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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2026-08-24 (in 3mo)

Last made up 2025-08-10

Watchouts

1 item

Cash

Latest balance sheet

Net assets

£704K

+18.3% vs 2023

Employees

1

0% vs 2023

Profit before tax

£140K

-21% vs 2023

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Accounts

2-year trend · latest reflected 2024-12-31

Metric Trend 2023-12-312024-12-31
Gross written premiums £986,378£1,042,409
Net earned premiums £745,791£796,505
Claims incurred £349,599£429,361
Investment return £94,875£94,610
Profit before tax £177,183£139,999
Net profit £165,967£108,935
Insurance contract liabilities £1,773,826£1,992,175
Total assets £2,636,785£3,039,336
Total liabilities £2,041,950£2,335,566
Equity £594,835£703,770
Average employees 11

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-31
Gearing (liabilities / total assets) 77.4%76.8%

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Auditor
Humphrey & Co Audit Services Ltd
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 10 resigned

Name Role Appointed Born Nationality
HAMPDEN LEGAL PLC Corporate Secretary 2006-12-31
DAVENPORT, Jemima Margaret Director 2025-10-09 Jun 1996 British
DAVENPORT, Kim Cheshire Director 1999-09-21 Nov 1958 British
DAVENPORT, Lucinda Bella Director 2025-10-09 Aug 1993 British
Show 10 resigned officers
Name Role Appointed Resigned
AEQUANIMITER LIMITED Corporate Secretary 2002-05-31 2006-12-31
AMLIN MEMBERS SERVICES LIMITED Corporate Secretary 1999-09-21 2000-01-31
CBS PRIVATE CAPITAL LIMITED Corporate Secretary 2000-01-31 2002-05-31
EXCELLET INVESTMENTS LIMITED Corporate Secretary 1999-09-21 1999-09-21
HALLMARK SECRETARIES LIMITED Corporate Nominee Secretary 1999-09-21 1999-09-21
DAVENPORT, Ian Charles Director 1999-09-21 2023-07-26
SEDGWICK ROUGH, William Roger Peter Director 1999-09-21 2000-01-31
TUCKER, Alan William Director 1999-09-21 2000-01-31
HALLMARK REGISTRARS LIMITED Corporate Nominee Director 1999-09-21 1999-09-21
QUICKNESS LIMITED Corporate Director 1999-09-21 1999-09-21

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr Ian Charles Davenport Individual Shares 75–100%, Voting 75–100%, Appoints directors 2016-04-06 Ceased 2025-10-09

Filing timeline

Last 20 of 287 total filings

Date Type Category Description
2025-10-22 PSC08 persons-with-significant-control Notification of a person with significant control statement PDF
2025-10-21 AP01 officers Appoint person director company with name date PDF
2025-10-21 AP01 officers Appoint person director company with name date PDF
2025-10-21 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2025-10-01 AA accounts Accounts with accounts type full
2025-08-26 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-09-11 AA accounts Accounts with accounts type full
2024-08-12 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-09-14 AA accounts Accounts with accounts type full
2023-08-15 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-08-09 TM01 officers Termination director company with name termination date PDF
2022-09-29 AA accounts Accounts with accounts type full
2022-08-15 CS01 confirmation-statement Confirmation statement with no updates PDF
2021-10-14 AA accounts Accounts with accounts type full
2021-08-23 CS01 confirmation-statement Confirmation statement with no updates PDF
2020-09-28 AA accounts Accounts with accounts type full
2020-08-13 CS01 confirmation-statement Confirmation statement with no updates PDF
2019-09-24 AA accounts Accounts with accounts type full
2019-08-15 CS01 confirmation-statement Confirmation statement with updates PDF
2018-09-25 AA accounts Accounts with accounts type full

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
6

last 12 months

Capital events
0

last 24 months

Officers appointed
2

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Official Companies House page