LV INSURANCE MANAGEMENT LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-11-17 (in 6mo)
Last made up 2025-11-03
Watchouts
None on the register
Cash
£10K
-82.8% vs 2023
Net assets
£721K
+2,586.2% vs 2023
Employees
0
Average over period
Profit before tax
£885K
+97.1% vs 2023
Name history
Renamed 2 times since incorporation
- LV INSURANCE MANAGEMENT LIMITED 2006-12-14 → present
- ABC INSURANCE SOLUTIONS LIMITED 2006-03-22 → 2006-12-14
- CHORBEC LIMITED 2005-11-25 → 2006-03-22
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £11,226,000 | £19,190,000 | |
| Operating profit | £170,000 | £1,365,000 | |
| Profit before tax | £449,000 | £885,000 | |
| Net profit | £343,000 | £750,000 | |
| Cash | £58,000 | £10,000 | |
| Total assets less current liabilities | £15,721,000 | £721,000 | |
| Net assets | -£29,000 | £721,000 | |
| Equity | -£29,000 | £721,000 | |
| Average employees | 0 | 0 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 1.5% | 7.1% | |
| Net margin | 3.1% | 3.9% | |
| Return on capital employed | 1.1% | 189.3% | |
| Gearing (liabilities / total assets) | 100.1% | 72.3% | |
| Current ratio | 0.06x | 0.05x | |
| Interest cover | 0.17x | 2.84x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors, having undertaken an assessment, are confident in the Company's ability to continue as a going concern.”
Significant events
- “During 2024, the Company's Board met to approve the Annual Report and Financial Statements for the year ended 31 December 2023. In approving the Annual Report and Financial Statements, the Board considered whether the statements provided a true and fair view of the status of affairs of the Company.”
- “During 2023, the Company disposed of the majority of leases resulting in a profit on disposal.”
- “This loan was fully repaid via an intercompany transaction as at 31 December 2024.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 34 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| TWEMLOW, Christopher Mcgowan | Secretary | 2021-02-01 | — | — |
| DIFFEY, Stuart | Director | 2025-05-16 | Jul 1975 | British |
| ROSENFELD, Christoph Emmanuel | Director | 2025-12-01 | Jan 1982 | German |
| TOPHAM, Henry | Director | 2023-11-24 | Jun 1973 | British |
Show 34 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CASSIDY, Paul Bernard | Secretary | 2005-11-25 | 2013-01-01 |
| JACK-KEE, Robin Christian | Secretary | 2020-01-01 | 2021-02-01 |
| JONES, Michael Peter | Secretary | 2018-10-31 | 2019-12-31 |
| SMALL, Rachel Susan | Secretary | 2013-01-01 | 2018-09-03 |
| ABERCROMBY, Keith William | Director | 2007-08-07 | 2010-11-09 |
| BUNKER, Philip Mark | Director | 2005-12-16 | 2016-01-01 |
| CASSIDY, Paul Bernard | Director | 2005-11-25 | 2006-09-01 |
| CASTLE, Stephen Victor | Director | 2005-12-01 | 2016-09-11 |
| DANIELS, Steven Michael | Director | 2006-09-01 | 2010-03-31 |
| DIX, Roger Charles | Director | 2010-04-01 | 2011-01-31 |
| DYE, Jonathan Mark | Director | 2017-12-28 | 2021-11-30 |
| FERNANDES, Selwyn Clinton Anthony | Director | 2012-11-16 | 2012-12-12 |
| HAYNES, Stephen Robert | Director | 2011-09-21 | 2016-10-01 |
| HORTON, Peter Anthony | Director | 2012-11-16 | 2012-12-12 |
| HORTON, Peter Anthony | Director | 2005-12-16 | 2006-09-01 |
| JOHNSON, Caroline Jane | Director | 2024-12-13 | 2025-04-30 |
| MAYALL, Wendy Madeleine | Director | 2012-11-16 | 2012-12-12 |
| MILLINER, Martin Paul | Director | 2023-11-24 | 2024-04-26 |
| MISSON, Keith | Director | 2024-07-18 | 2024-11-14 |
| MOORE, Philip Wynford | Director | 2010-11-09 | 2017-06-29 |
| NEWTON, Michael Stafford | Director | 2010-03-31 | 2011-01-31 |
| O'KEEFFE, Kieran Paul | Director | 2016-09-19 | 2017-12-28 |
| O'ROARKE, John Brendan | Director | 2007-09-26 | 2016-05-05 |
| O'ROARKE, John Brendan | Director | 2005-12-16 | 2007-05-15 |
| PARSONS, Andrew Mark | Director | 2017-06-30 | 2017-12-28 |
| RAFFARD, Serge | Director | 2023-07-01 | 2025-11-30 |
| ROGERS, Michael John | Director | 2006-09-01 | 2016-07-28 |
| ROWNEY, Richard Alexander | Director | 2016-07-28 | 2019-12-31 |
| SPRAGG, Roy John | Director | 2006-09-01 | 2007-08-17 |
| TRELOAR, Stephen | Director | 2016-05-05 | 2023-06-30 |
| WARNER, Richard Anthony | Director | 2011-02-28 | 2012-12-12 |
| WEBBER, James Martin | Director | 2011-02-28 | 2011-08-12 |
| WENZEL, Kevin Peter | Director | 2021-12-01 | 2023-09-14 |
| DREWCASS LIMITED | Corporate Director | 2005-11-25 | 2005-12-16 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Liverpool Victoria General Insurance Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 177 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-08 | AD03 | address | Move registers to sail company with new address | |
| 2026-05-08 | AD02 | address | Change sail address company with old address new address | |
| 2025-12-08 | TM01 | officers | Termination director company with name termination date | |
| 2025-12-08 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-07-31 | AA | accounts | Accounts with accounts type full | |
| 2025-05-27 | AP01 | officers | Appoint person director company with name date | |
| 2025-05-06 | TM01 | officers | Termination director company with name termination date | |
| 2024-12-18 | AP01 | officers | Appoint person director company with name date | |
| 2024-11-18 | TM01 | officers | Termination director company with name termination date | |
| 2024-11-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-28 | AA | accounts | Accounts with accounts type full | |
| 2024-07-25 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-07 | AD03 | address | Move registers to sail company with new address | |
| 2024-06-05 | AD02 | address | Change sail address company with new address | |
| 2024-05-10 | TM01 | officers | Termination director company with name termination date | |
| 2023-12-04 | AP01 | officers | Appoint person director company with name date | |
| 2023-12-01 | AP01 | officers | Appoint person director company with name date | |
| 2023-11-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-11-01 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 8
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+70.9%
£11,226,000 £19,190,000
-
Cash
-82.8%
£58,000 £10,000
-
Net assets
+2,586.2%
-£29,000 £721,000
-
Employees
—
Not reported
-
Operating profit
+702.9%
£170,000 £1,365,000
-
Profit before tax
+97.1%
£449,000 £885,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers