NATIONAL EXPRESS FINANCE COMPANY LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-07-02 (in 2mo)
Last made up 2025-06-18
Watchouts
Cash
£288K
-73.8% vs 2023
Net assets
-£1M
-48.5% vs 2023
Employees
0
Average over period
Profit before tax
£59K
+112.7% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
3 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Name history
Renamed 1 time since incorporation
- NATIONAL EXPRESS FINANCE COMPANY LIMITED 2004-12-16 → present
- MODELGROOVE LIMITED 2004-11-05 → 2004-12-16
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £3,000 | £59,000 | |
| Operating profit | £3,000 | £59,000 | |
| Profit before tax | -£465,000 | £59,000 | |
| Net profit | -£349,000 | -£350,000 | |
| Cash | £1,100,000 | £288,000 | |
| Total assets less current liabilities | £5,982,000 | £2,098,000 | |
| Net assets | -£722,000 | -£1,072,000 | |
| Equity | -£722,000 | -£1,072,000 | |
| Average employees | 0 | 0 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 100.0% | 100.0% | |
| Net margin | -11633.3% | -593.2% | |
| Return on capital employed | 0.1% | 2.8% | |
| Gearing (liabilities / total assets) | 103.1% | 107.8% | |
| Current ratio | 6.24x | 4.73x | |
| Interest cover | 0.01x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors are confident that the company will have sufficient funds to continue to meet its liabilities as they fall due and adequate resources to continue in operational existence for the foreseeable future being at least twelve months from the date of approval of the financial statements and, therefore, have prepared the financial statements on a going concern basis.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 28 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| SAUNDERSON, Gillian | Secretary | 2026-02-01 | — | — |
| BINNER, Ian Mark | Director | 2026-01-28 | Mar 1991 | British |
| EGAN, Brian | Director | 2025-10-09 | Jul 1963 | Irish |
Show 28 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ARNAOUTI, Michael | Secretary | 2017-07-01 | 2019-04-30 |
| CALLANDER, Simon | Secretary | 2022-06-13 | 2026-01-19 |
| CASSON, Jenny | Secretary | 2004-12-15 | 2008-09-25 |
| LEES, Barbara | Secretary | 2008-09-25 | 2012-12-31 |
| MERCER, Thomas | Secretary | 2004-12-03 | 2004-12-15 |
| MYRAM, Jennifer Naomi | Secretary | 2020-01-23 | 2022-05-06 |
| ROBINSON, Dianne | Secretary | 2012-12-31 | 2017-06-30 |
| WOOLLARD, Julie | Secretary | 2019-05-08 | 2020-01-15 |
| SWIFT INCORPORATIONS LIMITED | Corporate Nominee Secretary | 2004-11-05 | 2004-12-03 |
| CALLANDER, Simon | Director | 2025-05-01 | 2026-01-19 |
| COWING, Helen Gaye | Director | 2024-06-11 | 2024-06-28 |
| DANIELS, David Twyning James | Director | 2015-11-05 | 2024-08-30 |
| DAVIES, Christopher Mark | Director | 2018-08-20 | 2022-10-31 |
| DOVEY, Michelle Jane Affleck | Director | 2011-12-30 | 2015-03-10 |
| FORBES, Sandra Elizabeth Margaret | Director | 2014-05-30 | 2016-05-01 |
| GARAT PEREZ, Jose Ignacio | Director | 2024-07-11 | 2025-04-30 |
| HAMPSON, Michael David | Director | 2012-01-30 | 2014-05-30 |
| HARDIE, Iain | Director | 2004-12-03 | 2004-12-15 |
| MATTHEWS, Simon John | Director | 2004-12-15 | 2011-12-30 |
| MCDONALD, Anthony Joseph | Director | 2008-03-12 | 2012-01-30 |
| MCEWAN, Neil Tom | Director | 2024-06-28 | 2024-07-01 |
| MERCER, Thomas | Director | 2004-12-03 | 2004-12-15 |
| PLIMMER, David | Director | 2024-09-10 | 2025-11-30 |
| SHEPHERD, Peter Edward | Director | 2015-03-10 | 2015-11-05 |
| STAMP, James Robert | Director | 2022-11-01 | 2024-06-11 |
| TAYLOR, Stephen John Fenwick | Director | 2004-12-15 | 2007-07-01 |
| WALKER, Adam Christopher | Director | 2004-12-15 | 2008-03-26 |
| INSTANT COMPANIES LIMITED | Corporate Nominee Director | 2004-11-05 | 2004-12-03 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mobico Group Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 140 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-02-05 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-01-29 | TM01 | officers | Termination director company with name termination date | |
| 2026-01-29 | TM02 | officers | Termination secretary company with name termination date | |
| 2026-01-29 | AP01 | officers | Appoint person director company with name date | |
| 2025-12-08 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-14 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-16 | AA | accounts | Accounts with accounts type full | |
| 2025-06-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-13 | AP01 | officers | Appoint person director company with name date | |
| 2025-05-01 | TM01 | officers | Termination director company with name termination date | |
| 2024-09-11 | AP01 | officers | Appoint person director company with name date | |
| 2024-09-11 | TM01 | officers | Termination director company with name termination date | |
| 2024-07-30 | AA | accounts | Accounts with accounts type full | |
| 2024-07-11 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-11 | TM01 | officers | Termination director company with name termination date | |
| 2024-06-28 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-28 | TM01 | officers | Termination director company with name termination date | |
| 2024-06-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-06-12 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-12 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 10
- Capital events
- 0
- Officers appointed
- 3
- Officers resigned
- 3
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+1,866.7%
£3,000 £59,000
-
Cash
-73.8%
£1,100,000 £288,000
-
Net assets
-48.5%
-£722,000 -£1,072,000
-
Employees
—
Not reported
-
Operating profit
+1,866.7%
£3,000 £59,000
-
Profit before tax
+112.7%
-£465,000 £59,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers