FT PERSONAL FINANCE LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-06-19 (in 1mo)
Last made up 2025-06-05
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
-£20M
-3.5% vs 2023
Employees
7
0% vs 2023
Profit before tax
-£885K
+6% vs 2023
Net assets
2-year trend · vs Consumer Discretionary median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £2,104,000 | £2,547,000 | |
| Operating profit | £125,000 | £362,000 | |
| Profit before tax | -£941,000 | -£885,000 | |
| Net profit | -£721,000 | -£666,000 | |
| Cash | — | — | |
| Total assets less current liabilities | -£19,237,000 | -£19,903,000 | |
| Net assets | -£19,237,000 | -£19,903,000 | |
| Equity | -£19,237,000 | -£19,903,000 | |
| Average employees | 7 | 7 | |
| Wages | £877,000 | £1,084,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 5.9% | 14.2% | |
| Net margin | -34.3% | -26.1% | |
| Return on capital employed | -0.6% | -1.8% | |
| Current ratio | 0.01x | 0.02x | |
| Interest cover | 0.12x | 0.29x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Directors have assessed the Company's ability to continue as a going concern. During 2024, the Company recorded a loss and was in a net liabilities position. Relying on immediate parent company support and a letter of commitment for at least one year beyond financial statement approval, the going concern basis is adopted.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 19 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| AGNEW, Mark | Secretary | 2016-06-24 | — | — |
| FORTESCUE, Alison Mary | Secretary | 2003-10-31 | — | British |
| ALDRED, Daniel John | Director | 2025-06-30 | Oct 1973 | British |
| LUND, James Douglas | Director | 2013-02-06 | Oct 1972 | British |
Show 19 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| LISTER, Anne | Secretary | 2008-07-11 | 2009-02-02 |
| ROBINSON, Sarah Nicole | Secretary | 1999-10-05 | 2003-10-31 |
| BOTTOMLEY, Hugh Joshua Peter Garnett | Director | 1999-10-05 | 2001-03-12 |
| CRAWSHAW, Nicholas Charles | Director | 2004-09-15 | 2005-04-13 |
| DAVIS, John Gordon | Director | 1999-10-05 | 2000-02-29 |
| DE BONO, Caspar | Director | 2016-07-21 | 2019-01-01 |
| HENDERSON, Timothy Scott | Director | 2007-01-01 | 2013-02-06 |
| HENDERSON, Timothy Scott | Director | 1999-10-05 | 2001-03-12 |
| HUGHES, Benjamin Mark | Director | 2015-11-30 | 2016-07-29 |
| INCHCOOMBE, Steven Charles | Director | 2001-03-12 | 2006-05-16 |
| KERR, Wendy | Director | 2000-09-18 | 2001-03-24 |
| KOCH, Katherine Therese | Director | 2005-07-01 | 2006-12-31 |
| LEONARD, Zachary Roger | Director | 1999-10-05 | 2004-09-15 |
| O'DONNELL, Owen Francis | Director | 2001-03-12 | 2002-07-05 |
| RUBIN, Mark Elliot | Director | 2006-05-16 | 2009-06-16 |
| SLADE, Jonathan David Chalmers | Director | 2019-01-01 | 2025-06-30 |
| SPACKMAN, Giles Richard Lovell | Director | 2000-07-24 | 2002-11-15 |
| STOPPIELLO, Giovanni | Director | 2009-06-16 | 2013-02-06 |
| VIGLATZIS, Anastasios | Director | 2013-02-06 | 2015-11-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Financial Times Group Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 117 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-10-04 | AA | accounts | Accounts with accounts type full | |
| 2025-07-01 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-01 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-16 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-12-10 | AA | accounts | Accounts with accounts type full | |
| 2024-06-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-02-02 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2023-09-28 | AA | accounts | Accounts with accounts type full | |
| 2023-06-08 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-10-10 | AA | accounts | Accounts with accounts type full | |
| 2022-06-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-10-12 | CH01 | officers | Change person director company with change date | |
| 2021-10-11 | AA | accounts | Accounts with accounts type full | |
| 2021-07-06 | CH01 | officers | Change person director company with change date | |
| 2021-06-15 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-12-22 | AA | accounts | Accounts with accounts type full | |
| 2020-06-17 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2019-08-14 | AA | accounts | Accounts with accounts type full | |
| 2019-06-11 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2019-05-01 | AD01 | address | Change registered office address company with date old address new address |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+21.1%
£2,104,000 £2,547,000
-
Cash
—
Not reported
-
Net assets
-3.5%
-£19,237,000 -£19,903,000
-
Employees
0%
7 7
-
Operating profit
+189.6%
£125,000 £362,000
-
Profit before tax
+6%
-£941,000 -£885,000
-
Wages
+23.6%
£877,000 £1,084,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers