OPTIMUM GLOBAL LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102 & FRS 103

Reporting scope

Consolidated group

Auditor

Kreston Reeves Audit LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The financial statements have been prepared on a going concern basis. The directors believes that this basis is appropriate as the Group and the Company has net assets in excess of its solvency requirement, is not dependent on any external finance or support from other related companies and is expected to continue to operate profitably for a minimum of 12 months from the date of approval of the financial statements. At 31 March 2025, the Group had net current assets of £2,454,148 (2024 £2,199,825) and the Directors have considered the future impact of the global economy on premiums, claims and reinsurers. The Directors feels that there are adequate resources within the Group and that the going concern assumption remains appropriate.”

Group structure

1. OPTIMUM GLOBAL LIMITED · parent
   1. Optimum Global Insurance Company Limited 100% · Guernsey · provision of insurance cover for medical expenses, travel, life and personal accident
   2. Optimum Global Africa (PTY) Ltd 100% · South Africa · provision of management services
   3. Africa Employee Benefit Solutions Limited 100% · Mauritius · no longer active and in liquidation

Significant events

• “There have been no significant events affecting the Group since the year end.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

3

last 12 months

Capital events

2

last 24 months

Officers appointed

0

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  +19.4%

  £5,182,774 → £6,188,877

• Cash

  +58.7%

  £2,422,063 → £3,844,916

• Net assets

  +5%

  £2,660,789 → £2,793,398

• Employees

  +20%

  25 → 30

• Operating profit

  +5,174.1%

  -£7,917 → £401,720

• Profit before tax

  +679.2%

  £60,792 → £473,690

• Wages

  +37.7%

  £1,111,637 → £1,530,946

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers