MORTGAGE EXCELLENCE LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-07-30 (in 2mo)
Last made up 2025-07-16
Watchouts
None on the register
Cash
£163K
-3% vs 2023
Net assets
£1M
+4.7% vs 2023
Employees
0
Average over period
Profit before tax
£63K
-10% vs 2023
Name history
Renamed 2 times since incorporation
- MORTGAGE EXCELLENCE LIMITED 2021-07-06 → present
- MORTGAGE EXCELLENCE PLC 1998-12-01 → 2021-07-06
- BASEGOLD LIMITED 1998-03-16 → 1998-12-01
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £68,000 | £63,000 | |
| Operating profit | — | — | |
| Profit before tax | £70,000 | £63,000 | |
| Net profit | £54,000 | £47,000 | |
| Cash | £168,000 | £163,000 | |
| Total assets less current liabilities | £1,026,000 | £1,055,000 | |
| Net assets | £1,008,000 | £1,055,000 | |
| Equity | £1,008,000 | £1,055,000 | |
| Average employees | 0 | 0 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Net margin | 79.4% | 74.6% | |
| Current ratio | 26.02x | 151.71x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- KPMG LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have prepared the financial statements on the going concern basis as they do not intend to liquidate the Company or to cease its operations, and as they have concluded that the Company's financial position means that this is realistic. They have also concluded that there are no material uncertainties that could have cast significant doubt over its ability to continue as a going concern for at least a year from the date of approval of the financial statements (the going concern period).”
Significant events
- “On 12 December 2024, the Company submitted an application to the FCA to be de-authorised.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
2 active · 30 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ROYAL LONDON MANAGEMENT SERVICES LIMITED | Corporate Secretary | 2020-10-01 | — | — |
| WILLIAMS, Ian | Director | 2026-01-31 | Dec 1974 | British |
Show 30 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| GOLDSMITH, Simon David | Secretary | 2000-07-07 | 2000-12-15 |
| KIRWAN, Rachel Louise | Secretary | 2016-11-01 | 2020-10-01 |
| PROUDMAN, Robert Andrew | Secretary | 2003-08-06 | 2016-10-31 |
| WHYBROW, Steven Henry | Secretary | 2000-12-15 | 2003-08-06 |
| WHYBROW, Steven Henry | Secretary | 1998-11-09 | 2000-07-07 |
| ACCESS REGISTRARS LIMITED | Corporate Nominee Secretary | 1998-03-16 | 1998-11-09 |
| ABBEY, Robert Michael | Director | 2000-07-07 | 2000-12-15 |
| ARNOLD, David Raphael | Director | 2000-07-07 | 2000-12-15 |
| CATTELL, Andrew John | Director | 2001-05-14 | 2003-01-01 |
| CORDWELL, Ian Derek | Director | 2014-02-01 | 2017-12-31 |
| ELKINGTON, Andrew Keith | Director | 2017-10-16 | 2020-10-01 |
| HENDERSON, James Conroy | Director | 2014-02-01 | 2014-09-30 |
| KLEINMAN, Paul Raymond | Director | 2000-07-07 | 2000-12-31 |
| LOUGHENBURY, David Anthony | Director | 2018-07-31 | 2020-03-31 |
| MANN, Stephen Andrew Joseph | Director | 2014-02-01 | 2018-12-31 |
| MARR, Peter | Director | 2018-01-03 | 2018-06-04 |
| PERKS, John Trevor | Director | 2019-06-18 | 2021-03-31 |
| PORTNOI, Lee Richard Joseph | Director | 2000-07-07 | 2000-12-15 |
| PROUDMAN, Robert Andrew | Director | 2003-08-06 | 2016-10-31 |
| SCOTT, Julie Frances | Director | 2022-05-12 | 2026-01-31 |
| TOHER, Jeremiah Charles | Director | 2020-10-01 | 2022-02-28 |
| VALENTINE, Andrew George | Director | 2022-06-29 | 2024-08-16 |
| VALLERY, David Stephen | Director | 2020-02-25 | 2020-12-31 |
| WARMAN, Gary | Director | 2021-03-02 | 2022-05-31 |
| WHYBROW, Graham Frederick | Director | 1998-11-09 | 2007-12-01 |
| WHYBROW, Steven Henry | Director | 2000-07-07 | 2003-08-06 |
| WHYBROW, Susan Margaret | Director | 1998-11-09 | 2000-07-07 |
| WILLIAMS, Robin | Director | 2003-08-06 | 2016-11-11 |
| WINUP, Kathryn Anne | Director | 2017-12-21 | 2019-09-30 |
| ACCESS NOMINEES LIMITED | Corporate Nominee Director | 1998-03-16 | 1998-11-09 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Pm Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-12-30 | Active |
| R3: Financial Services Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2016-12-30 |
Filing timeline
Last 20 of 215 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-02-05 | TM01 | officers | Termination director company with name termination date | |
| 2026-02-05 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-25 | AA | accounts | Accounts with accounts type full | |
| 2025-07-23 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-08-20 | TM01 | officers | Termination director company with name termination date | |
| 2024-07-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-05-05 | AA | accounts | Accounts with accounts type full | |
| 2023-07-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-06-29 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2023-06-27 | CH04 | officers | Change corporate secretary company with change date | |
| 2023-06-26 | AD04 | address | Move registers to registered office company with new address | |
| 2023-05-17 | AA | accounts | Accounts with accounts type full | |
| 2023-04-18 | AD03 | address | Move registers to sail company with new address | |
| 2023-04-11 | AD02 | address | Change sail address company with old address new address | |
| 2023-04-11 | AD01 | address | Change registered office address company with date old address new address | |
| 2022-07-28 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-07-28 | RP04CS01 | confirmation-statement | Second filing of confirmation statement with made up date | |
| 2022-07-08 | AP01 | officers | Appoint person director company with name date | |
| 2022-06-08 | TM01 | officers | Termination director company with name termination date | |
| 2022-05-25 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-7.4%
£68,000 £63,000
-
Cash
-3%
£168,000 £163,000
-
Net assets
+4.7%
£1,008,000 £1,055,000
-
Employees
—
Not reported
-
Profit before tax
-10%
£70,000 £63,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers