SBS INSURANCE SERVICES LIMITED
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Next accounts due
2027-01-31 (in 8mo)
Last filed for 2025-04-30
Confirmation statement due
2026-07-26 (in 2mo)
Last made up 2025-07-12
Watchouts
None on the register
Cash
£484K
-58% vs 2024
Net assets
£2M
-11.5% vs 2024
Employees
—
Average over period
Profit before tax
—
Period ending 2025-04-30
Name history
Renamed 1 time since incorporation
- SBS INSURANCE SERVICES LIMITED 2000-07-25 → present
- LAMINWARD LIMITED 2000-05-05 → 2000-07-25
Net assets
5-year trend · vs Technology median
Accounts
5-year trend · latest reflected 2025-04-30
| Metric | Trend | 2021-04-30 | 2022-04-30 | 2023-04-30 | 2024-04-30 | 2025-04-30 |
|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | — | |
| Operating profit | — | — | — | — | — | |
| Profit before tax | — | — | — | — | — | |
| Net profit | — | — | — | £1,305,934 | £249,767 | |
| Cash | — | — | — | £1,152,984 | £484,431 | |
| Total assets less current liabilities | — | — | — | £2,387,767 | £2,113,441 | |
| Net assets | — | — | — | £2,353,992 | £2,083,759 | |
| Equity | £1,542,200 | £1,808,395 | £1,928,058 | £2,353,992 | £2,083,759 | |
| Average employees | — | — | — | — | — | |
| Wages | — | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- Johnson Smith & Co Ltd
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors acknowledge the Financial Reporting Council's Going Concern Guidelines and believe that the Group is well placed to manage its business risks successfully. Having reviewed the initial financial scenario planning for the year 2025/26 and beyond that has been carried out, the directors are satisfied that, at the time of approving the financial statements, there is not a material uncertainty that may cast significant doubt upon the Group's ability to continue as a going concern, and so it is appropriate to adopt the going concern basis in preparing the financial statements.”
Group structure
- SBS INSURANCE SERVICES LIMITED · parent
- Direct Lawn and Garden Limited 100%
- React Insurance Services Ltd 100%
Significant events
- “During the financial year, a key supply chain partner, Carpetright, entered Administration. In response, the Board took the strategic decision to fully honor customer vouchers. This action was taken to protect policyholders, preserve the Group's reputation, and maintain long-term trust with our insurance partners. Consequently, the Group incurred non recurring costs of £0.7m, covering the direct cost of vouchers and a related team restructuring to align with revised operational requirements.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 13 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CLEVER MANAGEMENT SOLUTIONS LIMITED | Corporate Secretary | 2010-02-11 | — | — |
| CROWLEY, Sean | Director | 2013-10-01 | Apr 1962 | Irish |
| DAVIES, Oliver | Director | 2023-07-01 | May 1993 | British |
| FAIRBRASS, Paul | Director | 2011-04-19 | May 1968 | British |
| REES, Tracey Jayne | Director | 2000-07-13 | Jun 1974 | British |
| RUSHALL, Richard Anthony | Director | 2023-01-01 | Feb 1974 | British |
Show 13 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CROWLEY, Sean | Secretary | 2000-07-13 | 2000-10-12 |
| CORNHILL SERVICES LIMITED | Corporate Secretary | 2004-11-15 | 2010-01-18 |
| WATERLOW REGISTRARS LIMITED | Corporate Secretary | 2000-10-12 | 2004-11-15 |
| WATERLOW SECRETARIES LIMITED | Corporate Nominee Secretary | 2000-05-05 | 2000-07-13 |
| BIBIKOFF, Olga | Director | 2002-09-11 | 2015-01-31 |
| CABLE, Alan Ronald Oliver | Director | 2005-02-21 | 2011-02-23 |
| CROWLEY, Sean | Director | 2000-07-13 | 2000-10-02 |
| JACKSIC, Drazen | Director | 2011-02-01 | 2012-05-14 |
| MURPHY, Timothy Atilano | Director | 2010-04-01 | 2013-11-19 |
| O'CONNOR, David John | Director | 2005-03-16 | 2007-10-01 |
| PARKES, Anthony James | Director | 2013-09-01 | 2017-02-28 |
| WINTER, Simon | Director | 2012-05-28 | 2013-08-30 |
| WATERLOW NOMINEES LIMITED | Corporate Nominee Director | 2000-05-05 | 2000-07-13 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Sean Crowley | Individual | Shares 50–75%, Voting 50–75% | 2016-04-06 | Active |
Filing timeline
Last 20 of 112 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-30 | AA | accounts | Accounts with accounts type group | |
| 2025-07-25 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-11-19 | AA | accounts | Accounts with accounts type group | |
| 2024-08-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-02-21 | AP01 | officers | Appoint person director company with name date | |
| 2023-10-26 | AA | accounts | Accounts with accounts type group | |
| 2023-08-20 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-06-15 | AP01 | officers | Appoint person director company with name date | |
| 2023-01-26 | AA | accounts | Accounts with accounts type group | |
| 2022-07-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-08-11 | AA | accounts | Accounts with accounts type group | |
| 2021-08-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-05-20 | AD01 | address | Change registered office address company with date old address new address | |
| 2020-09-14 | AA | accounts | Accounts with accounts type group | |
| 2020-08-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-10-22 | AA | accounts | Accounts with accounts type group | |
| 2019-08-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-03-07 | CH01 | officers | Change person director company with change date | |
| 2019-03-07 | CH04 | officers | Change corporate secretary company with change date | |
| 2019-01-24 | AA | accounts | Accounts with accounts type group |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-04-30 vs 2024-04-30
-
Turnover
—
Not reported
-
Cash
-58%
£1,152,984 £484,431
-
Net assets
-11.5%
£2,353,992 £2,083,759
-
Employees
—
Not reported
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers