GEO UNDERWRITING SERVICES LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-06-14 (in 1mo)
Last made up 2025-05-31
Watchouts
None on the register
Cash
£36M
-3.8% vs 2023
Net assets
£160M
+304.2% vs 2023
Employees
278
+6.9% vs 2023
Profit before tax
-£4M
-88.4% vs 2023
Name history
Renamed 2 times since incorporation
- GEO UNDERWRITING SERVICES LIMITED 2018-01-31 → present
- FUSION INSURANCE SERVICES LIMITED 2000-10-06 → 2018-01-31
- FASTMAX LIMITED 2000-09-13 → 2000-10-06
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £17,761,000 | £20,678,000 | |
| Operating profit | -£1,869,000 | -£3,714,000 | |
| Profit before tax | -£1,946,000 | -£3,667,000 | |
| Net profit | -£2,038,000 | -£1,871,000 | |
| Cash | £37,034,000 | £35,644,000 | |
| Total assets less current liabilities | £43,874,000 | £164,369,000 | |
| Net assets | £39,509,000 | £159,693,000 | |
| Equity | £39,509,000 | £159,693,000 | |
| Average employees | 260 | 278 | |
| Wages | £10,467,000 | £12,463,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | -10.5% | -18.0% | |
| Net margin | -11.5% | -9.0% | |
| Return on capital employed | -4.3% | -2.3% | |
| Gearing (liabilities / total assets) | 64.8% | 31.6% | |
| Current ratio | 1.19x | 2.85x | |
| Interest cover | -2.68x | -5.29x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Following the assessment of the Company's financial position and its ability to meet its obligations as and when they fall due, including the further potential financial implications of economic uncertainty included in stress tests, the Directors are not aware of any material uncertainties that cast significant doubt on the Company's ability to continue as a going concern.”
Group structure
- GEO UNDERWRITING SERVICES LIMITED · parent
- Geo Specialty Limited 100%
- Geo Specialty Liability Limited 100%
Significant events
- “In May 2025, the Company made the decision not to place any further business with the cell in Robus Insurance PCC Limited under the existing binder. On 1 July 2025, the Company acquired a transfer of trade and assets from Hoxton Risk Services Limited, a fellow Group Company.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 53 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ARDONAGH CORPORATE SECRETARY LIMITED | Corporate Secretary | 2022-01-27 | — | — |
| MINTERN, Andrew Haydn, Mr | Director | 2022-11-01 | Sep 1958 | British |
| SWINDLE, Jaime | Director | 2022-11-01 | Oct 1979 | British |
Show 53 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BROWN, Alexander Johnston | Secretary | 2000-12-20 | 2003-03-13 |
| CLARK, Darryl James | Secretary | 2009-06-03 | 2010-12-03 |
| CLARK, Samuel Thomas Budgen | Secretary | 2011-07-22 | 2013-11-01 |
| CLARKE, Dean | Secretary | 2018-12-11 | 2022-01-27 |
| CRATON, Timothy Charles | Secretary | 2008-10-01 | 2009-06-03 |
| FIELD, David Jonathan | Secretary | 2003-03-13 | 2003-04-07 |
| GOURIET, Geoffrey Costerton | Secretary | 2018-08-03 | 2018-12-11 |
| GOURIET, Geoffrey Costerton | Secretary | 2016-04-20 | 2016-12-20 |
| GREGORY, Jacqueline Anne | Secretary | 2016-12-20 | 2018-08-03 |
| HUNTER, Andrew Stewart | Secretary | 2010-12-03 | 2011-07-22 |
| OWENS, Jennifer | Secretary | 2013-11-25 | 2016-03-01 |
| PALLETT, Kevin David | Secretary | 2000-09-25 | 2000-12-14 |
| REDDI, John | Secretary | 2005-11-04 | 2008-10-01 |
| TURVEY, Mark John | Secretary | 2003-04-07 | 2005-11-04 |
| THE COMPANY REGISTRATION AGENTS LIMITED | Corporate Nominee Secretary | 2000-09-13 | 2000-09-25 |
| ADAMS, Jeremy Richard | Director | 2002-01-10 | 2002-11-14 |
| BLANC, Amanda Jayne | Director | 2007-04-23 | 2007-04-30 |
| BRANSZKY, Caroline Janet | Director | 2000-12-14 | 2001-12-31 |
| BROWN, Scott | Director | 2009-06-02 | 2014-02-28 |
| COLES, Derek John | Director | 2020-04-03 | 2022-11-01 |
| CORBETT, Oliver Roebling Panton | Director | 2005-01-19 | 2005-11-04 |
| COUGILL, Diane | Director | 2019-08-01 | 2020-04-03 |
| CRISP, Geoffrey Michael William | Director | 2000-09-25 | 2009-01-24 |
| CULLUM, Peter Geoffrey | Director | 2006-01-09 | 2013-02-04 |
| EGAN, Scott | Director | 2012-04-19 | 2015-09-14 |
| EROTOCRITOU, Antonios | Director | 2017-03-15 | 2019-08-01 |
| FOSH, Matthew Kailey | Director | 2003-01-15 | 2005-11-04 |
| GARDINER, Stewart | Director | 2009-06-02 | 2014-12-19 |
| HICKS, Alan David | Director | 2003-12-18 | 2005-11-04 |
| HODGES, Mark Steven | Director | 2011-10-25 | 2014-10-17 |
| HOMER, Andrew Charles | Director | 2006-01-09 | 2013-02-04 |
| HOUGH, Scott William | Director | 2020-04-03 | 2022-01-27 |
| JACKSON, Keith | Director | 2009-06-02 | 2012-03-08 |
| LYONS, Alastair David | Director | 2014-12-19 | 2015-06-29 |
| MACIVER, Kenneth | Director | 2008-08-19 | 2009-06-29 |
| MACIVER, Kenneth | Director | 2005-11-04 | 2007-07-30 |
| MUGGE, Mark Stephen | Director | 2015-09-11 | 2018-03-02 |
| NATHAN, Clive Adam | Director | 2006-04-26 | 2014-12-19 |
| PAGE, Robert John | Director | 2000-12-14 | 2001-06-30 |
| PALLETT, Kevin David | Director | 2000-09-25 | 2009-01-22 |
| PARKER, Keith Arthur | Director | 2002-01-10 | 2005-11-04 |
| PATRICK, Ian William James | Director | 2007-08-22 | 2012-03-31 |
| PETTET, Stuart Charles | Director | 2000-12-14 | 2008-11-30 |
| PETTET, Stuart Charles | Director | 2000-09-25 | 2000-10-18 |
| PHILIP, Timothy Duncan | Director | 2006-01-09 | 2012-06-30 |
| PROVERBS, Antony | Director | 2006-01-09 | 2009-09-30 |
| ROSS, David Christopher | Director | 2016-12-20 | 2020-04-03 |
| ROUSE, Stuart Mark | Director | 2003-12-01 | 2008-08-15 |
| SUTTON, Jonathan Guy, Mr | Director | 2022-01-27 | 2022-11-01 |
| VILLERS, Rupert Carlos Chwoles | Director | 2000-12-14 | 2003-01-15 |
| WHITTAKER, Philip David | Director | 2000-12-14 | 2003-09-12 |
| WRIGHT, Nicholas Lloyd | Director | 2009-06-02 | 2014-12-19 |
| LUCIENE JAMES LIMITED | Corporate Nominee Director | 2000-09-13 | 2000-09-25 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Ardonagh Advisory Mga Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-11-01 | Active |
| Geo Specialty Group Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2022-11-01 |
Filing timeline
Last 20 of 260 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-10-03 | AA | accounts | Accounts with accounts type full | |
| 2025-06-02 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-12-16 | SH01 | capital | Capital allotment shares | |
| 2024-10-11 | AA | accounts | Accounts with accounts type full | |
| 2024-06-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-03-13 | AA | accounts | Accounts with accounts type full | |
| 2023-09-05 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2023-05-31 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-03-30 | AA | accounts | Accounts with accounts type full | |
| 2022-11-28 | CH01 | officers | Change person director company with change date | |
| 2022-11-18 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2022-11-18 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2022-11-08 | AP01 | officers | Appoint person director company with name date | |
| 2022-11-08 | AP01 | officers | Appoint person director company with name date | |
| 2022-11-08 | TM01 | officers | Termination director company with name termination date | |
| 2022-11-08 | TM01 | officers | Termination director company with name termination date | |
| 2022-09-29 | MR05 | mortgage | Mortgage charge whole release with charge number | |
| 2022-06-08 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-04-06 | AA | accounts | Accounts with accounts type full | |
| 2022-02-04 | AP04 | officers | Appoint corporate secretary company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 1
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+16.4%
£17,761,000 £20,678,000
-
Cash
-3.8%
£37,034,000 £35,644,000
-
Net assets
+304.2%
£39,509,000 £159,693,000
-
Employees
+6.9%
260 278
-
Operating profit
-98.7%
-£1,869,000 -£3,714,000
-
Profit before tax
-88.4%
-£1,946,000 -£3,667,000
-
Wages
+19.1%
£10,467,000 £12,463,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers