2006-05-01 |
| LANE, Roger Anthony | Director | 2007-09-03 | 2019-02-14 |
| NUNN, Lloyd Andrew | Director | 2013-06-01 | 2019-02-14 |
| O'CONNOR, Paul Warren, Mr. | Director | 2008-01-02 | 2010-12-08 |
| PARKES, Laura Hermana Antoinette | Director | 2006-02-01 | 2008-07-29 |
| PEARSON, Alan Roy | Director | 2013-06-01 | 2019-02-14 |
| SHARKEY, Darren William John | Director | 2019-02-14 | 2020-11-02 |
| SHELDON, William George | Director | 2013-06-01 | 2014-10-01 |
| THOMPSON, Andrew Bernard | Director | 2019-02-14 | 2020-06-30 |
| CORPORATE APPOINTMENTS LIMITED | Corporate Nominee Director | 2006-01-31 | 2006-01-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Quilter Financial Planning Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2025-11-12 | Active |
| Charles Derby Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-06-01 | Ceased 2025-11-12 |
| Charles Derby Group Limited | Corporate entity | Shares 75–100% | 2016-06-01 | Ceased 2016-06-01 |
Filing timeline
Last 20 of 137 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-16 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-11-13 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2025-11-13 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2025-07-29 | AA | accounts | Accounts with accounts type full | |
| 2025-04-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-02 | AA | accounts | Accounts with accounts type full | |
| 2024-07-11 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-11 | TM01 | officers | Termination director company with name termination date | |
| 2024-04-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-10-09 | CH01 | officers | Change person director company with change date | |
| 2023-08-22 | AA | accounts | Accounts with accounts type full | |
| 2023-04-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-03-22 | AD02 | address | Change sail address company with old address new address | |
| 2022-10-25 | AA | accounts | Accounts with accounts type full | |
| 2022-07-05 | TM01 | officers | Termination director company with name termination date | |
| 2022-04-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-10-07 | AA | accounts | Accounts with accounts type full | |
| 2021-07-19 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2021-04-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-02-22 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+37.4%
£11,685,000 £16,061,000
-
Cash
-64.7%
£1,794,000 £634,000
-
Net assets
-5.6%
-£11,325,000 -£11,962,000
-
Employees
—
Not reported
-
Operating profit
+50.4%
-£2,067,000 -£1,025,000
-
Profit before tax
+50.4%
-£2,067,000 -£1,025,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers