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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2027-03-11 (in 10mo)

Last made up 2026-02-25

Watchouts

1 item

Cash

Latest balance sheet

Net assets

£2M

+30.6% vs 2023

Employees

Average over period

Profit before tax

£635K

-25.6% vs 2023

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Name history

Renamed 1 time since incorporation

  1. HENDERSON UNDERWRITING LIMITED 2013-01-30 → present
  2. NAMECO (NO. 907) LIMITED 2004-09-06 → 2013-01-30

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Gross written premiums £5,576,378£6,000,811
Net earned premiums £3,929,984£4,447,898
Claims incurred £1,814,755£2,332,611
Investment return £406,116£311,876
Profit before tax £853,281£635,076
Net profit £664,891£583,115
Insurance contract liabilities £9,559,562£10,675,294
Total assets £14,184,901£15,242,702
Total liabilities £14,184,901£15,242,702
Equity £1,907,482£2,490,597
Average employees

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Gearing (liabilities / total assets) 86.6%83.7%

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Humphrey & Co Audit Services Ltd
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“In auditing the financial statements, we have concluded that the Directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

7 active · 12 resigned

Name Role Appointed Born Nationality
FIDENTIA NOMINEES LIMITED Corporate Secretary 2024-06-27
BRADFORD, Christopher Musgrave Director 2026-03-02 Sep 1987 English
COTTON, John Director 2025-12-24 Apr 1959 American
COTTON, John Carl Director 2024-06-27 Sep 1938 American
JONES, Jennifer May Director 2024-06-27 Nov 1955 Canadian
JORDAN, Amaury Director 2024-06-27 Mar 1961 Swiss
FIDENTIA TRUSTEES LIMITED Corporate Director 2024-06-27
Show 12 resigned officers
Name Role Appointed Resigned
ARGENTA SECRETARIAT LIMITED Corporate Secretary 2012-12-05 2024-06-27
HAMPDEN LEGAL PLC Corporate Secretary 2004-09-06 2012-12-05
BARLOW, Barrie George John Director 2017-10-13 2024-06-27
BOWLES, David Charles Director 2022-08-15 2024-06-27
EVANS, Jeremy Richard Holt Director 2004-09-06 2012-12-05
MACKAY, James Anthony Director 2016-03-22 2019-03-29
MONKSFIELD, David Director 2012-12-05 2014-09-08
REAMES, David Peter Director 2014-09-05 2016-02-24
WEBB, Michael William Director 2019-03-29 2022-08-15
APCL CORPORATE DIRECTOR NO.1 LIMITED Corporate Director 2014-09-05 2024-06-27
APCL CORPORATE DIRECTOR NO.2 LIMITED Corporate Director 2014-09-05 2024-06-27
NOMINA PLC Corporate Director 2004-09-06 2012-12-05

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Ms Jennifer May Jones Individual ownership-of-shares-75-to-100-percent-as-firm, voting-rights-75-to-100-percent-as-firm, right-to-appoint-and-remove-directors-as-firm 2025-10-27 Active
Ms Shanmei Li Individual ownership-of-shares-75-to-100-percent-as-firm, voting-rights-75-to-100-percent-as-firm, right-to-appoint-and-remove-directors-as-firm 2025-10-27 Active
Mr John Carl Cotton Individual Shares 75–100%, Voting 75–100%, Appoints directors 2024-06-27 Ceased 2025-10-27
Mr. Barrie George John Barlow Individual Shares 75–100%, Voting 75–100% 2017-10-13 Ceased 2024-06-27
Mrs. Alison Geraldine Barlow Individual Shares 75–100%, Voting 75–100% 2017-10-13 Ceased 2017-10-13
Mr Archibald Macintyre Henderson Individual Shares 75–100%, Voting 75–100% 2016-04-06 Ceased 2017-10-13

Filing timeline

Last 20 of 179 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2025-10-30 RESOLUTIONS Resolution
  • 2025-01-17 RESOLUTIONS Resolution
Date Type Category Description
2026-04-16 PSC04 persons-with-significant-control Change to a person with significant control PDF
2026-04-15 RP01PSC01 miscellaneous Legacy PDF
2026-03-09 AP01 officers Appoint person director company with name date PDF
2026-02-25 CS01 confirmation-statement Confirmation statement with updates PDF
2026-01-08 AP01 officers Appoint person director company with name date PDF
2025-12-11 PSC04 persons-with-significant-control Change to a person with significant control PDF
2025-11-07 CS01 confirmation-statement Confirmation statement with updates PDF
2025-11-05 PSC04 persons-with-significant-control Change to a person with significant control PDF
2025-10-30 RESOLUTIONS resolution Resolution
2025-10-28 PSC01 persons-with-significant-control Notification of a person with significant control
2025-10-28 PSC01 persons-with-significant-control Notification of a person with significant control PDF
2025-10-28 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2025-10-04 AA accounts Accounts with accounts type full
2025-02-20 CS01 confirmation-statement Confirmation statement with updates PDF
2025-01-17 SH19 capital Capital statement capital company with date currency figure
2025-01-17 SH20 capital Legacy
2025-01-17 CAP-SS insolvency Legacy
2025-01-17 RESOLUTIONS resolution Resolution
2024-12-19 AA accounts Accounts with accounts type full
2024-09-24 CS01 confirmation-statement Confirmation statement with no updates PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
13

last 12 months

Capital events
2

last 24 months

Officers appointed
2

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page