BERGESEN UNDERWRITING LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-07-12 (in 2mo)
Last made up 2025-06-28
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
£2M
+26.5% vs 2023
Employees
0
Average over period
Profit before tax
£697K
-11.6% vs 2023
Name history
Renamed 1 time since incorporation
- BERGESEN UNDERWRITING LIMITED 1999-05-19 → present
- T BERGESEN UNDERWRITING LIMITED 1998-08-14 → 1999-05-19
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gross written premiums | £4,998,170 | £4,575,475 | |
| Net earned premiums | £3,661,101 | £3,531,649 | |
| Claims incurred | £1,632,751 | £1,721,215 | |
| Investment return | £418,428 | £384,400 | |
| Profit before tax | £788,127 | £696,765 | |
| Net profit | £699,911 | £451,467 | |
| Insurance contract liabilities | £9,679,222 | £9,443,335 | |
| Total assets | £15,197,155 | £13,786,923 | |
| Total liabilities | £13,470,359 | £11,602,177 | |
| Equity | £1,726,796 | £2,184,746 | |
| Average employees | 0 | 0 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 88.6% | 84.2% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the Financial Statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the Financial Statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 12 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ARGENTA SECRETARIAT LIMITED | Corporate Secretary | 2002-05-30 | — | — |
| BERGESEN, Tom | Director | 1998-08-14 | Aug 1957 | Norwegian |
| BOWLES, David Charles | Director | 2022-08-15 | Aug 1968 | British |
| APCL CORPORATE DIRECTOR NO.1 LIMITED | Corporate Director | 2014-09-17 | — | — |
| APCL CORPORATE DIRECTOR NO.2 LIMITED | Corporate Director | 2014-09-17 | — | — |
Show 12 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BAILEY, Andrew John | Secretary | 1998-08-14 | 2000-03-31 |
| HODGSON, Graham | Secretary | 2000-03-31 | 2002-05-30 |
| EXCELLET INVESTMENTS LIMITED | Corporate Secretary | 1998-08-14 | 1998-08-14 |
| EXCELLET INVESTMENTS LIMITED | Corporate Secretary | 1998-08-14 | 1998-08-14 |
| HALLMARK SECRETARIES LIMITED | Corporate Nominee Secretary | 1998-08-14 | 1998-08-14 |
| MACKAY, James Anthony | Director | 2016-04-07 | 2019-03-29 |
| MONKSFIELD, David | Director | 1998-08-14 | 1998-12-31 |
| REAMES, David Peter | Director | 2014-09-17 | 2016-02-24 |
| SANDILANDS, Paul Francis | Director | 1998-08-14 | 1998-12-31 |
| WEBB, Michael William | Director | 2019-03-29 | 2022-08-15 |
| HALLMARK REGISTRARS LIMITED | Corporate Nominee Director | 1998-08-14 | 1998-08-14 |
| QUICKNESS LIMITED | Corporate Director | 1998-08-14 | 1998-08-14 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Bergesen Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 337 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-08-12 | AA | accounts | Accounts with accounts type full | |
| 2025-07-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-10-12 | AA | accounts | Accounts with accounts type full | |
| 2024-06-28 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-06-28 | CH01 | officers | Change person director company with change date | |
| 2024-01-10 | AA | accounts | Accounts with accounts type full | |
| 2023-08-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-01-13 | AA | accounts | Accounts with accounts type full | |
| 2022-08-26 | AP01 | officers | Appoint person director company with name date | |
| 2022-08-19 | TM01 | officers | Termination director company with name termination date | |
| 2022-08-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-02-04 | AA | accounts | Accounts with accounts type full | |
| 2021-08-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-01-12 | AA | accounts | Accounts with accounts type full | |
| 2020-08-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-10-09 | AA | accounts | Accounts with accounts type full | |
| 2019-08-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-04-04 | AP01 | officers | Appoint person director company with name date | |
| 2019-04-02 | TM01 | officers | Termination director company with name termination date | |
| 2018-10-25 | PSC05 | persons-with-significant-control | Change to a person with significant control |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Gross written premiums
-8.5%
£4,998,170 £4,575,475
-
Net earned premiums
-3.5%
£3,661,101 £3,531,649
-
Profit before tax
-11.6%
£788,127 £696,765
-
Equity
+26.5%
£1,726,796 £2,184,746
-
Claims incurred
+5.4%
£1,632,751 £1,721,215
-
Insurance contract liabilities
-2.4%
£9,679,222 £9,443,335
-
Investment return
-8.1%
£418,428 £384,400
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers