DVM UNDERWRITING LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-11-18 (in 6mo)
Last made up 2025-11-04
Watchouts
Cash
—
Latest balance sheet
Net assets
£591K
+143.6% vs 2023
Employees
0
Average over period
Profit before tax
£455K
-8.6% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
2 PSCs ceased in last 24 months
Significant control changed hands — see the Ownership section.
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gross written premiums | £3,380,743 | £3,604,702 | |
| Net earned premiums | £2,543,693 | £2,702,435 | |
| Claims incurred | £1,154,375 | £1,384,382 | |
| Investment return | £183,618 | £206,061 | |
| Profit before tax | £498,233 | £455,377 | |
| Net profit | £404,605 | £348,608 | |
| Insurance contract liabilities | £6,067,330 | £6,700,058 | |
| Total assets | £7,585,164 | £8,675,765 | |
| Total liabilities | £7,342,379 | £8,084,372 | |
| Equity | £242,785 | £591,393 | |
| Average employees | 0 | 0 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 96.8% | 93.2% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Humphrey & Co Audit Services Ltd
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting is appropriate. We have not identified any material uncertainties relating to events or conditions that may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 3 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HAMPDEN LEGAL PLC | Corporate Secretary | 2006-12-12 | — | — |
| MURPHY, Vincent Edward | Director | 2005-09-28 | Mar 1949 | British |
| NOMINA PLC | Corporate Director | 2006-12-31 | — | — |
Show 3 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| AEQUANIMITER LIMITED | Corporate Secretary | 2005-09-28 | 2006-12-12 |
| MORTON FRASER SECRETARIES LIMITED | Corporate Secretary | 2005-09-28 | 2005-09-28 |
| MORTON FRASER DIRECTORS LIMITED | Corporate Director | 2005-09-28 | 2005-09-28 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Diane Sharon Cotton | Individual | ownership-of-shares-75-to-100-percent-as-trust, voting-rights-75-to-100-percent-as-trust, right-to-appoint-and-remove-directors-as-trust | 2024-06-26 | Active |
| David John Fitch | Individual | ownership-of-shares-75-to-100-percent-as-trust, voting-rights-75-to-100-percent-as-trust, right-to-appoint-and-remove-directors-as-trust | 2023-10-11 | Ceased 2026-04-08 |
| Mark Edward Corradine | Individual | ownership-of-shares-75-to-100-percent-as-trust, voting-rights-75-to-100-percent-as-trust, right-to-appoint-and-remove-directors-as-trust | 2023-10-11 | Ceased 2024-06-26 |
| Mr Matthew David Toussaint | Individual | ownership-of-shares-75-to-100-percent-as-trust, voting-rights-75-to-100-percent-as-trust, right-to-appoint-and-remove-directors-as-trust | 2023-10-11 | Active |
| Mark Wilson Le Tissier | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2023-10-11 |
| Mr Ryan Daniel Dekker | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2023-10-11 |
| Mr Lee Ewart Mealing | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2023-10-11 |
Filing timeline
Last 20 of 158 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-09 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2025-11-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-08-20 | AA | accounts | Accounts with accounts type full | |
| 2025-03-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-08-23 | AA | accounts | Accounts with accounts type full | |
| 2024-06-26 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2024-06-26 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-03-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-10-31 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2023-10-30 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2023-10-30 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2023-10-30 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2023-10-30 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2023-10-30 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2023-08-18 | AA | accounts | Accounts with accounts type full | |
| 2023-03-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-08-22 | AA | accounts | Accounts with accounts type full | |
| 2022-03-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-09-09 | AA | accounts | Accounts with accounts type full | |
| 2021-03-24 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Gross written premiums
+6.6%
£3,380,743 £3,604,702
-
Net earned premiums
+6.2%
£2,543,693 £2,702,435
-
Profit before tax
-8.6%
£498,233 £455,377
-
Equity
+143.6%
£242,785 £591,393
-
Claims incurred
+19.9%
£1,154,375 £1,384,382
-
Insurance contract liabilities
+10.4%
£6,067,330 £6,700,058
-
Investment return
+12.2%
£183,618 £206,061
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers