DAYINSURE.COM LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-12-30 (in 7mo)
Last made up 2025-12-16
Watchouts
Cash
£10M
-4.2% vs 2023
Net assets
£5M
+4.7% vs 2023
Employees
45
+7.1% vs 2023
Profit before tax
£13M
+57.9% vs 2023
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
3 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Name history
Renamed 1 time since incorporation
- DAYINSURE.COM LIMITED 2004-02-11 → present
- HALLCO 978 LIMITED 2003-12-16 → 2004-02-11
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £20,106,623 | £25,144,843 | |
| Operating profit | £8,356,165 | £13,174,550 | |
| Profit before tax | £8,486,673 | £13,397,039 | |
| Net profit | £8,477,796 | £13,402,873 | |
| Cash | £10,771,619 | £10,317,061 | |
| Total assets less current liabilities | £4,344,236 | £4,551,803 | |
| Net assets | £4,309,302 | £4,512,175 | |
| Equity | £4,309,302 | £4,512,175 | |
| Average employees | 42 | 45 | |
| Wages | £3,065,701 | £2,650,152 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 41.6% | 52.4% | |
| Net margin | 42.2% | 53.3% | |
| Return on capital employed | 192.4% | 289.4% | |
| Current ratio | 1.45x | 1.35x | |
| Interest cover | 32015.96x | 3507.60x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Grant Thornton UK LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors consider it appropriate to prepare the financial statements on a going concern basis, having given consideration and applied relevant sensitivities to forecasts prepared for the company covering a period to June 2026. The forecasts continue to show the company trading profitably as well as generating positive operating cashflows.”
Group structure
- DAYINSURE.COM LIMITED · parent
- Everydayinsure Limited 100%
Significant events
- “A distribution payment of £750,000 was made to the parent company (Key Topco) on 29th January 2025.”
- “There has been a second distribution payment of £1,400,000 made to the parent company (Key Topco) on 27th March 2025.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 19 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| PETERS, Alexander Percy | Secretary | 2025-12-09 | — | — |
| BIBBY, Christopher Paul | Director | 2025-08-29 | Jan 1975 | British |
| PETERS, Alexander Percy | Director | 2025-08-07 | May 1985 | British |
| WARRE, Caspar Alexis Mackintosh | Director | 2021-03-02 | Aug 1974 | British |
Show 19 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| COPPOCK, Stephen James | Secretary | 2006-08-29 | 2015-06-30 |
| DEWHURST, Julia Mary | Secretary | 2015-07-20 | 2025-12-09 |
| RYAN, Dennis David | Secretary | 2004-01-26 | 2006-08-29 |
| HALLIWELLS SECRETARIES LIMITED | Corporate Nominee Secretary | 2003-12-16 | 2004-01-26 |
| BOLTON, Mark Robert | Director | 2019-04-06 | 2020-06-08 |
| BOWN, Barry John | Director | 2013-10-04 | 2025-07-14 |
| CAREY, Gerald | Director | 2004-01-26 | 2006-05-05 |
| CAREY, Patricia Mary | Director | 2005-09-15 | 2005-12-07 |
| COPPOCK, Stephen James | Director | 2006-08-29 | 2015-06-30 |
| DEWHURST, Julia Mary | Director | 2008-10-20 | 2025-12-09 |
| FLAHERTY, Anthony Edward | Director | 2007-04-01 | 2014-06-16 |
| HATFIELD, John Paul | Director | 2009-05-08 | 2019-01-14 |
| HOOPER, Shaun Ian | Director | 2021-03-02 | 2022-03-24 |
| ORTON, Howard Allinson | Director | 2006-08-29 | 2009-05-18 |
| PEGLER, Mark James | Director | 2004-01-26 | 2004-11-12 |
| RYAN, Dennis David | Director | 2004-01-26 | 2021-03-02 |
| RYAN, Gillian | Director | 2011-02-02 | 2021-03-02 |
| RYAN, Gillian | Director | 2005-09-15 | 2011-02-02 |
| HALLIWELLS DIRECTORS LIMITED | Corporate Nominee Director | 2003-12-16 | 2004-01-26 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Key Topco Limited | Corporate entity | Shares 75–100% | 2022-01-11 | Active |
| Mr Edward Albert Charles Spencer-Churchill | Individual | Shares 75–100% | 2021-03-02 | Ceased 2022-01-11 |
| Mr Dennis David Ryan | Individual | Shares 75–100%, Voting 75–100% | 2016-04-06 | Ceased 2021-03-02 |
Filing timeline
Last 20 of 123 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-12-27 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-12-17 | TM01 | officers | Termination director company with name termination date | |
| 2025-12-17 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-12-17 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-09-23 | AA | accounts | Accounts with accounts type full | |
| 2025-08-29 | AP01 | officers | Appoint person director company with name date | |
| 2025-08-12 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-14 | TM01 | officers | Termination director company with name termination date | |
| 2024-12-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-20 | AA | accounts | Accounts with accounts type full | |
| 2023-12-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-09-22 | AA | accounts | Accounts with accounts type full | |
| 2022-12-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-09-20 | AA | accounts | Accounts with accounts type full | |
| 2022-04-06 | TM01 | officers | Termination director company with name termination date | |
| 2022-04-06 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2022-03-30 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2021-12-23 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2021-07-27 | AA | accounts | Accounts with accounts type full | |
| 2021-06-28 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 8
- Capital events
- 0
- Officers appointed
- 3
- Officers resigned
- 3
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+25.1%
£20,106,623 £25,144,843
-
Cash
-4.2%
£10,771,619 £10,317,061
-
Net assets
+4.7%
£4,309,302 £4,512,175
-
Employees
+7.1%
42 45
-
Operating profit
+57.7%
£8,356,165 £13,174,550
-
Profit before tax
+57.9%
£8,486,673 £13,397,039
-
Wages
-13.6%
£3,065,701 £2,650,152
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers