HENDERSON UNDERWRITING LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-03-11 (in 10mo)
Last made up 2026-02-25
Watchouts
Cash
—
Latest balance sheet
Net assets
£2M
+30.6% vs 2023
Employees
—
Average over period
Profit before tax
£635K
-25.6% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
2 PSCs ceased in last 24 months
Significant control changed hands — see the Ownership section.
Name history
Renamed 1 time since incorporation
- HENDERSON UNDERWRITING LIMITED 2013-01-30 → present
- NAMECO (NO. 907) LIMITED 2004-09-06 → 2013-01-30
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gross written premiums | £5,576,378 | £6,000,811 | |
| Net earned premiums | £3,929,984 | £4,447,898 | |
| Claims incurred | £1,814,755 | £2,332,611 | |
| Investment return | £406,116 | £311,876 | |
| Profit before tax | £853,281 | £635,076 | |
| Net profit | £664,891 | £583,115 | |
| Insurance contract liabilities | £9,559,562 | £10,675,294 | |
| Total assets | £14,184,901 | £15,242,702 | |
| Total liabilities | £14,184,901 | £15,242,702 | |
| Equity | £1,907,482 | £2,490,597 | |
| Average employees | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 86.6% | 83.7% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Humphrey & Co Audit Services Ltd
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the Directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Significant events
- “After the reporting period ended, On 17 January 2025, Ordinary 1p share capital was reduced from £1,125,434 to £1 which was split proportionally amongst the shareholders.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 12 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| FIDENTIA NOMINEES LIMITED | Corporate Secretary | 2024-06-27 | — | — |
| BRADFORD, Christopher Musgrave | Director | 2026-03-02 | Sep 1987 | English |
| COTTON, John | Director | 2025-12-24 | Apr 1959 | American |
| COTTON, John Carl | Director | 2024-06-27 | Sep 1938 | American |
| JONES, Jennifer May | Director | 2024-06-27 | Nov 1955 | Canadian |
| JORDAN, Amaury | Director | 2024-06-27 | Mar 1961 | Swiss |
| FIDENTIA TRUSTEES LIMITED | Corporate Director | 2024-06-27 | — | — |
Show 12 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ARGENTA SECRETARIAT LIMITED | Corporate Secretary | 2012-12-05 | 2024-06-27 |
| HAMPDEN LEGAL PLC | Corporate Secretary | 2004-09-06 | 2012-12-05 |
| BARLOW, Barrie George John | Director | 2017-10-13 | 2024-06-27 |
| BOWLES, David Charles | Director | 2022-08-15 | 2024-06-27 |
| EVANS, Jeremy Richard Holt | Director | 2004-09-06 | 2012-12-05 |
| MACKAY, James Anthony | Director | 2016-03-22 | 2019-03-29 |
| MONKSFIELD, David | Director | 2012-12-05 | 2014-09-08 |
| REAMES, David Peter | Director | 2014-09-05 | 2016-02-24 |
| WEBB, Michael William | Director | 2019-03-29 | 2022-08-15 |
| APCL CORPORATE DIRECTOR NO.1 LIMITED | Corporate Director | 2014-09-05 | 2024-06-27 |
| APCL CORPORATE DIRECTOR NO.2 LIMITED | Corporate Director | 2014-09-05 | 2024-06-27 |
| NOMINA PLC | Corporate Director | 2004-09-06 | 2012-12-05 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Ms Jennifer May Jones | Individual | ownership-of-shares-75-to-100-percent-as-firm, voting-rights-75-to-100-percent-as-firm, right-to-appoint-and-remove-directors-as-firm | 2025-10-27 | Active |
| Ms Shanmei Li | Individual | ownership-of-shares-75-to-100-percent-as-firm, voting-rights-75-to-100-percent-as-firm, right-to-appoint-and-remove-directors-as-firm | 2025-10-27 | Active |
| Mr John Carl Cotton | Individual | Shares 75–100%, Voting 75–100%, Appoints directors | 2024-06-27 | Ceased 2025-10-27 |
| Mr. Barrie George John Barlow | Individual | Shares 75–100%, Voting 75–100% | 2017-10-13 | Ceased 2024-06-27 |
| Mrs. Alison Geraldine Barlow | Individual | Shares 75–100%, Voting 75–100% | 2017-10-13 | Ceased 2017-10-13 |
| Mr Archibald Macintyre Henderson | Individual | Shares 75–100%, Voting 75–100% | 2016-04-06 | Ceased 2017-10-13 |
Filing timeline
Last 20 of 179 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-10-30 RESOLUTIONS Resolution
- 2025-01-17 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-16 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2026-04-15 | RP01PSC01 | miscellaneous | Legacy | |
| 2026-03-09 | AP01 | officers | Appoint person director company with name date | |
| 2026-02-25 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-01-08 | AP01 | officers | Appoint person director company with name date | |
| 2025-12-11 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2025-11-07 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-11-05 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2025-10-30 | RESOLUTIONS | resolution | Resolution | |
| 2025-10-28 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2025-10-28 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2025-10-28 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2025-10-04 | AA | accounts | Accounts with accounts type full | |
| 2025-02-20 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-01-17 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2025-01-17 | SH20 | capital | Legacy | |
| 2025-01-17 | CAP-SS | insolvency | Legacy | |
| 2025-01-17 | RESOLUTIONS | resolution | Resolution | |
| 2024-12-19 | AA | accounts | Accounts with accounts type full | |
| 2024-09-24 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 13
- Capital events
- 2
- Officers appointed
- 2
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Gross written premiums
+7.6%
£5,576,378 £6,000,811
-
Net earned premiums
+13.2%
£3,929,984 £4,447,898
-
Profit before tax
-25.6%
£853,281 £635,076
-
Equity
+30.6%
£1,907,482 £2,490,597
-
Claims incurred
+28.5%
£1,814,755 £2,332,611
-
Insurance contract liabilities
+11.7%
£9,559,562 £10,675,294
-
Investment return
-23.2%
£406,116 £311,876
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers